Life insurance
Leaving the military: converting SGLI to VGLI, and the deadline
SGLI coverage continues for a short time after you leave service. You can generally convert to Veterans' Group Life Insurance, and the window to do it without health questions is limited, so check the dates early.
What to know
- SGLI coverage continues for a limited period after separation.
- VGLI may be available within a set window, and the timing of your application affects whether you must answer health questions.
- Coverage amounts and premium structures differ from SGLI.
- You may also compare VGLI against private term insurance.
Why compare
Depending on your age and health, private coverage can be priced differently from VGLI. Since the conversion window closes, some veterans apply for both and then decide.
Have this ready when you call
- Your separation date
- Your current SGLI amount
- Your age and health basics
Common questions
Who handles VGLI?
It is administered through the VA program and its insurer. Contact them for the exact dates and forms.
Can I drop VGLI later?
Yes, you can cancel, but you may not be able to get it back.
Related answers
Rather talk it through?
Call 855-367-1095 and a licensed agent will go through your situation with you. There is no charge to ask, and no obligation to enroll.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.