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Plain-English definitions for common Medicare, health insurance, and life insurance terms.
Medicare Advantage plans are private Medicare plans that provide Medicare Part A and Part B benefits and may include extra benefits, networks, and plan rules.
Call if you want help checking doctors, prescriptions, and network details.
Medicare Supplement insurance, also called Medigap, can help pay some costs left after Original Medicare, depending on the plan type.
Call if you want help comparing Supplement timing, premiums, and eligibility.
Part D is Medicare prescription drug coverage offered by private insurance companies approved by Medicare.
Call if your prescriptions changed or you want help reviewing pharmacy costs.
An ACA subsidy can reduce marketplace premium costs for eligible households based on income, household size, and other coverage access rules.
Call if your income or household changed and you want help reviewing estimates.
Term life insurance provides coverage for a set period, often used for income replacement, family protection, or mortgage protection.
Call if you want help deciding how long protection should last.
Final expense life insurance is often designed to help cover funeral, burial, and other end-of-life costs.
Call if you want help reviewing final expense options and budget.
Hospital indemnity coverage is a supplemental policy type that may pay a set benefit for certain hospital stays or related events, depending on the policy.
Call if you want help reviewing whether hospital cost concerns fit a supplemental coverage conversation.
Dental and vision coverage can help with routine care such as exams, cleanings, glasses, contacts, and certain covered services, depending on the plan.
Call if dental or vision costs are part of the gap you want reviewed.