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Is Your Medicare Plan Ending?
Received a non-renewal, termination, or service-area change notice for your Medicare Advantage or Part D plan? See what it means and what current, verified situations we're tracking for the upcoming plan year.
Every year, some Medicare Advantage and Part D plans don't continue into the next plan year -- a non-renewal, a contract termination, or a service-area reduction that leaves specific counties. If you received a notice, can't find your plan for next year, or heard your plan may be discontinued, this page explains what that actually means for the 2027 plan year.
What these changes actually mean
A specific plan ending is not the same as a carrier leaving Medicare altogether -- large carriers routinely continue offering many other Medicare plans while discontinuing a specific one. The authoritative distinctions matter:
- Non-renewal: the plan simply will not continue for the next plan year.
- Service-area reduction: the plan continues, but not in every county it previously covered.
- Contract termination: CMS or the carrier ends the contract, sometimes outside the normal annual cycle.
- Consolidation: your specific plan ID ends, but you're generally moved automatically into a similar replacement plan from the same carrier.
Current, verified situations we're tracking
Check your specific plan
Enter your carrier and ZIP code to check against current, verified plan-ending records.
Common questions
My carrier letter says my plan won't be offered next year. What does that mean?
It generally means your specific plan -- not necessarily every plan your carrier offers -- will not continue for the upcoming plan year in your area. This is called a non-renewal or, if it's about part of a plan's coverage area, a service-area reduction. Either way, you're not left without options, and you generally get a dedicated enrollment window to pick something new.
If I searched 'my carrier is ending Medicare,' does that mean the whole company is leaving?
Usually not. A specific plan or a specific area within a carrier's coverage can change without the carrier leaving Medicare altogether. It's worth confirming exactly what changed for your specific plan rather than assuming the whole carrier is gone.
Why can't I find my plan for next year on comparison sites?
If a plan isn't renewing, it generally won't appear in next year's plan listings. This is one of the more common ways people first realize their plan is ending, alongside a mailed notice.
What if my specific plan or county isn't listed here?
This page only lists situations we can currently verify against real CMS or carrier data -- CMS typically publishes the full, specific list of non-renewing plans and counties around October 1 each year. If your plan isn't listed yet, that doesn't mean it's continuing; it may mean the detail isn't public yet. Use the finder tool or call to check your specific situation.
Questions are easier by phone.
Call 855-367-1095 to talk through your situation with licensed insurance help.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
GetFastRates.com is not connected with or endorsed by the U.S. government or the federal Medicare program. Calling connects you with licensed insurance help. Plan availability, costs, benefits, and enrollment rules can vary by state, carrier, and individual situation.