Maryland Medicare

Medicare Advantage Plans in Maryland for 2027: What's Ending and What's Available

28 Maryland Medicare plans end or leave counties for 2027, per CMS; 41,361 people must choose a new plan. Another 3 were merged or renumbered, so those members move automatically. If yours is on the list, a licensed agent can help at no cost to you.

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We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not connected with or endorsed by the United States government or the federal Medicare program. Calls are recorded, as Medicare requires.

Which Maryland Medicare plans are ending in 2027?

Checked October 6, 2026 against CMS's 2026 and 2027 plan lists and September 2026 enrollment.

The biggest plans ending: Humana (19,682 members), Cigna HealthSpring (10,579 members), CareFirst (4,069 members). CMS's 2027 Plan Crosswalk says 28 Maryland Medicare Advantage and Part D plans end or leave counties for 2027, with at least 41,361 people enrolled who must choose a new plan. Another 3 plans (20,692 people) were merged into other plans or given new plan numbers; CMS moves those members automatically, and their letter names the new plan. A plan that ends stops on December 31, 2026. It does not mean you lose Medicare. Your plan's own letter is the final word.

Humana: 9 plans end or leave counties (19,682 members); 1 merged or renumbered (1,053 members) county detail
Cigna HealthSpring: 1 plan ends or leaves counties (10,579 members); 2 merged or renumbered (19,639 members) county detail
CareFirst: 2 plans end or leave counties (4,069 members) county detail
Aetna: 2 plans end or leave counties (3,427 members) county detail
Johns Hopkins Healthcare: 1 plan ends or leaves counties (1,678 members) county detail
Erickson (UnitedHealthcare): 7 plans end or leave counties (1,170 members) county detail
Alterwood (LifeBridge Health): 1 plan ends or leaves counties (424 members) county detail
CommuniCare (SNP Holdings): 2 plans end or leave counties (332 members) county detail

31 Maryland plans on CMS's 2026 list but not its 2027 list: plans that end come first, then plans CMS merged or renumbered
Plan	Plan ID	Counties	Members	What CMS says for 2027
HealthSpring Extra Rx (PDP) Cigna HealthSpring	S5617-355	Statewide (Part D drug plan)	10,579	Ends December 31, 2026. Members must choose a new plan.
Humana Gold Plus H6622-095 (HMO) Humana	H6622-095	Anne Arundel, Harford, Howard	3,535	Ends December 31, 2026. Members must choose a new plan.
HumanaChoice H7617-044 (PPO) Humana	H7617-044	Carroll, Charles, Dorchester, Garrett and 2 more	3,454	Leaves these counties for 2027. Members here must choose a new plan.
Humana Gold Plus H6622-081 (HMO) Humana	H6622-081	Baltimore City	3,358	Leaves these counties for 2027. Members here must choose a new plan.
Aetna Medicare Elite (PPO) Aetna	H5521-482	Frederick, Harford, Montgomery	3,275	Ends December 31, 2026. Members must choose a new plan.
CareFirst BlueCross BlueShield Advantage Essential (PPO) CareFirst	H7379-001	Carroll, Frederick, Kent, Queen Anne's and 2 more	2,879	Leaves these counties for 2027. Members here must choose a new plan.
HumanaChoice SNP-DE H5216-459 (PPO D-SNP) Humana	H5216-459	Allegany, Calvert, Caroline, Carroll and 15 more	2,821	Ends December 31, 2026. Members must choose a new plan.
HumanaChoice SNP-DE H5216-377 (PPO D-SNP) Humana	H5216-377	Allegany, Calvert, Caroline, Carroll and 15 more	2,654	Ends December 31, 2026. Members must choose a new plan.
HumanaChoice H5216-376 (PPO) Humana	H5216-376	Carroll, Charles, Dorchester, Garrett and 2 more	2,565	Leaves these counties for 2027. Members here must choose a new plan.
Johns Hopkins Advantage MD Primary (PPO) Johns Hopkins Healthcare	H3890-005	Anne Arundel, Baltimore, Frederick, Howard and 1 more	1,678	Ends December 31, 2026. Members must choose a new plan.
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. Call 855-367-1095
CareFirst BlueCross BlueShield Advantage Complete (PPO) CareFirst	H7379-002	Carroll, Frederick, Kent, Queen Anne's and 2 more	1,190	Leaves these counties for 2027. Members here must choose a new plan.
Erickson Advantage Signature (HMO-POS) Erickson (UnitedHealthcare)	H5652-001	Baltimore, Montgomery, Prince George's	808	Ends December 31, 2026. Members must choose a new plan.
HumanaChoice H5216-387 (PPO) Humana	H5216-387	Carroll, Garrett, Worcester	744	Leaves these counties for 2027. Members here must choose a new plan.
Alterwood Advantage Choice Plus (HMO) Alterwood (LifeBridge Health)	H9306-002	Anne Arundel, Baltimore, Baltimore City, Caroline and 16 more	424+	Ends December 31, 2026. Members must choose a new plan.
Humana USAA Honor Giveback (HMO) Humana	H6622-094	Baltimore City	357	Leaves these counties for 2027. Members here must choose a new plan.
CommuniCare Advantage ISNP (HMO I-SNP) CommuniCare (SNP Holdings)	H3727-002	Anne Arundel, Baltimore, Baltimore City, Carroll and 6 more	332+	Leaves these counties for 2027. Members here must choose a new plan. 332 of them are in counties where this company has no 2027 plan at all.
Humana USAA Honor Giveback (PPO) Humana	H5216-379	Carroll, Garrett, Worcester	194	Leaves these counties for 2027. Members here must choose a new plan.
Aetna Medicare Eagle Giveback (PPO) Aetna	H5521-480	Frederick, Harford, Montgomery	152	Ends December 31, 2026. Members must choose a new plan.
Erickson Advantage Liberty (HMO-POS) Erickson (UnitedHealthcare)	H5652-008	Baltimore, Montgomery, Prince George's	135+	Ends December 31, 2026. Members must choose a new plan.
Erickson Advantage Freedom (HMO-POS) Erickson (UnitedHealthcare)	H5652-006	Baltimore, Montgomery, Prince George's	123+	Ends December 31, 2026. Members must choose a new plan.
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. Call 855-367-1095
Erickson Advantage Liberty no Rx (HMO-POS) Erickson (UnitedHealthcare)	H5652-002	Baltimore, Montgomery, Prince George's	57+	Ends December 31, 2026. Members must choose a new plan.
Erickson Advantage Guardian (HMO-POS I-SNP) Erickson (UnitedHealthcare)	H5652-003	Baltimore, Montgomery, Prince George's	26+	Ends December 31, 2026. Members must choose a new plan.
Erickson Advantage Champion (HMO-POS C-SNP) Erickson (UnitedHealthcare)	H5652-004	Baltimore, Montgomery, Prince George's	21+	Ends December 31, 2026. Members must choose a new plan.
CommuniCare Advantage CSNP (HMO C-SNP) CommuniCare (SNP Holdings)	H3727-001	Anne Arundel, Baltimore, Baltimore City	10 or fewer	Ends December 31, 2026. Members must choose a new plan.
Provider Partners Maryland Advantage Plan (HMO I-SNP) Provider Partners Maryland (Rifkin Managed Care Holding)	H8067-001	Allegany, Anne Arundel, Baltimore, Baltimore City and 14 more	10 or fewer	Ends December 31, 2026. Members must choose a new plan.
Provider Partners Maryland Community Plan (HMO I-SNP) Provider Partners Maryland (Rifkin Managed Care Holding)	H8067-003	Allegany, Anne Arundel, Baltimore, Baltimore City and 14 more	10 or fewer	Ends December 31, 2026. Members must choose a new plan.
Provider Partners Maryland Essential Plan (HMO I-SNP) Provider Partners Maryland (Rifkin Managed Care Holding)	H8067-004	Allegany, Anne Arundel, Baltimore, Baltimore City and 14 more	10 or fewer	Ends December 31, 2026. Members must choose a new plan.
UHC Nursing Home Plan EX-F004 (PPO I-SNP) Erickson (UnitedHealthcare)	H0710-032	Carroll	10 or fewer	Leaves these counties for 2027. Members here must choose a new plan.
HealthSpring Assurance Rx (PDP) Cigna HealthSpring	S5617-214	Statewide (Part D drug plan)	15,567	Continues for 2027 as HealthSpring Assurance Rx (PDP) (S5715-026). Members keep their plan.
HealthSpring Alliance (HMO) Cigna HealthSpring	H2108-036	Anne Arundel, Baltimore, Baltimore City, Harford	4,072	Merged into HealthSpring Preferred Plus (HMO) (H2108-022) for 2027. Members are moved automatically and can still switch.
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. Call 855-367-1095
Humana USAA Honor Giveback (PPO) Humana	H5216-386	Allegany, Calvert, Caroline, Carroll and 15 more	1,053+	Merged into Humana USAA Honor Giveback (PPO) (H5216-381) for 2027. Members are moved automatically and can still switch.

Full detail by company and county: Maryland Medicare plan changes for 2027. CMS hides county counts of 10 or fewer, so totals are at least the number shown.

Medicare Advantage plans available in Maryland for 2027

Checked 2026-10-17 against CMS's 2027 plan benefit and county files.

47 Medicare Advantage plans are offered in Maryland for 2027 by 9 companies. 34 are HMO plans and 13 are PPO plans. 17 are special needs plans, which only people who qualify (for example, people who also have Medicaid or a chronic condition) can join, so 30 are open to most people with Medicare. Depending on the county, you can choose from between 7 and 30 plans.

Compared with 2026: 69 plans were offered in Maryland in 2026, so the count is down by 22 for 2027. Listed in CMS's 2026 files but not its 2027 files: Cigna HealthCare (5 plans in 2026), Provider Partners Health Plans (3 plans in 2026), Aetna Medicare (2 plans in 2026), Communicare Advantage (2 plans in 2026), CareFirst BlueCross BlueShield Medicare Advantage Dual Prime (1 plan in 2026). A company can also appear to leave because it changed its name, so check your own plan's letter.

Plans by company, 2026 and 2027

Company	Plans in 2026	Plans in 2027	Change
Kaiser Permanente	11	11	no change
Alterwood Advantage	8	7	−1
Johns Hopkins Advantage MD	6	7	+1
Humana	10	6	−4
CareFirst BlueCross BlueShield Medicare Advantage	3	5	+2
HealthSpring	5	4	−1
UnitedHealthcare	10	4	−6
KeyCare Advantage	2	2	no change
CareFirst BlueCross BlueShield Advantage DualPrime	1	1	no change
Cigna HealthCare	5	0	not listed
Provider Partners Health Plans	3	0	not listed
Aetna Medicare	2	0	not listed
Communicare Advantage	2	0	not listed
CareFirst BlueCross BlueShield Medicare Advantage Dual Prime	1	0	not listed

Plans offered by county, 2026 and 2027

County	Plans in 2026	Plans in 2027	Change
Allegany	14	10	−4
Anne Arundel	38	30	−8
Baltimore	43	30	−13
Baltimore City	31	24	−7
Calvert	18	16	−2
Caroline	21	16	−5
Carroll	37	23	−14
Cecil	19	16	−3
Charles	25	20	−5
Dorchester	21	14	−7
Frederick	36	25	−11
Garrett	15	7	−8
Harford	33	27	−6
Howard	34	28	−6
Kent	22	13	−9
Montgomery	40	28	−12
Prince George's	34	24	−10
Queen Anne's	21	13	−8
Somerset	25	20	−5
St. Mary's	12	8	−4
Talbot	21	14	−7
Washington	27	20	−7
Wicomico	27	22	−5
Worcester	25	14	−11

Counts include special needs plans. A plan can be offered in only part of a state, so the plans you can choose depend on your county. Which plans keep your doctors and cover your medicines is not in the CMS files; a licensed agent checks that for you.

Ready to enroll in a Maryland plan?

Call 855-367-1095 to enroll

No cost. No obligation. Not the government. Speak with a licensed insurance agent (TTY 711).

Will a 2027 plan keep your doctors and cover your prescriptions?

The public plan sites can't tell you that without a lot of clicking, and some 2027 plans aren't on them until October 15. Give us your doctors and your prescriptions and a licensed agent checks every 2027 plan in your county against your list, then calls you with the two or three that fit. No cost, no obligation.

Got a letter saying your Medicare plan is leaving or won't renew?

A non-renewal letter means your specific plan won't continue in your county after December 31, 2026. It doesn't mean you lose Medicare, and it usually doesn't mean your insurance company is leaving Medicare altogether. You can choose a new Medicare Advantage plan, or move to Original Medicare with a Medigap plan and a Part D drug plan.

Medicare Advantage in Maryland today

At least 211,950 Maryland residents are in an individual Medicare Advantage plan (60 plans from 12 companies across 24 counties in 2026).
Largest carriers by members: Kaiser Permanente (59,675), Humana (47,706), CareFirst BlueCross BlueShield Medicare Advantage (35,054), UnitedHealthcare (18,358), Johns Hopkins Advantage MD (14,319), Alterwood Advantage (13,911).
Last year, 20 Maryland Medicare Advantage plans ended or dropped counties for 2026, affecting about 104,488 members, most from Kaiser Permanente, UnitedHealthcare, Aetna.

My Medicare Advantage plan is ending. What are my deadlines?

Your current plan keeps working through December 31, 2026. Doctors, prescriptions and benefits work as usual until then.
Open Enrollment, October 15, 2026 to December 7, 2026: pick a new plan now and it starts January 1, 2027, with no gap.
Your extra window, December 8, 2026 to February 28, 2027: because your plan is being discontinued, you get a Special Enrollment Period on top of Open Enrollment. An enrollment request received December 8-31 is effective January 1; received in January, effective February 1; received in February, effective March 1.
Medigap guaranteed issue: apply as early as November 1, 2026, and no later than March 4, 2027 (63 days after your coverage ends).

What happens if I do nothing when my plan is cancelled?

You don't lose Medicare. If you don't choose a new plan, you're moved to Original Medicare (Parts A and B) on January 1, 2027. Original Medicare doesn't include prescription drug coverage, so you'd need to join a separate Part D plan. Going 63 days or more without creditable drug coverage can mean a permanent late-enrollment penalty.

Can I switch to a Medicare Supplement (Medigap) plan without health questions?

Usually yes. When a Medicare Advantage plan leaves your area or stops offering coverage, federal law gives you a guaranteed issue right: a Medigap company must sell you Plan A, B, D or G (or C or F if you were eligible for Medicare before January 1, 2020), can't charge more for past or present health problems, and can't refuse you, as long as you switch to Original Medicare. Some states add more rights than this. Keep your non-renewal letter; it can serve as proof.

How Medigap guaranteed issue works when your plan ends

Losing your Advantage plan this year? Moving to Medigap | Medigap or another Advantage plan? | Moving to Medigap, step by step

What to check before choosing a replacement plan

Are your doctors, specialists and hospitals in the new plan's network?
Are your prescriptions on its drug list, and is your pharmacy covered?
Premium, deductible, copays and maximum out-of-pocket
HMO or PPO, and any extra benefits (dental, vision, hearing) that matter to you
Medicare Advantage vs. Original Medicare with Medigap and a Part D plan

Free Medicare tools

Questions about Maryland Medicare plans ending

Which Medicare Advantage plans are ending in Maryland for 2027?

The list on this page comes straight from CMS's 2027 plan files: every plan that won't renew, or won't be offered in a county, in Maryland. It covers several carriers.

Is my Medicare Advantage plan being cancelled in Maryland?

If your plan won't continue, you'll get a non-renewal letter by October 2, 2026. Your Annual Notice of Change (ANOC) lists what's changing if your plan does continue. Your plan stays in force through December 31, 2026 either way.

How many people in Maryland lost their Medicare Advantage plan last year?

For 2026, CMS's files show 20 Medicare Advantage plans ended or dropped counties in Maryland, affecting about 104,488 members across 21 counties.

What happens if I don't pick a new plan after my Medicare Advantage plan ends?

You don't lose Medicare. If you don't choose anything, you're moved to Original Medicare (Parts A and B) on January 1, 2027. Original Medicare doesn't include drug coverage, so you'd need to join a separate Part D plan, and going 63 days or more without creditable drug coverage can mean a late-enrollment penalty.

How long do I have to switch after my Medicare Advantage plan is discontinued?

You can switch during Open Enrollment, October 15, 2026 to December 7, 2026, for coverage starting January 1. Because your plan is ending, you also get a Special Enrollment Period from December 8, 2026 through February 28, 2027. An enrollment request received December 8-31 is effective January 1; received in January, effective February 1; received in February, effective March 1. Choosing by December 7, 2026 avoids any gap.

Can I get a Medicare Supplement (Medigap) plan without health questions if my plan is ending?

Usually yes. When a Medicare Advantage plan leaves your area or stops offering coverage, you have a guaranteed issue right to buy Medigap Plan A, B, D or G (and C or F if you were eligible for Medicare before January 1, 2020) without medical underwriting, as long as you move to Original Medicare. You can apply as early as 60 days before your coverage ends and no later than 63 days after (March 4, 2027). Some states give more rights than this.

Why did I get a letter saying my Medicare plan won't renew?

Plans that won't continue next year must mail members a non-renewal notice by October 2, 2026. It means your current plan ends December 31, 2026, not that you lose Medicare. Keep the letter: it shows which plan is ending and helps prove your enrollment rights.

Will my doctors still be covered on a new plan in Maryland?

It depends on the plan you choose. Before switching, check that your doctors, specialists and hospitals are in the new plan's network, your prescriptions are on its drug list, and your pharmacy is covered. With Original Medicare plus Medigap, you can see any provider that accepts Medicare.

Which Medicare Advantage plans are available in Maryland for 2027?

CMS's 2027 files list 47 Medicare Advantage plans offered in Maryland by 9 companies: Kaiser Permanente (11 plans), Alterwood Advantage (7 plans), Johns Hopkins Advantage MD (7 plans), Humana (6 plans), CareFirst BlueCross BlueShield Medicare Advantage (5 plans), and others. 17 of them are special needs plans, which only people who qualify can join. Which plans you can actually choose depends on your county.

I just found out my plan is ending. Do I need to decide right away?

No. Your plan works through December 31, 2026. You can choose a new plan from October 15 to December 7, and because your plan is ending you also get a Special Enrollment Period from December 8 through February 28, 2027. Deciding earlier just means your new plan is settled before January 1.

Will I get pressured into a sales call if I ask for help?

No. A licensed agent looks at the plans available where you live in Maryland, explains what changes for you, and you decide. There is no cost to you and no obligation to enroll in anything. Calls are recorded, as Medicare requires.

How do I know my plan is on this list?

Type your plan name or the plan ID from your member card into the box above the table. The list comes from CMS's own 2026 and 2027 plan files. Your plan's written notice is the final word; if the two disagree, trust the letter and have a licensed agent check it with you.

Is your Maryland Medicare plan ending?

Call to check your plan and compare what's available where you live, with licensed Medicare help.

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Sources

Last updated 2026-10-06. Plan counts come from CMS files; CMS doesn't publish county counts of 10 or fewer members, so totals are at least the number shown.