New Jersey Medicare

Medicare Advantage Plans in New Jersey for 2027: What's Ending and What's Available

30 New Jersey Medicare plans end or leave counties for 2027, per CMS; 61,454 people must choose a new plan. Another 3 were merged or renumbered, so those members move automatically. If yours is on the list, a licensed agent can help at no cost to you.

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Which New Jersey Medicare plans are ending in 2027?

Checked October 6, 2026 against CMS's 2026 and 2027 plan lists and September 2026 enrollment.

The biggest plans ending: Braven (42,349 members), AmeriHealth (6,970 members), Clover Health (4,387 members). CMS's 2027 Plan Crosswalk says 30 New Jersey Medicare Advantage and Part D plans end or leave counties for 2027, with at least 61,454 people enrolled who must choose a new plan. Another 3 plans (32,913 people) were merged into other plans or given new plan numbers; CMS moves those members automatically, and their letter names the new plan. A plan that ends stops on December 31, 2026. It does not mean you lose Medicare. Your plan's own letter is the final word.

Braven (Horizon Mutual Holdings): 10 plans end or leave counties (42,349 members) county detail
AmeriHealth (Independence Health Group): 3 plans end or leave counties (6,970 members) county detail
Clover Health: 1 plan ends or leaves counties (4,387 members) county detail
Aetna: 1 plan ends or leaves counties (2,431 members) county detail
Cigna HealthSpring: 2 plans end or leave counties (1,909 members); 2 merged or renumbered (30,510 members) county detail
Wellcare / Ambetter: 3 plans end or leave counties (1,546 members) county detail
Thomas Jefferson University: 3 plans end or leave counties (1,234 members) county detail
Erickson (UnitedHealthcare): 7 plans end or leave counties (628 members) county detail

33 New Jersey plans on CMS's 2026 list but not its 2027 list: plans that end come first, then plans CMS merged or renumbered
Plan	Plan ID	Counties	Members	What CMS says for 2027
Braven Medicare Choice (PPO) Braven (Horizon Mutual Holdings)	H0885-001	Essex, Hudson, Monmouth, Ocean and 1 more	21,458	Ends December 31, 2026. Members must choose a new plan.
Braven Medicare Choice Plus (PPO) Braven (Horizon Mutual Holdings)	H0885-007	Essex, Hudson, Union	4,976	Ends December 31, 2026. Members must choose a new plan.
Clover Health Choice (PPO) Clover Health	H5141-032	Middlesex	4,387	Leaves these counties for 2027. Members here must choose a new plan.
Braven Medicare Freedom (PPO) Braven (Horizon Mutual Holdings)	H0885-002	Bergen, Essex, Hudson, Middlesex and 4 more	3,955	Ends December 31, 2026. Members must choose a new plan.
Braven Medicare Choice (PPO) Braven (Horizon Mutual Holdings)	H0885-005	Burlington, Cumberland, Gloucester, Salem	3,841	Ends December 31, 2026. Members must choose a new plan.
Braven Medicare Choice (PPO) Braven (Horizon Mutual Holdings)	H0885-006	Atlantic, Cape May	2,788	Ends December 31, 2026. Members must choose a new plan.
AmeriHealth Medicare Ultimate (PPO) AmeriHealth (Independence Health Group)	H5361-004	Atlantic, Burlington, Camden, Gloucester and 3 more	2,737	Ends December 31, 2026. Members must choose a new plan.
AmeriHealth Medicare Enhanced (PPO) AmeriHealth (Independence Health Group)	H5361-002	Atlantic, Burlington, Camden, Gloucester and 3 more	2,677	Ends December 31, 2026. Members must choose a new plan.
Braven Medicare Freedom (PPO) Braven (Horizon Mutual Holdings)	H0885-008	Morris, Somerset, Sussex, Warren	2,499	Ends December 31, 2026. Members must choose a new plan.
Aetna Medicare Enhanced Extra (PPO) Aetna	H5521-513	Bergen, Essex, Hudson, Hunterdon and 9 more	2,431	Ends December 31, 2026. Members must choose a new plan.
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. Call 855-367-1095
AmeriHealth Medicare Core (PPO) AmeriHealth (Independence Health Group)	H5361-001	Atlantic, Burlington, Gloucester, Mercer and 2 more	1,556	Leaves these counties for 2027. Members here must choose a new plan.
Braven Medicare Freedom (PPO) Braven (Horizon Mutual Holdings)	H0885-009	Atlantic, Burlington, Camden, Cape May and 5 more	1,280	Ends December 31, 2026. Members must choose a new plan.
Braven Medicare Choice (PPO) Braven (Horizon Mutual Holdings)	H0885-003	Mercer	1,237	Ends December 31, 2026. Members must choose a new plan.
HealthSpring Preferred (HMO) Cigna HealthSpring	H3949-054	Atlantic, Cape May, Cumberland, Mercer and 3 more	1,020	Leaves these counties for 2027. Members here must choose a new plan.
Wellcare Giveback (HMO-POS) Wellcare / Ambetter	H0913-021	Atlantic, Bergen, Burlington, Camden and 16 more	921+	Ends December 31, 2026. Members must choose a new plan.
HealthSpring True Choice (PPO) Cigna HealthSpring	H7849-149	Atlantic, Bergen, Cape May, Cumberland and 13 more	889	Leaves these counties for 2027. Members here must choose a new plan.
Jefferson Health Plans Choice (PPO) Thomas Jefferson University	H3124-002	Atlantic, Burlington, Camden, Cape May and 4 more	815+	Ends December 31, 2026. Members must choose a new plan.
Wellcare Simple (HMO-POS) Wellcare / Ambetter	H0913-022	Atlantic, Bergen, Burlington, Camden and 16 more	582+	Ends December 31, 2026. Members must choose a new plan.
Erickson Advantage Signature (HMO-POS) Erickson (UnitedHealthcare)	H5652-001	Monmouth, Morris, Union	435	Ends December 31, 2026. Members must choose a new plan.
Jefferson Health Plans Silver (HMO) Thomas Jefferson University	H9207-013	Atlantic, Burlington, Camden, Cape May and 4 more	328+	Ends December 31, 2026. Members must choose a new plan.
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. Call 855-367-1095
Braven Medicare Salute - No Rx (PPO) Braven (Horizon Mutual Holdings)	H0885-010	Bergen, Essex, Hudson, Middlesex and 4 more	223+	Ends December 31, 2026. Members must choose a new plan.
Erickson Advantage Liberty (HMO-POS) Erickson (UnitedHealthcare)	H5652-008	Monmouth, Morris, Union	99	Ends December 31, 2026. Members must choose a new plan.
Braven Medicare Salute - No Rx (PPO) Braven (Horizon Mutual Holdings)	H0885-011	Atlantic, Burlington, Camden, Cape May and 5 more	92+	Ends December 31, 2026. Members must choose a new plan.
Jefferson Health Plans Choice Plus (PPO) Thomas Jefferson University	H3124-001	Atlantic, Burlington, Camden, Cape May and 4 more	91+	Ends December 31, 2026. Members must choose a new plan.
Erickson Advantage Freedom (HMO-POS) Erickson (UnitedHealthcare)	H5652-006	Monmouth, Morris, Union	52+	Ends December 31, 2026. Members must choose a new plan.
Wellcare Patriot Simple (HMO-POS) Wellcare / Ambetter	H0913-020	Atlantic, Bergen, Burlington, Camden and 16 more	43+	Ends December 31, 2026. Members must choose a new plan.
Erickson Advantage Guardian (HMO-POS I-SNP) Erickson (UnitedHealthcare)	H5652-003	Monmouth, Morris, Union	42+	Ends December 31, 2026. Members must choose a new plan.
Erickson Advantage Champion (HMO-POS C-SNP) Erickson (UnitedHealthcare)	H5652-004	Monmouth, Morris, Union	10 or fewer	Ends December 31, 2026. Members must choose a new plan.
Erickson Advantage Liberty no Rx (HMO-POS) Erickson (UnitedHealthcare)	H5652-002	Monmouth, Morris, Union	10 or fewer	Ends December 31, 2026. Members must choose a new plan.
UHC Nursing Home Plan EX-F003 (PPO I-SNP) Erickson (UnitedHealthcare)	H0710-026	Cape May	10 or fewer	Leaves these counties for 2027. Members here must choose a new plan.
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. Call 855-367-1095
HealthSpring Extra Rx (PDP) Cigna HealthSpring	S5617-354	Statewide (Part D drug plan)	26,657	Merged into HealthSpring Assurance Rx (PDP) (S5715-025) for 2027. Members are moved automatically and can still switch.
HealthSpring Assurance Rx (PDP) Cigna HealthSpring	S5617-018	Statewide (Part D drug plan)	3,853	Merged into HealthSpring Assurance Rx (PDP) (S5715-025) for 2027. Members are moved automatically and can still switch.
Wellpoint Full Dual Advantage Secure (HMO-POS D-SNP) Wellpoint (Anthem)	H3240-024	Atlantic, Bergen, Burlington, Camden and 17 more	2,403+	Merged into Wellpoint Full Dual Advantage (HMO D-SNP) (H3240-013) for 2027. Members are moved automatically and can still switch.

Full detail by company and county: New Jersey Medicare plan changes for 2027. CMS hides county counts of 10 or fewer, so totals are at least the number shown.

Medicare Advantage plans available in New Jersey for 2027

Checked 2026-10-17 against CMS's 2027 plan benefit and county files.

71 Medicare Advantage plans are offered in New Jersey for 2027 by 12 companies. 32 are HMO plans and 39 are PPO plans. 15 are special needs plans, which only people who qualify (for example, people who also have Medicaid or a chronic condition) can join, so 56 are open to most people with Medicare. Depending on the county, you can choose from between 35 and 54 plans.

Compared with 2026: 88 plans were offered in New Jersey in 2026, so the count is down by 17 for 2027. New to New Jersey for 2027: Devoted Health (6 plans). Listed in CMS's 2026 files but not its 2027 files: Braven Health (10 plans in 2026), Cigna HealthCare (2 plans in 2026), Aetna Better Health of New Jersey (1 plan in 2026). A company can also appear to leave because it changed its name, so check your own plan's letter.

Plans by company, 2026 and 2027

Company	Plans in 2026	Plans in 2027	Change
Aetna Medicare	18	17	−1
Humana	11	12	+1
UnitedHealthcare	17	12	−5
Clover Health	8	8	no change
Devoted Health	0	6	new
Wellcare	6	3	−3
Wellpoint	3	3	no change
AmeriHealth	3	2	−1
HealthSpring	2	2	no change
Horizon Blue Cross Blue Shield of New Jersey	1	2	+1
Jefferson Health Plans	4	2	−2
Longevity Health Plan	2	2	no change
Braven Health	10	0	not listed
Cigna HealthCare	2	0	not listed
Aetna Better Health of New Jersey	1	0	not listed

Plans offered by county, 2026 and 2027

County	Plans in 2026	Plans in 2027	Change
Atlantic	57	46	−11
Bergen	50	46	−4
Burlington	56	53	−3
Camden	54	54	no change
Cape May	45	40	−5
Cumberland	44	40	−4
Essex	48	48	no change
Gloucester	50	52	+2
Hudson	48	48	no change
Hunterdon	38	35	−3
Mercer	57	50	−7
Middlesex	49	42	−7
Monmouth	57	49	−8
Morris	53	50	−3
Ocean	47	43	−4
Passaic	50	46	−4
Salem	39	41	+2
Somerset	46	48	+2
Sussex	36	39	+3
Union	57	52	−5
Warren	39	40	+1

Counts include special needs plans. A plan can be offered in only part of a state, so the plans you can choose depend on your county. Which plans keep your doctors and cover your medicines is not in the CMS files; a licensed agent checks that for you.

Ready to enroll in a New Jersey plan?

Call 855-367-1095 to enroll

No cost. No obligation. Not the government. Speak with a licensed insurance agent (TTY 711).

Will a 2027 plan keep your doctors and cover your prescriptions?

The public plan sites can't tell you that without a lot of clicking, and some 2027 plans aren't on them until October 15. Give us your doctors and your prescriptions and a licensed agent checks every 2027 plan in your county against your list, then calls you with the two or three that fit. No cost, no obligation.

Got a letter saying your Medicare plan is leaving or won't renew?

A non-renewal letter means your specific plan won't continue in your county after December 31, 2026. It doesn't mean you lose Medicare, and it usually doesn't mean your insurance company is leaving Medicare altogether. You can choose a new Medicare Advantage plan, or move to Original Medicare with a Medigap plan and a Part D drug plan.

Medicare Advantage in New Jersey today

At least 526,472 New Jersey residents are in an individual Medicare Advantage plan (83 plans from 12 companies across 21 counties in 2026).
Largest carriers by members: UnitedHealthcare (176,378), Clover Health (131,667), Aetna (55,394), Humana (50,419), Braven Health (42,349), Horizon Blue Cross Blue Shield of New Jersey (27,921).
Last year, 22 New Jersey Medicare Advantage plans ended or dropped counties for 2026, affecting about 33,580 members, most from Braven Health, Cigna Healthcare, Aetna.

My Medicare Advantage plan is ending. What are my deadlines?

Your current plan keeps working through December 31, 2026. Doctors, prescriptions and benefits work as usual until then.
Open Enrollment, October 15, 2026 to December 7, 2026: pick a new plan now and it starts January 1, 2027, with no gap.
Your extra window, December 8, 2026 to February 28, 2027: because your plan is being discontinued, you get a Special Enrollment Period on top of Open Enrollment. An enrollment request received December 8-31 is effective January 1; received in January, effective February 1; received in February, effective March 1.
Medigap guaranteed issue: apply as early as November 1, 2026, and no later than March 4, 2027 (63 days after your coverage ends).

What happens if I do nothing when my plan is cancelled?

You don't lose Medicare. If you don't choose a new plan, you're moved to Original Medicare (Parts A and B) on January 1, 2027. Original Medicare doesn't include prescription drug coverage, so you'd need to join a separate Part D plan. Going 63 days or more without creditable drug coverage can mean a permanent late-enrollment penalty.

Can I switch to a Medicare Supplement (Medigap) plan without health questions?

Usually yes. When a Medicare Advantage plan leaves your area or stops offering coverage, federal law gives you a guaranteed issue right: a Medigap company must sell you Plan A, B, D or G (or C or F if you were eligible for Medicare before January 1, 2020), can't charge more for past or present health problems, and can't refuse you, as long as you switch to Original Medicare. Some states add more rights than this. Keep your non-renewal letter; it can serve as proof.

How Medigap guaranteed issue works when your plan ends

Losing your Advantage plan this year? Moving to Medigap | Medigap or another Advantage plan? | Moving to Medigap, step by step

What to check before choosing a replacement plan

Are your doctors, specialists and hospitals in the new plan's network?
Are your prescriptions on its drug list, and is your pharmacy covered?
Premium, deductible, copays and maximum out-of-pocket
HMO or PPO, and any extra benefits (dental, vision, hearing) that matter to you
Medicare Advantage vs. Original Medicare with Medigap and a Part D plan

Free Medicare tools

Questions about New Jersey Medicare plans ending

Which Medicare Advantage plans are ending in New Jersey for 2027?

The list on this page comes straight from CMS's 2027 plan files: every plan that won't renew, or won't be offered in a county, in New Jersey. It covers several carriers.

Is my Medicare Advantage plan being cancelled in New Jersey?

If your plan won't continue, you'll get a non-renewal letter by October 2, 2026. Your Annual Notice of Change (ANOC) lists what's changing if your plan does continue. Your plan stays in force through December 31, 2026 either way.

How many people in New Jersey lost their Medicare Advantage plan last year?

For 2026, CMS's files show 22 Medicare Advantage plans ended or dropped counties in New Jersey, affecting about 33,580 members across 21 counties.

What happens if I don't pick a new plan after my Medicare Advantage plan ends?

You don't lose Medicare. If you don't choose anything, you're moved to Original Medicare (Parts A and B) on January 1, 2027. Original Medicare doesn't include drug coverage, so you'd need to join a separate Part D plan, and going 63 days or more without creditable drug coverage can mean a late-enrollment penalty.

How long do I have to switch after my Medicare Advantage plan is discontinued?

You can switch during Open Enrollment, October 15, 2026 to December 7, 2026, for coverage starting January 1. Because your plan is ending, you also get a Special Enrollment Period from December 8, 2026 through February 28, 2027. An enrollment request received December 8-31 is effective January 1; received in January, effective February 1; received in February, effective March 1. Choosing by December 7, 2026 avoids any gap.

Can I get a Medicare Supplement (Medigap) plan without health questions if my plan is ending?

Usually yes. When a Medicare Advantage plan leaves your area or stops offering coverage, you have a guaranteed issue right to buy Medigap Plan A, B, D or G (and C or F if you were eligible for Medicare before January 1, 2020) without medical underwriting, as long as you move to Original Medicare. You can apply as early as 60 days before your coverage ends and no later than 63 days after (March 4, 2027). Some states give more rights than this.

Why did I get a letter saying my Medicare plan won't renew?

Plans that won't continue next year must mail members a non-renewal notice by October 2, 2026. It means your current plan ends December 31, 2026, not that you lose Medicare. Keep the letter: it shows which plan is ending and helps prove your enrollment rights.

Will my doctors still be covered on a new plan in New Jersey?

It depends on the plan you choose. Before switching, check that your doctors, specialists and hospitals are in the new plan's network, your prescriptions are on its drug list, and your pharmacy is covered. With Original Medicare plus Medigap, you can see any provider that accepts Medicare.

Which Medicare Advantage plans are available in New Jersey for 2027?

CMS's 2027 files list 71 Medicare Advantage plans offered in New Jersey by 12 companies: Aetna Medicare (17 plans), Humana (12 plans), UnitedHealthcare (12 plans), Clover Health (8 plans), Devoted Health (6 plans), and others. 15 of them are special needs plans, which only people who qualify can join. Which plans you can actually choose depends on your county.

I just found out my plan is ending. Do I need to decide right away?

No. Your plan works through December 31, 2026. You can choose a new plan from October 15 to December 7, and because your plan is ending you also get a Special Enrollment Period from December 8 through February 28, 2027. Deciding earlier just means your new plan is settled before January 1.

Will I get pressured into a sales call if I ask for help?

No. A licensed agent looks at the plans available where you live in New Jersey, explains what changes for you, and you decide. There is no cost to you and no obligation to enroll in anything. Calls are recorded, as Medicare requires.

How do I know my plan is on this list?

Type your plan name or the plan ID from your member card into the box above the table. The list comes from CMS's own 2026 and 2027 plan files. Your plan's written notice is the final word; if the two disagree, trust the letter and have a licensed agent check it with you.

Is your New Jersey Medicare plan ending?

Call to check your plan and compare what's available where you live, with licensed Medicare help.

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Sources

Last updated 2026-10-06. Plan counts come from CMS files; CMS doesn't publish county counts of 10 or fewer members, so totals are at least the number shown.