West Virginia Medicare

Medicare Advantage Plans in West Virginia for 2027: What's Ending and What's Available

14 West Virginia Medicare plans end or leave counties for 2027, per CMS; 30,702 people must choose a new plan. Another 12 were merged or renumbered, so those members move automatically. If yours is on the list, a licensed agent can help at no cost to you.

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You can enroll in a 2027 Medicare plan from October 15 through December 7.

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We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not connected with or endorsed by the United States government or the federal Medicare program. Calls are recorded, as Medicare requires.

Which West Virginia Medicare plans are ending in 2027?

Checked October 6, 2026 against CMS's 2026 and 2027 plan lists and September 2026 enrollment.

The biggest plans ending: Aetna (28,939 members), Blue (1,698 members), Humana (65 members). CMS's 2027 Plan Crosswalk says 14 West Virginia Medicare Advantage and Part D plans end or leave counties for 2027, with at least 30,702 people enrolled who must choose a new plan. Another 12 plans (25,631 people) were merged into other plans or given new plan numbers; CMS moves those members automatically, and their letter names the new plan. A plan that ends stops on December 31, 2026. It does not mean you lose Medicare. Your plan's own letter is the final word.

Aetna: 9 plans end or leave counties (28,939 members) county detail
Blue (Highmark Health): 3 plans end or leave counties (1,698 members); 2 merged or renumbered (1,411 members) county detail
Humana: 2 plans end or leave counties (65 members); 5 merged or renumbered (19,063 members) county detail
Cigna HealthSpring: no plans ending; 2 merged or renumbered (4,948 members) county detail
The Health Plan of West Virginia: no plans ending; 3 merged or renumbered (209 members) county detail

26 West Virginia plans on CMS's 2026 list but not its 2027 list: plans that end come first, then plans CMS merged or renumbered
Plan	Plan ID	Counties	Members	What CMS says for 2027
SilverScript Choice (PDP) Aetna	S5601-012	Statewide (Part D drug plan)	23,299	Ends December 31, 2026. Members must choose a new plan. 23,299 of them are in counties where this company has no 2027 plan at all.
Aetna Medicare Advantra Enhanced (PPO) Aetna	H1608-027	Clay, Lincoln, Nicholas, Pocahontas and 3 more	1,649	Leaves these counties for 2027. Members here must choose a new plan.
Aetna Medicare Advantra Signature (HMO) Aetna	H1692-002	Nicholas, Pocahontas, Tucker, Tyler and 3 more	1,159	Leaves these counties for 2027. Members here must choose a new plan.
Aetna Medicare Advantra Signature Giveback (PPO) Aetna	H1608-031	Barbour, Clay, Doddridge, Grant and 15 more	1,141	Leaves these counties for 2027. Members here must choose a new plan.
Blue Rx PDP Complete (PDP) Blue (Highmark Health)	S5593-003	Statewide (Part D drug plan)	658+	Ends December 31, 2026. Members must choose a new plan. 658 of them are in counties where this company has no 2027 plan at all.
Complete Blue PPO Merit (PPO) Blue (Highmark Health)	H5106-037	Berkeley, Braxton, Brooke, Cabell and 37 more	521+	Ends December 31, 2026. Members must choose a new plan.
Blue Rx PDP Plus (PDP) Blue (Highmark Health)	S5593-002	Statewide (Part D drug plan)	519+	Ends December 31, 2026. Members must choose a new plan. 519 of them are in counties where this company has no 2027 plan at all.
Aetna Medicare Advantra Signature (PPO) Aetna	H1608-040	Clay, Lincoln, Nicholas, Pocahontas and 3 more	460	Leaves these counties for 2027. Members here must choose a new plan.
Aetna Medicare Signature (HMO) Aetna	H1692-007	Barbour, Doddridge, Hardy, Jefferson and 7 more	386+	Leaves these counties for 2027. Members here must choose a new plan.
Aetna Medicare Advantra Elite (HMO) Aetna	H1692-003	Barbour, Doddridge, Hardy, Jefferson and 7 more	382+	Leaves these counties for 2027. Members here must choose a new plan.
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. Call 855-367-1095
Aetna Medicare Advantra Eagle Plus (HMO) Aetna	H1692-006	Barbour, Doddridge, Hardy, Jefferson and 13 more	252+	Leaves these counties for 2027. Members here must choose a new plan.
Aetna Medicare Premier (PPO) Aetna	H1608-085	Barbour, Clay, Doddridge, Grant and 18 more	211+	Leaves these counties for 2027. Members here must choose a new plan.
HumanaChoice H5525-005 (PPO) Humana	H5525-005	Logan	65	Leaves these counties for 2027. Members here must choose a new plan.
Humana Together in Health (PPO I-SNP) Humana	H5216-447	Barbour, Berkeley, Boone, Braxton and 51 more	10 or fewer	Ends December 31, 2026. Members must choose a new plan.
Humana USAA Honor Giveback with Rx (PPO) Humana	H5216-391	Barbour, Berkeley, Boone, Braxton and 51 more	12,926	Merged into HumanaChoice Giveback H5216-328 (PPO) (H5216-328) for 2027. Members are moved automatically and can still switch.
Humana USAA Honor Giveback with Rx (PPO) Humana	H7617-072	Barbour, Berkeley, Boone, Braxton and 51 more	3,602+	Merged into Humana Essentials Plus Giveback (PPO) (H7617-065) for 2027. Members are moved automatically and can still switch.
HealthSpring Assurance Rx (PDP) Cigna HealthSpring	S5617-215	Statewide (Part D drug plan)	2,842+	Merged into HealthSpring Assurance Rx (PDP) (S5715-027) for 2027. Members are moved automatically and can still switch.
HealthSpring Extra Rx (PDP) Cigna HealthSpring	S5617-356	Statewide (Part D drug plan)	2,106+	Merged into HealthSpring Assurance Rx (PDP) (S5715-027) for 2027. Members are moved automatically and can still switch.
HumanaChoice Giveback H5216-328 (PPO) Humana	H5216-328	Braxton, Brooke, Doddridge, Hancock and 16 more	1,484	Merged into HumanaChoice Giveback H5216-328 (PPO) (H5216-328) for 2027. Members are moved automatically and can still switch.
Complete Blue PPO Signature (PPO) Blue (Highmark Health)	H5106-035	Calhoun, Hampshire, Hancock, Monongalia and 11 more	1,110+	Merged into Complete Blue PPO Signature (PPO) (H5106-030) for 2027. Members are moved automatically and can still switch.
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. Call 855-367-1095
HumanaChoice H5216-395 (PPO) Humana	H5216-395	Calhoun, Doddridge, Harrison, Jackson and 10 more	774	Merged into HumanaChoice H5216-425 (PPO) (H5216-425) for 2027. Members are moved automatically and can still switch.
Complete Blue PPO Distinct (PPO) Blue (Highmark Health)	H5106-036	Calhoun, Hampshire, Hancock, Monongalia and 11 more	301+	Merged into Complete Blue PPO Distinct (PPO) (H5106-029) for 2027. Members are moved automatically and can still switch.
Humana USAA Honor Giveback (PPO) Humana	H5216-105	Barbour, Berkeley, Boone, Braxton and 51 more	277+	Merged into Humana USAA Honor Giveback (PPO) (H5216-225) for 2027. Members are moved automatically and can still switch.
The Health Plan SecureCare Capitol Plan (HMO) The Health Plan of West Virginia	H3672-023	Boone, Clay, Fayette, Jackson and 2 more	107+	Merged into The Health Plan SecureCare - Option II (HMO) (H3672-020) for 2027. Members are moved automatically and can still switch.
The Health Plan SecureChoice - Option II (PPO) The Health Plan of West Virginia	H8604-011	Barbour, Berkeley, Boone, Braxton and 51 more	102+	Merged into The Health Plan SecureChoice Optimum (PPO) (H8604-014) for 2027. Members are moved automatically and can still switch.
The Health Plan SecureCare Integrity Plan 2 (HMO) The Health Plan of West Virginia	H3672-024	Boone, Clay, Fayette, Jackson and 2 more	10 or fewer	Merged into The Health Plan SecureCare Integrity Plan 1 (HMO) (H3672-021) for 2027. Members are moved automatically and can still switch.

Full detail by company and county: West Virginia Medicare plan changes for 2027. CMS hides county counts of 10 or fewer, so totals are at least the number shown.

Medicare Advantage plans available in West Virginia for 2027

Checked 2026-10-17 against CMS's 2027 plan benefit and county files.

70 Medicare Advantage plans are offered in West Virginia for 2027 by 9 companies. 24 are HMO plans and 45 are PPO plans, with 1 private fee-for-service. 19 are special needs plans, which only people who qualify (for example, people who also have Medicaid or a chronic condition) can join, so 51 are open to most people with Medicare. Depending on the county, you can choose from between 30 and 57 plans.

Compared with 2026: 69 plans were offered in West Virginia in 2026, so the count is up by 1 for 2027. New to West Virginia for 2027: Communicare Advantage (1 plan).

Plans by company, 2026 and 2027

Company	Plans in 2026	Plans in 2027	Change
Humana	22	18	−4
Aetna Medicare	9	14	+5
UnitedHealthcare	7	11	+4
Highmark Blue Cross Blue Shield	13	10	−3
Peak Health	6	7	+1
The Health Plan	8	5	−3
Wellpoint	3	3	no change
Communicare Advantage	0	1	new
West Virginia Senior Advantage	1	1	no change

Plans offered by county, 2026 and 2027

County	Plans in 2026	Plans in 2027	Change
Barbour	39	35	−4
Berkeley	47	49	+2
Boone	43	48	+5
Braxton	50	52	+2
Brooke	46	46	no change
Cabell	52	57	+5
Calhoun	46	47	+1
Clay	51	46	−5
Doddridge	49	42	−7
Fayette	51	55	+4
Gilmer	43	48	+5
Grant	43	44	+1
Greenbrier	51	55	+4
Hampshire	41	43	+2
Hancock	45	43	−2
Hardy	49	42	−7
Harrison	47	47	no change
Jackson	43	49	+6
Jefferson	47	42	−5
Kanawha	52	57	+5
Lewis	46	44	−2
Lincoln	51	48	−3
Logan	41	44	+3
Marion	47	47	no change
Marshall	46	45	−1
Mason	51	55	+4
McDowell	47	51	+4
Mercer	42	48	+6
Mineral	33	30	−3
Mingo	50	56	+6
Monongalia	42	44	+2
Monroe	40	44	+4
Morgan	41	34	−7
Nicholas	51	45	−6
Ohio	47	47	no change
Pendleton	46	49	+3
Pleasants	47	49	+2
Pocahontas	45	41	−4
Preston	45	40	−5
Putnam	52	56	+4
Raleigh	43	47	+4
Randolph	43	45	+2
Ritchie	46	43	−3
Roane	37	40	+3
Summers	40	42	+2
Taylor	47	45	−2
Tucker	48	39	−9
Tyler	49	40	−9
Upshur	38	40	+2
Wayne	52	56	+4
Webster	51	42	−9
Wetzel	46	40	−6
Wirt	50	50	no change
Wood	51	45	−6
Wyoming	40	41	+1

Counts include special needs plans. A plan can be offered in only part of a state, so the plans you can choose depend on your county. Which plans keep your doctors and cover your medicines is not in the CMS files; a licensed agent checks that for you.

Ready to enroll in a West Virginia plan?

Call 855-367-1095 to enroll

No cost. No obligation. Not the government. Speak with a licensed insurance agent (TTY 711).

Will a 2027 plan keep your doctors and cover your prescriptions?

The public plan sites can't tell you that without a lot of clicking, and some 2027 plans aren't on them until October 15. Give us your doctors and your prescriptions and a licensed agent checks every 2027 plan in your county against your list, then calls you with the two or three that fit. No cost, no obligation.

Got a letter saying your Medicare plan is leaving or won't renew?

A non-renewal letter means your specific plan won't continue in your county after December 31, 2026. It doesn't mean you lose Medicare, and it usually doesn't mean your insurance company is leaving Medicare altogether. You can choose a new Medicare Advantage plan, or move to Original Medicare with a Medigap plan and a Part D drug plan.

Medicare Advantage in West Virginia today

At least 173,890 West Virginia residents are in an individual Medicare Advantage plan (60 plans from 8 companies across 55 counties in 2026).
Largest carriers by members: Humana (70,577), Aetna (37,277), UnitedHealthcare (29,865), Highmark (14,723), Peak Health (12,238), The Health Plan (7,190).
Last year, 5 West Virginia Medicare Advantage plans ended or dropped counties for 2026, affecting about 12,874 members, most from Highmark, Aetna.

My Medicare Advantage plan is ending. What are my deadlines?

Your current plan keeps working through December 31, 2026. Doctors, prescriptions and benefits work as usual until then.
Open Enrollment, October 15, 2026 to December 7, 2026: pick a new plan now and it starts January 1, 2027, with no gap.
Your extra window, December 8, 2026 to February 28, 2027: because your plan is being discontinued, you get a Special Enrollment Period on top of Open Enrollment. An enrollment request received December 8-31 is effective January 1; received in January, effective February 1; received in February, effective March 1.
Medigap guaranteed issue: apply as early as November 1, 2026, and no later than March 4, 2027 (63 days after your coverage ends).

What happens if I do nothing when my plan is cancelled?

You don't lose Medicare. If you don't choose a new plan, you're moved to Original Medicare (Parts A and B) on January 1, 2027. Original Medicare doesn't include prescription drug coverage, so you'd need to join a separate Part D plan. Going 63 days or more without creditable drug coverage can mean a permanent late-enrollment penalty.

Can I switch to a Medicare Supplement (Medigap) plan without health questions?

Usually yes. When a Medicare Advantage plan leaves your area or stops offering coverage, federal law gives you a guaranteed issue right: a Medigap company must sell you Plan A, B, D or G (or C or F if you were eligible for Medicare before January 1, 2020), can't charge more for past or present health problems, and can't refuse you, as long as you switch to Original Medicare. Some states add more rights than this. Keep your non-renewal letter; it can serve as proof.

How Medigap guaranteed issue works when your plan ends

Losing your Advantage plan this year? Moving to Medigap | Medigap or another Advantage plan? | Moving to Medigap, step by step

What to check before choosing a replacement plan

Are your doctors, specialists and hospitals in the new plan's network?
Are your prescriptions on its drug list, and is your pharmacy covered?
Premium, deductible, copays and maximum out-of-pocket
HMO or PPO, and any extra benefits (dental, vision, hearing) that matter to you
Medicare Advantage vs. Original Medicare with Medigap and a Part D plan

Free Medicare tools

Questions about West Virginia Medicare plans ending

Which Medicare Advantage plans are ending in West Virginia for 2027?

The list on this page comes straight from CMS's 2027 plan files: every plan that won't renew, or won't be offered in a county, in West Virginia. It covers several carriers.

Is my Medicare Advantage plan being cancelled in West Virginia?

If your plan won't continue, you'll get a non-renewal letter by October 2, 2026. Your Annual Notice of Change (ANOC) lists what's changing if your plan does continue. Your plan stays in force through December 31, 2026 either way.

How many people in West Virginia lost their Medicare Advantage plan last year?

For 2026, CMS's files show 5 Medicare Advantage plans ended or dropped counties in West Virginia, affecting about 12,874 members across 55 counties.

What happens if I don't pick a new plan after my Medicare Advantage plan ends?

You don't lose Medicare. If you don't choose anything, you're moved to Original Medicare (Parts A and B) on January 1, 2027. Original Medicare doesn't include drug coverage, so you'd need to join a separate Part D plan, and going 63 days or more without creditable drug coverage can mean a late-enrollment penalty.

How long do I have to switch after my Medicare Advantage plan is discontinued?

You can switch during Open Enrollment, October 15, 2026 to December 7, 2026, for coverage starting January 1. Because your plan is ending, you also get a Special Enrollment Period from December 8, 2026 through February 28, 2027. An enrollment request received December 8-31 is effective January 1; received in January, effective February 1; received in February, effective March 1. Choosing by December 7, 2026 avoids any gap.

Can I get a Medicare Supplement (Medigap) plan without health questions if my plan is ending?

Usually yes. When a Medicare Advantage plan leaves your area or stops offering coverage, you have a guaranteed issue right to buy Medigap Plan A, B, D or G (and C or F if you were eligible for Medicare before January 1, 2020) without medical underwriting, as long as you move to Original Medicare. You can apply as early as 60 days before your coverage ends and no later than 63 days after (March 4, 2027). Some states give more rights than this.

Why did I get a letter saying my Medicare plan won't renew?

Plans that won't continue next year must mail members a non-renewal notice by October 2, 2026. It means your current plan ends December 31, 2026, not that you lose Medicare. Keep the letter: it shows which plan is ending and helps prove your enrollment rights.

Will my doctors still be covered on a new plan in West Virginia?

It depends on the plan you choose. Before switching, check that your doctors, specialists and hospitals are in the new plan's network, your prescriptions are on its drug list, and your pharmacy is covered. With Original Medicare plus Medigap, you can see any provider that accepts Medicare.

Which Medicare Advantage plans are available in West Virginia for 2027?

CMS's 2027 files list 70 Medicare Advantage plans offered in West Virginia by 9 companies: Humana (18 plans), Aetna Medicare (14 plans), UnitedHealthcare (11 plans), Highmark Blue Cross Blue Shield (10 plans), Peak Health (7 plans), and others. 19 of them are special needs plans, which only people who qualify can join. Which plans you can actually choose depends on your county.

I just found out my plan is ending. Do I need to decide right away?

No. Your plan works through December 31, 2026. You can choose a new plan from October 15 to December 7, and because your plan is ending you also get a Special Enrollment Period from December 8 through February 28, 2027. Deciding earlier just means your new plan is settled before January 1.

Will I get pressured into a sales call if I ask for help?

No. A licensed agent looks at the plans available where you live in West Virginia, explains what changes for you, and you decide. There is no cost to you and no obligation to enroll in anything. Calls are recorded, as Medicare requires.

How do I know my plan is on this list?

Type your plan name or the plan ID from your member card into the box above the table. The list comes from CMS's own 2026 and 2027 plan files. Your plan's written notice is the final word; if the two disagree, trust the letter and have a licensed agent check it with you.

Is your West Virginia Medicare plan ending?

Call to check your plan and compare what's available where you live, with licensed Medicare help.

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GetFastRates.com is not connected with or endorsed by the U.S. government or the federal Medicare program. Calling connects you with licensed insurance help. Plan availability, costs, benefits, and enrollment rules can vary by state, carrier, and individual situation.

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Sources

Last updated 2026-10-06. Plan counts come from CMS files; CMS doesn't publish county counts of 10 or fewer members, so totals are at least the number shown.