Medicare
The questions a Medicare agent will ask you, and why
The questions look personal, but each one narrows the plans to the ones that could actually work for you. The most important are your ZIP code, your doctors and your medicines.
Questions about where and who
- Your ZIP code and county: plans are offered by county, so this decides what you can choose from.
- Your date of birth and the date you got Medicare Part A and Part B: this decides which enrollment period you are in.
- Whether you or a spouse still work, or have retiree coverage: it changes how Medicare works with that coverage.
Questions about care
- Which doctors, specialists and hospitals you want to keep: networks differ from plan to plan.
- Every prescription, with strength and how often: each plan covers drugs differently.
- Which pharmacy you use: some plans charge less at certain pharmacies.
- How often you see doctors, and whether you expect surgery or treatment: it affects which costs matter most.
Have this ready when you call
- Your doctors' names and cities
- Each medicine with strength
- The date you started Medicare
- Any other coverage you have
Common questions
Why do you need my Medicare number?
Only to confirm eligibility and complete an enrollment if you decide to enroll. For a plan comparison you can give your ZIP code and medicines first.
Why do you ask about my income?
Some Medicare costs and some programs that lower costs depend on income, so it can matter. You can say what you are comfortable sharing.
Related answers
Rather talk it through?
Call 855-367-1095 and a licensed agent will go through your situation with you. There is no charge to ask, and no obligation to enroll.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
GetFastRates.com is not connected with or endorsed by the U.S. government or the federal Medicare program. Calling connects you with licensed insurance help. Plan availability, costs, benefits, and enrollment rules can vary by state, carrier, and individual situation.