Medicare
Medicare for veterans: how VA care and TRICARE fit in
VA care and Medicare are separate, and having one does not replace the other. Many veterans keep both so they can use the VA and also see doctors outside it.
How the pieces work
- VA care: provided through the VA. Medicare does not pay for care you get at a VA facility.
- Medicare: pays for care from Medicare-participating doctors and hospitals, whether or not you are a veteran.
- TRICARE For Life: for military retirees and eligible family members, it works with Medicare and generally requires both Part A and Part B.
Why timing matters
Delaying Part B can bring a late penalty that lasts as long as you have Medicare. If you may need care outside the VA, or you want TRICARE For Life, it is worth talking through before you decide not to enroll.
Have this ready when you call
- Your Medicare card
- Your VA or TRICARE information
- Where you get care now
- Your medicine list
Common questions
Do I need Part D if I get medicines from the VA?
VA drug coverage is generally considered creditable, so some veterans skip Part D. Whether that is right for you depends on where you fill prescriptions, so talk it through.
Does TRICARE For Life replace a Medicare supplement?
It works like a supplement for many retirees, but the rules are specific. Confirm what applies to you before buying another policy.
Related answers
Rather talk it through?
Call 855-367-1095 and a licensed agent will go through your situation with you. There is no charge to ask, and no obligation to enroll.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
GetFastRates.com is not connected with or endorsed by the U.S. government or the federal Medicare program. Calling connects you with licensed insurance help. Plan availability, costs, benefits, and enrollment rules can vary by state, carrier, and individual situation.