How to check that an insurance agent is licensed

• Ask for their full name and license number or National Producer Number.
• Search for your state's department of insurance and use its agent lookup.
• Check that the license is active, and that it covers the product, such as health or life.
• Check that the name on the license matches the name you were given.

Be wary of anyone who will not give a name or license number, who contacts you uninvited about Medicare, or who asks for payment by gift card or wire. You can report problems to your state's department of insurance.

• The agent's name
• Their license number
• Your state's department of insurance website

• Is it free to talk to an insurance agent, and how do agents get paid?
• Why am I getting so many calls about Medicare, and how do I stop them?
• A one-page checklist for any insurance call