Medicare
What Original Medicare does not cover
Original Medicare generally does not cover routine dental, eye exams and glasses, hearing aids, long-term custodial care, most care outside the United States, or everyday prescriptions. It also has no yearly limit on what you pay.
The common gaps
- Routine dental care and dentures.
- Eye exams for glasses, and the glasses themselves.
- Hearing exams and hearing aids.
- Long-term custodial care.
- Most care outside the United States.
- Everyday prescription drugs, which need a Part D plan.
Ways people fill them
A Medicare Advantage plan may include some dental, vision, hearing and drug coverage. A Medigap policy helps with the 20 percent and deductibles. Stand-alone dental, vision and hospital indemnity plans are other options. Each has its own limits, so compare what is actually covered.
Have this ready when you call
- The care you expect to need
- Your current coverage
- Your medicines
Common questions
Does Medicare cover dental for any reason?
Only in limited cases, such as dental care that is part of a covered hospital procedure.
Can one plan cover all the gaps?
Rarely. It usually takes a combination, and we can go through which combination fits your situation.
Related answers
Rather talk it through?
Call 855-367-1095 and a licensed agent will go through your situation with you. There is no charge to ask, and no obligation to enroll.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
GetFastRates.com is not connected with or endorsed by the U.S. government or the federal Medicare program. Calling connects you with licensed insurance help. Plan availability, costs, benefits, and enrollment rules can vary by state, carrier, and individual situation.