GetFastRates.com
Straight answers about Medicare, ACA and life insurance
63 short answers to the questions people ask right before they pick up the phone.
Medicare
- Helping a parent choose Medicare: what you need before you call
- What happens when you call a Medicare agent, step by step
- The questions a Medicare agent will ask you, and why
- Seven Medicare open enrollment mistakes, and how to avoid them
- Only a week left in Medicare open enrollment? A day-by-day plan
- Medicare after a spouse dies: what changes and what to do first
- Medicare for veterans: how VA care and TRICARE fit in
- Working past 65 with a health savings account: the Medicare trap
- Medicare and a small employer: when you must sign up for Part B
- Retiree health coverage and Medicare: check before you change anything
- Medicare before 65: disability, ALS and kidney failure
- Dialysis and Medicare: what to check before you choose a plan
- Cancer and Medicare: questions to ask before you pick a plan
- Medicare and diabetes: insulin costs and supplies, who pays for what
- Expensive drugs and Medicare Part D: how the costs work
- The Medicare Prescription Payment Plan: spreading out drug costs
- The Medigap open enrollment window: the one time you cannot be turned down
- Medigap Plan G or Plan N? How they differ and who each fits
- Medicare star ratings: what they measure and how to use them
- Medicare Advantage extras: dental, vision, hearing and over-the-counter cards
- Observation or inpatient? Why it can change what Medicare pays after a hospital stay
- Medicare costs for higher incomes: what the income adjustment is and how to appeal
- Moving? What happens to your Medicare plan and when you can change it
- Splitting the year between two states: a Medicare check before you leave
- Why am I getting so many calls about Medicare, and how do I stop them?
ACA health insurance
- How to estimate your income for ACA health insurance without getting it wrong
- Do I have to pay back my ACA tax credit? How reconciliation works
- Self-employed and buying ACA coverage: which income number to use
- The ACA family glitch fix: when family members can get Marketplace savings
- HMO, PPO or EPO? What ACA plan network types mean for your doctors
- Deductible vs. out-of-pocket maximum: the two numbers that decide your bills
- Cost-sharing reductions: why a Silver plan can beat a Gold plan for some people
- Choosing an ACA plan when you have a chronic condition
- How ACA plans cover prescriptions: tiers, formularies and prior approval
- Married filing separately and ACA savings: the rule that blocks most people
- The Marketplace sent a letter asking for documents: what to do
- Missed an ACA premium payment? How the grace period works
- ACA auto-renewal: why staying in your plan can cost you
Life insurance
- Does a stay-at-home parent need life insurance?
- Life insurance for single parents: what to plan for
- Life insurance for business owners: key person and buy-sell coverage
- One joint life policy or two separate ones for a couple?
- Who pays for your funeral? How families cover final expenses
- Life insurance when a child has special needs: a trust matters
- Cosigned student loans and life insurance: what happens if you die
- New mortgage or home equity loan? Check your life insurance first
- Leaving the military: converting SGLI to VGLI, and the deadline
- Leaving a job: what happens to your group life insurance
- Can I buy life insurance on my aging parent?
- Life insurance beneficiary mistakes that cause real problems
- Life insurance for freelancers, gig workers and the self-employed
- The life insurance medical exam: what to expect
- Life insurance riders explained: which add-ons are worth a look
- A life insurance check-up: five questions to ask every few years
- Do I still need life insurance in retirement?
- Divorce and life insurance: court orders, beneficiaries and what to update
Talking to an agent
- Is it free to talk to an insurance agent, and how do agents get paid?
- Not ready to enroll? Here is what to say on the call
- How to check that an insurance agent is licensed
- Calling about insurance for someone else: permission and privacy
- A one-page checklist for any insurance call
- How long does an insurance call take?
- I do not want to talk to a salesperson. What are my options?
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.