Colorado Medicare

Medicare Advantage Plans in Colorado for 2027: What's Ending and What's Available

46 Colorado Medicare plans end or leave counties for 2027, per CMS; 72,815 people must choose a new plan. Another 7 were merged or renumbered, so those members move automatically. If yours is on the list, a licensed agent can help at no cost to you.

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You can enroll in a 2027 Medicare plan from October 15 through December 7.

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Which Colorado Medicare plans are ending in 2027?

The biggest plans ending: Aetna (26,067 members), AARP (25,795 members), Cigna HealthSpring (10,682 members). CMS's 2027 Plan Crosswalk says 46 Colorado Medicare Advantage and Part D plans end or leave counties for 2027, with at least 72,815 people enrolled who must choose a new plan. Another 7 plans (6,811 people) were merged into other plans or given new plan numbers; CMS moves those members automatically, and their letter names the new plan. A plan that ends stops on December 31, 2026. It does not mean you lose Medicare. Your plan's own letter is the final word.

53 Colorado plans on CMS's 2026 list but not its 2027 list: plans that end come first, then plans CMS merged or renumbered
PlanPlan IDCountiesMembersWhat CMS says for 2027
UHC Dual Complete CO-S4 (HMO-POS D-SNP)
AARP (UnitedHealthcare)
H0624-006Adams, Alamosa, Arapahoe, Archuleta and 60 more19,764+CMS lists different outcomes by plan segment. Your letter says which applies to you.
SilverScript Choice (PDP)
Aetna
S5601-054Statewide (Part D drug plan)14,210+Ends December 31, 2026. Members must choose a new plan. 14,210 of them are in counties where this company has no 2027 plan at all.
HealthSpring Extra Rx (PDP)
Cigna HealthSpring
S5617-377Statewide (Part D drug plan)8,129+Ends December 31, 2026. Members must choose a new plan.
Aetna Medicare Signature (HMO-POS)
Aetna
H3931-153Clear Creek, Denver, Douglas, Elbert and 8 more2,981+Ends December 31, 2026. Members must choose a new plan. 277 of them are in counties where this company has no 2027 plan at all.
AARP Medicare Advantage from UHC CO-0013 (PPO)
AARP (UnitedHealthcare)
H2406-104Eagle, Gilpin, Grand, Lake and 8 more2,753Ends December 31, 2026. Members must choose a new plan.
Humana Full Access H5216-333 (PPO)
Humana
H5216-333Adams, Alamosa, Arapahoe, Archuleta and 46 more2,686+Ends December 31, 2026. Members must choose a new plan.
Aetna Medicare Signature (HMO-POS)
Aetna
H3931-154Archuleta, Conejos, Crowley, Custer and 13 more2,345+Ends December 31, 2026. Members must choose a new plan. 187 of them are in counties where this company has no 2027 plan at all.
HealthSpring Preferred (HMO)
Cigna HealthSpring
H0672-024Adams, Arapahoe, Boulder, Broomfield and 14 more2,319+Ends December 31, 2026. Members must choose a new plan.
Aetna Medicare Signature (HMO-POS)
Aetna
H4711-008Adams, Arapahoe, Archuleta, Boulder and 26 more1,696+Ends December 31, 2026. Members must choose a new plan. 45 of them are in counties where this company has no 2027 plan at all.
Humana Essentials Plus Giveback H5216-435 (PPO)
Humana
H5216-435Alamosa, Chaffee, Las Animas, Rio Grande1,692Leaves these counties for 2027. Members here must choose a new plan.
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET.
Aetna Medicare Signature (PPO)
Aetna
H5521-250Boulder, Clear Creek, Gilpin, Jackson and 3 more1,535+Leaves these counties for 2027. Members here must choose a new plan. 391 of them are in counties where this company has no 2027 plan at all.
Select Health Medicare Essential (HMO)
Intermountain Health Care
H1994-027Boulder, Broomfield, Clear Creek, Gilpin and 3 more1,509+Leaves these counties for 2027. Members here must choose a new plan.
Aetna Medicare Signature (PPO)
Aetna
H5521-207Archuleta, Conejos, Crowley, Custer and 8 more1,464Leaves these counties for 2027. Members here must choose a new plan. 1,190 of them are in counties where this company has no 2027 plan at all.
AARP Medicare Advantage from UHC CO-0017 (PPO)
AARP (UnitedHealthcare)
H2406-110Eagle, Gilpin, Grand, Lake and 8 more1,333+Ends December 31, 2026. Members must choose a new plan.
Select Health Medicare + Kroger (HMO)
Intermountain Health Care
H1994-030Adams, Arapahoe, Boulder, Broomfield and 12 more1,232+Ends December 31, 2026. Members must choose a new plan.
Select Health Medicare Flex (HMO)
Intermountain Health Care
H1994-031Adams, Arapahoe, Boulder, Broomfield and 14 more974+Ends December 31, 2026. Members must choose a new plan.
Aetna Medicare Dual Care (HMO D-SNP)
Aetna
H4711-012Adams, Arapahoe, Archuleta, Boulder and 26 more943+Ends December 31, 2026. Members must choose a new plan. 11 of them are in counties where this company has no 2027 plan at all.
Kaiser Permanente Senior Advantage Choice DM (PPO)
Kaiser Permanente
H3138-001Adams, Arapahoe, Boulder, Broomfield and 7 more844+Ends December 31, 2026. Members must choose a new plan.
AARP Medicare Advantage Extras from UHC CO-5 (HMO-POS)
AARP (UnitedHealthcare)
H0609-048Clear Creek, Elbert502Leaves these counties for 2027. Members here must choose a new plan.
Select Health Medicare + Kroger (HMO)
Intermountain Health Care
H1994-034Delta, Mesa490Ends December 31, 2026. Members must choose a new plan.
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET.
AARP Medicare Advantage Essentials from UHC CO-2 (HMO-POS)
AARP (UnitedHealthcare)
H0609-012Clear Creek, Elbert465Leaves these counties for 2027. Members here must choose a new plan.
Aetna Medicare Value Care (PPO)
Aetna
H5521-443Archuleta, Clear Creek, Conejos, Crowley and 13 more377+Leaves these counties for 2027. Members here must choose a new plan. 304 of them are in counties where this company has no 2027 plan at all.
Kaiser Permanente Senior Advantage Choice South (PPO)
Kaiser Permanente
H3138-002El Paso, Fremont, Pueblo, Teller371Ends December 31, 2026. Members must choose a new plan.
Erickson Advantage Signature (HMO-POS)
AARP (UnitedHealthcare)
H5652-001Douglas284Ends December 31, 2026. Members must choose a new plan.
HealthSpring TotalCare (HMO D-SNP)
Cigna HealthSpring
H0672-009Adams, Arapahoe, Boulder, Broomfield and 14 more206+Ends December 31, 2026. Members must choose a new plan.
Aetna Medicare Eagle (HMO-POS)
Aetna
H4711-010Adams, Arapahoe, Archuleta, Boulder and 26 more202+Ends December 31, 2026. Members must choose a new plan.
Select Health Medicare Active (HMO)
Intermountain Health Care
H1994-035Adams, Arapahoe, Boulder, Broomfield and 14 more180+Ends December 31, 2026. Members must choose a new plan.
Aetna Medicare Eagle (PPO)
Aetna
H5521-378Archuleta, Clear Creek, Conejos, Crowley and 12 more154+Leaves these counties for 2027. Members here must choose a new plan. 154 of them are in counties where this company has no 2027 plan at all.
AARP Medicare Advantage from UHC CO-0001 (HMO-POS)
AARP (UnitedHealthcare)
H0609-007Clear Creek, Elbert149Leaves these counties for 2027. Members here must choose a new plan.
Erickson Advantage Liberty (HMO-POS)
AARP (UnitedHealthcare)
H5652-008Douglas142Ends December 31, 2026. Members must choose a new plan.
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET.
HumanaChoice SNP-DE H7617-067 (PPO D-SNP)
Humana
H7617-067Alamosa, Chaffee, Rio Grande130Leaves these counties for 2027. Members here must choose a new plan.
Kaiser Permanente Senior Advantage Choice North (PPO)
Kaiser Permanente
H3138-003Larimer, Weld95Ends December 31, 2026. Members must choose a new plan.
Erickson Advantage Freedom (HMO-POS)
AARP (UnitedHealthcare)
H5652-006Douglas94Ends December 31, 2026. Members must choose a new plan.
Aetna Medicare Dual Extra Care (HMO D-SNP)
Aetna
H3931-175Archuleta, Clear Creek, Conejos, Crowley and 15 more90+Leaves these counties for 2027. Members here must choose a new plan. 47 of them are in counties where this company has no 2027 plan at all.
UHC Complete Care CO-19 (HMO-POS C-SNP)
AARP (UnitedHealthcare)
H0609-072Clear Creek, Elbert79Leaves these counties for 2027. Members here must choose a new plan.
AARP Medicare Advantage Patriot No Rx CO-MA01 (HMO-POS)
AARP (UnitedHealthcare)
H0609-018Clear Creek, Elbert78Leaves these counties for 2027. Members here must choose a new plan.
Erickson Advantage Liberty no Rx (HMO-POS)
AARP (UnitedHealthcare)
H5652-002Douglas72Ends December 31, 2026. Members must choose a new plan.
Aetna Medicare Full Dual Care (HMO D-SNP)
Aetna
H3931-196Archuleta, Clear Creek, Conejos, Crowley and 15 more70+Leaves these counties for 2027. Members here must choose a new plan. 42 of them are in counties where this company has no 2027 plan at all.
Humana Value Choice H5216-078 (PPO)
Humana
H5216-078Alamosa, Las Animas68+Leaves these counties for 2027. Members here must choose a new plan.
AARP Medicare Advantage from UHC CO-21P (HMO-POS)
AARP (UnitedHealthcare)
H0609-079Clear Creek, Elbert60Leaves these counties for 2027. Members here must choose a new plan.
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET.
HealthSpring TotalCare Plus (HMO D-SNP)
Cigna HealthSpring
H0672-010Adams, Arapahoe, Boulder, Broomfield and 14 more28+Ends December 31, 2026. Members must choose a new plan.
Erickson Advantage Champion (HMO-POS C-SNP)
AARP (UnitedHealthcare)
H5652-004Douglas20Ends December 31, 2026. Members must choose a new plan.
AARP Medicare Advantage from UHC CO-0011 (HMO-POS)
AARP (UnitedHealthcare)
H6706-001Clear Creek10 or fewerLeaves these counties for 2027. Members here must choose a new plan.
Clear Spring Health Balance+ Diabetes & Heart (HMO C-SNP)
Clear Spring Health (Group 1001)
H6379-002Adams, Arapahoe, Boulder, Broomfield and 20 more0Ends December 31, 2026. Members must choose a new plan.
Clear Spring Health BrightPath Advantage (HMO)
Clear Spring Health (Group 1001)
H6379-001Adams, Arapahoe, Boulder, Broomfield and 20 more0Ends December 31, 2026. Members must choose a new plan.
Erickson Advantage Guardian (HMO-POS I-SNP)
AARP (UnitedHealthcare)
H5652-003Douglas10 or fewerEnds December 31, 2026. Members must choose a new plan.
HealthSpring Assurance Rx (PDP)
Cigna HealthSpring
S5617-133Statewide (Part D drug plan)4,053+Continues for 2027 as HealthSpring Assurance Rx (PDP) (S5715-044). Members keep their plan.
HumanaChoice H5216-437 (PPO)
Humana
H5216-437Adams, Alamosa, Arapahoe, Archuleta and 42 more1,037+Merged into Humana USAA Honor Giveback (PPO) (H5216-436) for 2027. Members are moved automatically and can still switch.
Humana Value Plus H5216-195 (PPO)
Humana
H5216-195Adams, Alamosa, Arapahoe, Archuleta and 47 more910+Merged into HumanaChoice H5216-223 (PPO) (H5216-223) for 2027. Members are moved automatically and can still switch.
HumanaChoice H5216-223 (PPO)
Humana
H5216-223Alamosa274Merged into HumanaChoice H5216-223 (PPO) (H5216-223) for 2027. Members are moved automatically and can still switch.
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET.
Humana USAA Honor Giveback (PPO)
Humana
H5216-436Alamosa, Chaffee, Las Animas, Rio Grande252Merged into Humana USAA Honor Giveback (PPO) (H5216-436) for 2027. Members are moved automatically and can still switch.
HumanaChoice SNP-DE H5216-267 (PPO D-SNP)
Humana
H5216-267Alamosa, Chaffee, Rio Grande162Merged into HumanaChoice SNP-DE H5216-267 (PPO D-SNP) (H5216-267) for 2027. Members are moved automatically and can still switch.
HumanaChoice SNP-DE H5216-468 (PPO D-SNP)
Humana
H5216-468Adams, Alamosa, Arapahoe, Bent and 41 more123+Merged into HumanaChoice SNP-DE H5216-267 (PPO D-SNP) (H5216-267) for 2027. Members are moved automatically and can still switch.

Full detail by company and county: Colorado Medicare plan changes for 2027. CMS hides county counts of 10 or fewer, so totals are at least the number shown.

Medicare Advantage plans available in Colorado for 2027

104 Medicare Advantage plans are offered in Colorado for 2027 by 11 companies. 81 are HMO plans and 23 are PPO plans. 39 are special needs plans, which only people who qualify (for example, people who also have Medicaid or a chronic condition) can join, so 65 are open to most people with Medicare. Depending on the county, you can choose from between 2 and 65 plans.

Compared with 2026: 111 plans were offered in Colorado in 2026, so the count is down by 7 for 2027. Listed in CMS's 2026 files but not its 2027 files: Cigna HealthCare (4 plans in 2026), Clear Spring Health (2 plans in 2026). A company can also appear to leave because it changed its name, so check your own plan's letter.

Plans by company, 2026 and 2027

CompanyPlans in 2026Plans in 2027Change
Devoted Health1422+8
UnitedHealthcare2822−6
Humana1917−2
Aetna Medicare1111no change
Kaiser Permanente1411−3
HealthSpring47+3
Select Health75−2
Anthem Blue Cross and Blue Shield23+1
Perennial Advantage33no change
Elevate Medicare Advantage22no change
Longevity Health Plan11no change
Cigna HealthCare40not listed
Clear Spring Health20not listed

Plans offered by county, 2026 and 2027

CountyPlans in 2026Plans in 2027Change
Adams7164−7
Alamosa144−10
Arapahoe6861−7
Archuleta186−12
Baca22no change
Bent2220−2
Boulder6960−9
Broomfield6758−9
Chaffee2015−5
Cheyenne44no change
Clear Creek5834−24
Conejos2922−7
Costilla2321−2
Crowley3421−13
Custer3320−13
Delta3117−14
Denver7164−7
Dolores117−4
Douglas7059−11
Eagle42−2
El Paso5649−7
Elbert5331−22
Fremont5245−7
Garfield22no change
Gilpin4829−19
Grand3523−12
Gunnison1719+2
Hinsdale1719+2
Huerfano3320−13
Jackson3118−13
Jefferson7265−7
Kiowa415+11
Kit Carson44no change
La Plata2015−5
Lake1419+5
Larimer5746−11
Las Animas2515−10
Lincoln3120−11
Logan149−5
Mesa3324−9
Mineral1719+2
Moffat22no change
Montezuma97−2
Montrose1912−7
Morgan2811−17
Otero129−3
Ouray1719+2
Park4629−17
Phillips64−2
Pitkin814+6
Prowers44no change
Pueblo5746−11
Rio Blanco117−4
Rio Grande92−7
Routt44no change
Saguache2618−8
San Juan1719+2
San Miguel117−4
Sedgwick44no change
Summit1218+6
Teller5639−17
Washington3420−14
Weld6047−13
Yuma64−2

Counts include special needs plans. A plan can be offered in only part of a state, so the plans you can choose depend on your county. Which plans keep your doctors and cover your medicines is not in the CMS files; a licensed agent checks that for you.

Ready to enroll in a Colorado plan?

No cost. No obligation. Not the government. Speak with a licensed insurance agent (TTY 711).

Will a 2027 plan keep your doctors and cover your prescriptions?

The public plan sites can't tell you that without a lot of clicking, and some 2027 plans aren't on them until October 15. Give us your doctors and your prescriptions and a licensed agent checks every 2027 plan in your county against your list, then calls you with the two or three that fit. No cost, no obligation.

We call back 8 AM to midnight ET, every day. We use the details you provide to respond to your coverage help request. Do not submit Medicare numbers, Social Security numbers, payment information, or medical records through this form.

Got a letter saying your Medicare plan is leaving or won't renew?

A non-renewal letter means your specific plan won't continue in your county after December 31, 2026. It doesn't mean you lose Medicare, and it usually doesn't mean your insurance company is leaving Medicare altogether. You can choose a new Medicare Advantage plan, or move to Original Medicare with a Medigap plan and a Part D drug plan.

Medicare Advantage in Colorado today

My Medicare Advantage plan is ending. What are my deadlines?

What happens if I do nothing when my plan is cancelled?

You don't lose Medicare. If you don't choose a new plan, you're moved to Original Medicare (Parts A and B) on January 1, 2027. Original Medicare doesn't include prescription drug coverage, so you'd need to join a separate Part D plan. Going 63 days or more without creditable drug coverage can mean a permanent late-enrollment penalty.

Can I switch to a Medicare Supplement (Medigap) plan without health questions?

Usually yes. When a Medicare Advantage plan leaves your area or stops offering coverage, federal law gives you a guaranteed issue right: a Medigap company must sell you Plan A, B, D or G (or C or F if you were eligible for Medicare before January 1, 2020), can't charge more for past or present health problems, and can't refuse you, as long as you switch to Original Medicare. Some states add more rights than this. Keep your non-renewal letter; it can serve as proof.

How Medigap guaranteed issue works when your plan ends

Losing your Advantage plan this year? Moving to Medigap | Medigap or another Advantage plan? | Moving to Medigap, step by step

What to check before choosing a replacement plan

Free Medicare tools

Questions about Colorado Medicare plans ending

Which Medicare Advantage plans are ending in Colorado for 2027?

The list on this page comes straight from CMS's 2027 plan files: every plan that won't renew, or won't be offered in a county, in Colorado. It covers several carriers.

Is my Medicare Advantage plan being cancelled in Colorado?

If your plan won't continue, you'll get a non-renewal letter by October 2, 2026. Your Annual Notice of Change (ANOC) lists what's changing if your plan does continue. Your plan stays in force through December 31, 2026 either way.

How many people in Colorado lost their Medicare Advantage plan last year?

For 2026, CMS's files show 35 Medicare Advantage plans ended or dropped counties in Colorado, affecting about 57,350 members across 62 counties.

What happens if I don't pick a new plan after my Medicare Advantage plan ends?

You don't lose Medicare. If you don't choose anything, you're moved to Original Medicare (Parts A and B) on January 1, 2027. Original Medicare doesn't include drug coverage, so you'd need to join a separate Part D plan, and going 63 days or more without creditable drug coverage can mean a late-enrollment penalty.

How long do I have to switch after my Medicare Advantage plan is discontinued?

You can switch during Open Enrollment, October 15, 2026 to December 7, 2026, for coverage starting January 1. Because your plan is ending, you also get a Special Enrollment Period from December 8, 2026 through February 28, 2027. An enrollment request received December 8-31 is effective January 1; received in January, effective February 1; received in February, effective March 1. Choosing by December 7, 2026 avoids any gap.

Can I get a Medicare Supplement (Medigap) plan without health questions if my plan is ending?

Usually yes. When a Medicare Advantage plan leaves your area or stops offering coverage, you have a guaranteed issue right to buy Medigap Plan A, B, D or G (and C or F if you were eligible for Medicare before January 1, 2020) without medical underwriting, as long as you move to Original Medicare. You can apply as early as 60 days before your coverage ends and no later than 63 days after (March 4, 2027). Some states give more rights than this.

Why did I get a letter saying my Medicare plan won't renew?

Plans that won't continue next year must mail members a non-renewal notice by October 2, 2026. It means your current plan ends December 31, 2026, not that you lose Medicare. Keep the letter: it shows which plan is ending and helps prove your enrollment rights.

Will my doctors still be covered on a new plan in Colorado?

It depends on the plan you choose. Before switching, check that your doctors, specialists and hospitals are in the new plan's network, your prescriptions are on its drug list, and your pharmacy is covered. With Original Medicare plus Medigap, you can see any provider that accepts Medicare.

Which Medicare Advantage plans are available in Colorado for 2027?

CMS's 2027 files list 104 Medicare Advantage plans offered in Colorado by 11 companies: Devoted Health (22 plans), UnitedHealthcare (22 plans), Humana (17 plans), Aetna Medicare (11 plans), Kaiser Permanente (11 plans), and others. 39 of them are special needs plans, which only people who qualify can join. Which plans you can actually choose depends on your county.

I just found out my plan is ending. Do I need to decide right away?

No. Your plan works through December 31, 2026. You can choose a new plan from October 15 to December 7, and because your plan is ending you also get a Special Enrollment Period from December 8 through February 28, 2027. Deciding earlier just means your new plan is settled before January 1.

Will I get pressured into a sales call if I ask for help?

No. A licensed agent looks at the plans available where you live in Colorado, explains what changes for you, and you decide. There is no cost to you and no obligation to enroll in anything. Calls are recorded, as Medicare requires.

How do I know my plan is on this list?

Type your plan name or the plan ID from your member card into the box above the table. The list comes from CMS's own 2026 and 2027 plan files. Your plan's written notice is the final word; if the two disagree, trust the letter and have a licensed agent check it with you.

Is your Colorado Medicare plan ending?

Call to check your plan and compare what's available where you live, with licensed Medicare help.

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GetFastRates.com is not connected with or endorsed by the U.S. government or the federal Medicare program. Calling connects you with licensed insurance help. Plan availability, costs, benefits, and enrollment rules can vary by state, carrier, and individual situation.

Sources

Last updated 2026-10-06. Plan counts come from CMS files; CMS doesn't publish county counts of 10 or fewer members, so totals are at least the number shown.