Missouri Medicare

Medicare Advantage Plans in Missouri for 2027: What's Ending and What's Available

39 Missouri Medicare plans end or leave counties for 2027, per CMS; 35,152 people must choose a new plan. Another 8 were merged or renumbered, so those members move automatically. If yours is on the list, a licensed agent can help at no cost to you.

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You can enroll in a 2027 Medicare plan from October 15 through December 7.

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Which Missouri Medicare plans are ending in 2027?

The biggest plans ending: UHC (18,427 members), Cigna HealthSpring (12,652 members), Humana (2,724 members). CMS's 2027 Plan Crosswalk says 39 Missouri Medicare Advantage and Part D plans end or leave counties for 2027, with at least 35,152 people enrolled who must choose a new plan. Another 8 plans (51,489 people) were merged into other plans or given new plan numbers; CMS moves those members automatically, and their letter names the new plan. A plan that ends stops on December 31, 2026. It does not mean you lose Medicare. Your plan's own letter is the final word.

47 Missouri plans on CMS's 2026 list but not its 2027 list: plans that end come first, then plans CMS merged or renumbered
PlanPlan IDCountiesMembersWhat CMS says for 2027
HealthSpring Extra Rx (PDP)
Cigna HealthSpring
S5617-368Statewide (Part D drug plan)11,388+Ends December 31, 2026. Members must choose a new plan.
AARP Medicare Advantage from UHC MO-0008 (PPO)
UHC (UnitedHealthcare)
H8768-026Adair, Audrain, Boone, Callaway and 23 more9,669Ends December 31, 2026. Members must choose a new plan.
AARP Medicare Advantage from UHC ST-2 (PPO)
UHC (UnitedHealthcare)
H2406-069Crawford, Dent, Franklin, Gasconade and 11 more5,643+Ends December 31, 2026. Members must choose a new plan.
UHC Medicare Advantage AM-0002 (Regional PPO)
UHC (UnitedHealthcare)
R3444-012Adair, Andrew, Atchison, Audrain and 111 more1,095+Ends December 31, 2026. Members must choose a new plan.
AARP Medicare Advantage from UHC MO-0003 (HMO-POS)
UHC (UnitedHealthcare)
H2802-029Adair, Audrain, Boone, Callaway and 23 more1,087+Ends December 31, 2026. Members must choose a new plan.
Humana Value Choice H7617-023 (PPO)
Humana
H7617-023Cedar, Hickory, Maries, Montgomery and 4 more891Leaves these counties for 2027. Members here must choose a new plan.
UHC Complete Care Support AM-1A (Regional PPO C-SNP)
UHC (UnitedHealthcare)
R3444-008Adair, Andrew, Atchison, Audrain and 111 more785+Ends December 31, 2026. Members must choose a new plan.
Humana Value Choice H5216-318 (PPO)
Humana
H5216-318Cedar, Hickory, Maries, Montgomery and 4 more737Leaves these counties for 2027. Members here must choose a new plan.
Humana Gold Plus H4623-001 (HMO-POS)
Humana
H4623-001Cedar, Hickory, Oregon, Ozark and 2 more496Leaves these counties for 2027. Members here must choose a new plan.
HealthSpring Preferred (HMO)
Cigna HealthSpring
H9460-001Andrew, Bates, Carroll, Cass and 9 more420+Ends December 31, 2026. Members must choose a new plan.
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET.
HealthSpring Preferred Savings (HMO)
Cigna HealthSpring
H9460-003Andrew, Bates, Carroll, Cass and 9 more409+Ends December 31, 2026. Members must choose a new plan.
Humana Total Complete H4461-046 (HMO)
Humana
H4461-046Boone361Leaves these counties for 2027. Members here must choose a new plan.
Aetna Medicare Elite (PPO)
Aetna
H1608-052Andrew, Atchison, Buchanan, Daviess and 8 more284+Ends December 31, 2026. Members must choose a new plan.
HealthSpring True Choice Savings (PPO)
Cigna HealthSpring
H7849-077Crawford, Jefferson, St. Charles, St. Louis and 3 more275+Ends December 31, 2026. Members must choose a new plan.
Aetna Medicare Signature (HMO)
Aetna
H2663-042Andrew, Atchison, Buchanan, Daviess and 8 more235+Ends December 31, 2026. Members must choose a new plan.
Aetna Medicare Signature (HMO-POS)
Aetna
H2663-041Madison, New Madrid, Pike, Ste. Genevieve201Leaves these counties for 2027. Members here must choose a new plan.
Humana Gold Plus H0028-014 (HMO)
Humana
H0028-014Boone166Leaves these counties for 2027. Members here must choose a new plan.
HealthSpring True Choice (PPO)
Cigna HealthSpring
H7849-024Andrew, Bates, Carroll, Cass and 9 more160+Ends December 31, 2026. Members must choose a new plan.
UHC Complete Care AM-1 (Regional PPO C-SNP)
UHC (UnitedHealthcare)
R3444-009Adair, Andrew, Atchison, Audrain and 111 more148+Ends December 31, 2026. Members must choose a new plan.
Aetna Medicare Signature (PPO)
Aetna
H1608-051Madison, New Madrid114Leaves these counties for 2027. Members here must choose a new plan.
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET.
Aetna Medicare Value Plus (HMO-POS)
Aetna
H2663-057Madison, New Madrid, Pike, Ste. Genevieve103Leaves these counties for 2027. Members here must choose a new plan.
Aetna Medicare Elite (PPO)
Aetna
H1608-050Pike, Ste. Genevieve81Leaves these counties for 2027. Members here must choose a new plan.
Aetna Medicare Signature (PPO)
Aetna
H1608-016Ray78Leaves these counties for 2027. Members here must choose a new plan.
Aetna Medicare Value Plus (HMO)
Aetna
H2663-056Andrew, Atchison, Buchanan, Daviess and 8 more76+Ends December 31, 2026. Members must choose a new plan.
HumanaChoice SNP-DE H5216-164 (PPO D-SNP)
Humana
H5216-164Oregon, St. Clair73Leaves these counties for 2027. Members here must choose a new plan.
Aetna Medicare Dual (HMO D-SNP)
Aetna
H5325-006Madison, New Madrid66Leaves these counties for 2027. Members here must choose a new plan.
Aetna Medicare Signature (PPO)
Aetna
H1608-067Pike, Ste. Genevieve60Leaves these counties for 2027. Members here must choose a new plan.
Aetna Medicare Full Dual (HMO D-SNP)
Aetna
H5325-015Madison, New Madrid51Leaves these counties for 2027. Members here must choose a new plan.
Aetna Medicare Eagle (HMO-POS)
Aetna
H2663-069Madison, New Madrid10 or fewerLeaves these counties for 2027. Members here must choose a new plan.
Aetna Medicare Enhanced Extra (HMO-POS)
Aetna
H2663-006Madison, New Madrid10 or fewerLeaves these counties for 2027. Members here must choose a new plan.
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET.
DEVOTED C-SNP PREMIUM 012 MO (HMO C-SNP)
Devoted Health
H2041-012Maries10 or fewerLeaves these counties for 2027. Members here must choose a new plan.
DEVOTED CORE 009 MO (HMO)
Devoted Health
H2041-009Maries10 or fewerLeaves these counties for 2027. Members here must choose a new plan.
DEVOTED GIVEBACK 010 MO (HMO)
Devoted Health
H2041-010Maries10 or fewerLeaves these counties for 2027. Members here must choose a new plan.
Healthy Blue Dual (HMO D-SNP)
Healthy Blue (Anthem)
H6316-002Christian, Dade, Greene, Jasper and 6 more10 or fewerEnds December 31, 2026. Members must choose a new plan.
Humana USAA Honor Giveback (PPO)
Humana
H7617-012Maries, Montgomery10 or fewerLeaves these counties for 2027. Members here must choose a new plan.
Provider Partners Missouri Advantage Plan (HMO I-SNP)
Provider Partners Missouri (Rifkin Managed Care Holding)
H9191-001Cape Girardeau, Clinton, Dent, Mississippi and 3 more10 or fewerLeaves these counties for 2027. Members here must choose a new plan.
Provider Partners Missouri Community Plan (HMO I-SNP)
Provider Partners Missouri (Rifkin Managed Care Holding)
H9191-004Audrain, Barry, Boone, Butler and 61 more10 or fewerEnds December 31, 2026. Members must choose a new plan.
Provider Partners Missouri Essential Plan (HMO I-SNP)
Provider Partners Missouri (Rifkin Managed Care Holding)
H9191-005Audrain, Barry, Boone, Butler and 61 more10 or fewerEnds December 31, 2026. Members must choose a new plan.
UHC Nursing Home Plan MO-F001 (PPO I-SNP)
UHC (UnitedHealthcare)
H0710-016Jasper10 or fewerLeaves these counties for 2027. Members here must choose a new plan.
UHC Dual Complete MO-S3 (HMO-POS D-SNP)
UHC (UnitedHealthcare)
H0169-009Adair, Andrew, Atchison, Audrain and 111 more38,570Continues for 2027 as UHC Dual Complete MO-S3 (HMO-POS D-SNP) (H0169-014). Members keep their plan.
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET.
UHC Dual Complete MO-V001 (HMO-POS D-SNP)
UHC (UnitedHealthcare)
H0169-008Adair, Andrew, Atchison, Audrain and 111 more5,650+Continues for 2027 as UHC Dual Advantage MO-V1 (HMO-POS D-SNP) (H0169-015). Members keep their plan.
Aetna Medicare Signature Extra (HMO-POS)
Aetna
H2663-061Caldwell, Clay, Clinton, Jackson and 5 more3,237Merged into Aetna Medicare Signature (HMO-POS) (H2663-026) for 2027. Members are moved automatically and can still switch.
Aetna Medicare Value Plus (HMO)
Aetna
H2663-052Bates, Benton, Carroll, Cass and 5 more1,629Merged into Aetna Medicare Value Plus (HMO) (H2663-052) for 2027. Members are moved automatically and can still switch.
HealthSpring Assurance Rx (PDP)
Cigna HealthSpring
S5617-088Statewide (Part D drug plan)1,320+Continues for 2027 as HealthSpring Assurance Rx (PDP) (S5715-038). Members keep their plan.
Aetna Medicare Signature (HMO-POS)
Aetna
H2663-063Barry, Barton, Cedar, Christian and 17 more769+Merged into Aetna Medicare Signature Extra (HMO-POS) (H2663-043) for 2027. Members are moved automatically and can still switch.
Wellcare Giveback (HMO-POS)
Wellcare / Ambetter
H1664-006Crawford, Franklin, Jefferson, Lincoln and 5 more263+Merged into Wellcare Simple (HMO-POS) (H1664-001) for 2027. Members are moved automatically and can still switch.
Aetna Medicare Signature (HMO-POS)
Aetna
H2663-026Ray51Merged into Aetna Medicare Signature (HMO-POS) (H2663-026) for 2027. Members are moved automatically and can still switch.

Full detail by company and county: Missouri Medicare plan changes for 2027. CMS hides county counts of 10 or fewer, so totals are at least the number shown.

Medicare Advantage plans available in Missouri for 2027

174 Medicare Advantage plans are offered in Missouri for 2027 by 13 companies. 121 are HMO plans and 51 are PPO plans, with 2 private fee-for-service. 61 are special needs plans, which only people who qualify (for example, people who also have Medicaid or a chronic condition) can join, so 113 are open to most people with Medicare. Depending on the county, you can choose from between 16 and 81 plans.

Compared with 2026: 169 plans were offered in Missouri in 2026, so the count is up by 5 for 2027. Listed in CMS's 2026 files but not its 2027 files: Cigna HealthCare (8 plans in 2026), Wellcare By Allwell (4 plans in 2026), Healthy Blue (1 plan in 2026). A company can also appear to leave because it changed its name, so check your own plan's letter.

Plans by company, 2026 and 2027

CompanyPlans in 2026Plans in 2027Change
Aetna Medicare3442+8
Humana3636no change
Devoted Health1631+15
UnitedHealthcare3230−2
Essence Healthcare78+1
Wellcare76−1
Anthem HealthKeepers55no change
HealthSpring85−3
Cox HealthPlans33no change
Provider Partners Health Plans33no change
American Health Advantage of Missouri22no change
NHC Advantage22no change
Anthem Blue Cross and Blue Shield11no change
Cigna HealthCare80not listed
Wellcare By Allwell40not listed
Healthy Blue10not listed

Plans offered by county, 2026 and 2027

CountyPlans in 2026Plans in 2027Change
Adair2927−2
Andrew3734−3
Atchison3636no change
Audrain4745−2
Barry6262no change
Barton5152+1
Bates4546+1
Benton3941+2
Bollinger3941+2
Boone5350−3
Buchanan2421−3
Butler2928−1
Caldwell3841+3
Callaway5049−1
Camden4139−2
Cape Girardeau3835−3
Carroll3537+2
Carter3041+11
Cass5151no change
Cedar5050no change
Chariton3649+13
Christian6465+1
Clark2116−5
Clay6162+1
Clinton4445+1
Cole4443−1
Cooper4039−1
Crawford7374+1
Dade5858no change
Dallas6365+2
Daviess3434no change
DeKalb4138−3
Dent4550+5
Douglas5860+2
Dunklin1824+6
Franklin6169+8
Gasconade5658+2
Gentry3131no change
Greene6970+1
Grundy2836+8
Harrison2225+3
Henry4849+1
Hickory5350−3
Holt3835−3
Howard3533−2
Howell4648+2
Iron4649+3
Jackson6465+1
Jasper6363no change
Jefferson7778+1
Johnson3744+7
Knox3028−2
Laclede5858no change
Lafayette5758+1
Lawrence6464no change
Lewis3028−2
Lincoln6461−3
Linn3132+1
Livingston3041+11
Macon3028−2
Madison4537−8
Maries5149−2
Marion3028−2
McDonald5353no change
Mercer2835+7
Miller4556+11
Mississippi3138+7
Moniteau4140−1
Monroe2927−2
Montgomery5654−2
Morgan3947+8
New Madrid3132+1
Newton5858no change
Nodaway2532+7
Oregon3540+5
Osage4251+9
Ozark4542−3
Pemiscot2937+8
Perry4649+3
Pettis2726−1
Phelps4948−1
Pike4234−8
Platte6061+1
Polk6566+1
Pulaski5349−4
Putnam3131no change
Ralls3029−1
Randolph2929no change
Ray5754−3
Reynolds4449+5
Ripley3241+9
Saline3332−1
Schuyler2927−2
Scotland2116−5
Scott3838no change
Shannon3943+4
Shelby3028−2
St. Charles7981+2
St. Clair4238−4
St. Francois4444no change
St. Louis8081+1
St. Louis City7980+1
Ste. Genevieve4946−3
Stoddard3847+9
Stone6160−1
Sullivan3143+12
Taney6261−1
Texas4445+1
Vernon4948−1
Warren7576+1
Washington7374+1
Wayne2828no change
Webster6665−1
Worth3434no change
Wright5860+2

Counts include special needs plans. A plan can be offered in only part of a state, so the plans you can choose depend on your county. Which plans keep your doctors and cover your medicines is not in the CMS files; a licensed agent checks that for you.

Ready to enroll in a Missouri plan?

No cost. No obligation. Not the government. Speak with a licensed insurance agent (TTY 711).

Will a 2027 plan keep your doctors and cover your prescriptions?

The public plan sites can't tell you that without a lot of clicking, and some 2027 plans aren't on them until October 15. Give us your doctors and your prescriptions and a licensed agent checks every 2027 plan in your county against your list, then calls you with the two or three that fit. No cost, no obligation.

We call back 8 AM to midnight ET, every day. We use the details you provide to respond to your coverage help request. Do not submit Medicare numbers, Social Security numbers, payment information, or medical records through this form.

Got a letter saying your Medicare plan is leaving or won't renew?

A non-renewal letter means your specific plan won't continue in your county after December 31, 2026. It doesn't mean you lose Medicare, and it usually doesn't mean your insurance company is leaving Medicare altogether. You can choose a new Medicare Advantage plan, or move to Original Medicare with a Medigap plan and a Part D drug plan.

Medicare Advantage in Missouri today

My Medicare Advantage plan is ending. What are my deadlines?

What happens if I do nothing when my plan is cancelled?

You don't lose Medicare. If you don't choose a new plan, you're moved to Original Medicare (Parts A and B) on January 1, 2027. Original Medicare doesn't include prescription drug coverage, so you'd need to join a separate Part D plan. Going 63 days or more without creditable drug coverage can mean a permanent late-enrollment penalty.

Can I switch to a Medicare Supplement (Medigap) plan without health questions?

Usually yes. When a Medicare Advantage plan leaves your area or stops offering coverage, federal law gives you a guaranteed issue right: a Medigap company must sell you Plan A, B, D or G (or C or F if you were eligible for Medicare before January 1, 2020), can't charge more for past or present health problems, and can't refuse you, as long as you switch to Original Medicare. Some states add more rights than this. Keep your non-renewal letter; it can serve as proof.

How Medigap guaranteed issue works when your plan ends

Losing your Advantage plan this year? Moving to Medigap | Medigap or another Advantage plan? | Moving to Medigap, step by step

What to check before choosing a replacement plan

Free Medicare tools

Questions about Missouri Medicare plans ending

Which Medicare Advantage plans are ending in Missouri for 2027?

The list on this page comes straight from CMS's 2027 plan files: every plan that won't renew, or won't be offered in a county, in Missouri. It covers several carriers.

Is my Medicare Advantage plan being cancelled in Missouri?

If your plan won't continue, you'll get a non-renewal letter by October 2, 2026. Your Annual Notice of Change (ANOC) lists what's changing if your plan does continue. Your plan stays in force through December 31, 2026 either way.

How many people in Missouri lost their Medicare Advantage plan last year?

For 2026, CMS's files show 28 Medicare Advantage plans ended or dropped counties in Missouri, affecting about 35,083 members across 106 counties.

What happens if I don't pick a new plan after my Medicare Advantage plan ends?

You don't lose Medicare. If you don't choose anything, you're moved to Original Medicare (Parts A and B) on January 1, 2027. Original Medicare doesn't include drug coverage, so you'd need to join a separate Part D plan, and going 63 days or more without creditable drug coverage can mean a late-enrollment penalty.

How long do I have to switch after my Medicare Advantage plan is discontinued?

You can switch during Open Enrollment, October 15, 2026 to December 7, 2026, for coverage starting January 1. Because your plan is ending, you also get a Special Enrollment Period from December 8, 2026 through February 28, 2027. An enrollment request received December 8-31 is effective January 1; received in January, effective February 1; received in February, effective March 1. Choosing by December 7, 2026 avoids any gap.

Can I get a Medicare Supplement (Medigap) plan without health questions if my plan is ending?

Usually yes. When a Medicare Advantage plan leaves your area or stops offering coverage, you have a guaranteed issue right to buy Medigap Plan A, B, D or G (and C or F if you were eligible for Medicare before January 1, 2020) without medical underwriting, as long as you move to Original Medicare. You can apply as early as 60 days before your coverage ends and no later than 63 days after (March 4, 2027). Some states give more rights than this.

Why did I get a letter saying my Medicare plan won't renew?

Plans that won't continue next year must mail members a non-renewal notice by October 2, 2026. It means your current plan ends December 31, 2026, not that you lose Medicare. Keep the letter: it shows which plan is ending and helps prove your enrollment rights.

Will my doctors still be covered on a new plan in Missouri?

It depends on the plan you choose. Before switching, check that your doctors, specialists and hospitals are in the new plan's network, your prescriptions are on its drug list, and your pharmacy is covered. With Original Medicare plus Medigap, you can see any provider that accepts Medicare.

Which Medicare Advantage plans are available in Missouri for 2027?

CMS's 2027 files list 174 Medicare Advantage plans offered in Missouri by 13 companies: Aetna Medicare (42 plans), Humana (36 plans), Devoted Health (31 plans), UnitedHealthcare (30 plans), Essence Healthcare (8 plans), and others. 61 of them are special needs plans, which only people who qualify can join. Which plans you can actually choose depends on your county.

I just found out my plan is ending. Do I need to decide right away?

No. Your plan works through December 31, 2026. You can choose a new plan from October 15 to December 7, and because your plan is ending you also get a Special Enrollment Period from December 8 through February 28, 2027. Deciding earlier just means your new plan is settled before January 1.

Will I get pressured into a sales call if I ask for help?

No. A licensed agent looks at the plans available where you live in Missouri, explains what changes for you, and you decide. There is no cost to you and no obligation to enroll in anything. Calls are recorded, as Medicare requires.

How do I know my plan is on this list?

Type your plan name or the plan ID from your member card into the box above the table. The list comes from CMS's own 2026 and 2027 plan files. Your plan's written notice is the final word; if the two disagree, trust the letter and have a licensed agent check it with you.

Is your Missouri Medicare plan ending?

Call to check your plan and compare what's available where you live, with licensed Medicare help.

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GetFastRates.com is not connected with or endorsed by the U.S. government or the federal Medicare program. Calling connects you with licensed insurance help. Plan availability, costs, benefits, and enrollment rules can vary by state, carrier, and individual situation.

Sources

Last updated 2026-10-06. Plan counts come from CMS files; CMS doesn't publish county counts of 10 or fewer members, so totals are at least the number shown.