New Mexico Medicare

Medicare Advantage Plans in New Mexico for 2027: What's Ending and What's Available

26 New Mexico Medicare plans end or leave counties for 2027, per CMS; 68,102 people must choose a new plan. Another 5 were merged or renumbered, so those members move automatically. If yours is on the list, a licensed agent can help at no cost to you.

A licensed agent answers 8 AM to midnight ET, every day.

Call 855-367-1095

No cost. No obligation. Not the government. Speak with a licensed insurance agent (TTY 711).

You can enroll in a 2027 Medicare plan from October 15 through December 7.

Rather have us call you? Leave your number.

You'll talk to a real person: Rick Lander, licensed insurance agent, NPN 21255551, Lander LLC, or one of the licensed agents on this team.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not connected with or endorsed by the United States government or the federal Medicare program. Calls are recorded, as Medicare requires.

Which New Mexico Medicare plans are ending in 2027?

Checked October 6, 2026 against CMS's 2026 and 2027 plan lists and September 2026 enrollment.

The biggest plans ending: Blue Cross (33,003 members), Presbyterian Healthcare Services (29,916 members), UHC (1,555 members). CMS's 2027 Plan Crosswalk says 26 New Mexico Medicare Advantage and Part D plans end or leave counties for 2027, with at least 68,102 people enrolled who must choose a new plan. Another 5 plans (16,500 people) were merged into other plans or given new plan numbers; CMS moves those members automatically, and their letter names the new plan. A plan that ends stops on December 31, 2026. It does not mean you lose Medicare. Your plan's own letter is the final word.

Blue Cross: 10 plans end or leave counties (33,003 members) county detail
Presbyterian Healthcare Services: 4 plans end or leave counties (29,916 members) county detail
UHC (UnitedHealthcare): 1 plan ends or leaves counties (1,555 members) county detail
Molina Healthcare: 1 plan ends or leaves counties (1,281 members) county detail
CHRISTUS Health: 2 plans end or leave counties (1,183 members) county detail
SCAN Group: 4 plans end or leave counties (836 members) county detail
Humana: 3 plans end or leave counties (189 members); 4 merged or renumbered (4,646 members) county detail
Cigna HealthSpring: 1 plan ends or leaves counties (139 members); 1 merged or renumbered (11,854 members) county detail

31 New Mexico plans on CMS's 2026 list but not its 2027 list: plans that end come first, then plans CMS merged or renumbered
Plan	Plan ID	Counties	Members	What CMS says for 2027
Presbyterian Senior Care Plan 2 with Rx (HMO) Presbyterian Healthcare Services	H3204-001	Bernalillo, Cibola, Rio Arriba, Sandoval and 4 more	25,875	Ends December 31, 2026. Members must choose a new plan.
Blue Cross Medicare Advantage Select (HMO) Blue Cross	H3251-002	Bernalillo, Catron, Chaves, Cibola and 21 more	16,254+	Ends December 31, 2026. Members must choose a new plan.
Blue Cross MA Dual Care Plus Preferred (PPO D-SNP) Blue Cross	H8634-009	Bernalillo, Catron, Chaves, Cibola and 23 more	4,625+	Ends December 31, 2026. Members must choose a new plan.
Blue Cross Medicare Advantage Dental Premier (PPO) Blue Cross	H1666-016	Bernalillo, Catron, Chaves, Cibola and 13 more	4,254	Ends December 31, 2026. Members must choose a new plan.
Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP) Blue Cross	H3251-029	Bernalillo, Catron, Chaves, Cibola and 27 more	3,069+	CMS lists different outcomes by plan segment. Your letter says which applies to you.
Blue Cross Medicare Advantage Choice Premier (PPO) Blue Cross	H1666-012	Bernalillo, Catron, Chaves, Cibola and 13 more	2,759	Ends December 31, 2026. Members must choose a new plan.
Presbyterian Senior Care Plan 3 with Rx (HMO) Presbyterian Healthcare Services	H3204-007	Bernalillo, Cibola, Rio Arriba, Sandoval and 4 more	1,674	Ends December 31, 2026. Members must choose a new plan.
UHC Dual Complete NM-Y1 (PPO D-SNP) UHC (UnitedHealthcare)	H0294-049	Bernalillo, Catron, Chaves, Cibola and 29 more	1,555+	CMS lists different outcomes by plan segment. Your letter says which applies to you.
Presbyterian Senior Care Plan 1 (HMO) Presbyterian Healthcare Services	H3204-008	Bernalillo, Cibola, Rio Arriba, Sandoval and 4 more	1,435+	Ends December 31, 2026. Members must choose a new plan.
Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare	H8845-007	Bernalillo, Catron, Chaves, Cibola and 29 more	1,281+	CMS lists different outcomes by plan segment. Your letter says which applies to you.
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. Call 855-367-1095
CHRISTUS Health Medicare Plus (HMO) CHRISTUS Health	H1189-002	Bernalillo, Los Alamos, Otero, Rio Arriba and 4 more	1,115	Ends December 31, 2026. Members must choose a new plan. 1,115 of them are in counties where this company has no 2027 plan at all.
Presbyterian Senior Care Extra Health Plan with Rx (HMO) Presbyterian Healthcare Services	H3204-017	Bernalillo, Cibola, Rio Arriba, Sandoval and 4 more	932	CMS lists different outcomes by plan segment. Your letter says which applies to you.
Blue Cross Medicare Advantage Health Choice (PPO) Blue Cross	H1666-014	Bernalillo, Catron, Chaves, Cibola and 13 more	850+	Ends December 31, 2026. Members must choose a new plan.
Blue Cross Medicare Advantage Classic (PPO) Blue Cross	H8634-010	Bernalillo, Chaves, Dona Ana, Roosevelt and 3 more	812+	Ends December 31, 2026. Members must choose a new plan.
SCAN Classic (HMO) SCAN Group	H5244-001	Bernalillo, Sandoval	566	Ends December 31, 2026. Members must choose a new plan. 566 of them are in counties where this company has no 2027 plan at all.
Humana Essentials Plus Giveback H5216-435 (PPO) Humana	H5216-435	Luna	171	Leaves these counties for 2027. Members here must choose a new plan.
SCAN Balance (HMO C-SNP) SCAN Group	H5244-002	Bernalillo, Sandoval	166	Ends December 31, 2026. Members must choose a new plan. 166 of them are in counties where this company has no 2027 plan at all.
Blue Cross Medicare Advantage Optimum (PPO) Blue Cross	H1666-020	Bernalillo, Chaves, Curry, Dona Ana and 8 more	146+	Ends December 31, 2026. Members must choose a new plan.
HealthSpring Preferred (HMO) Cigna HealthSpring	H0672-005	Rio Arriba, San Miguel, Taos	139	Leaves these counties for 2027. Members here must choose a new plan.
Blue Cross Medicare Advantage Balance (PPO) Blue Cross	H1666-019	Bernalillo, Chaves, Curry, Dona Ana and 8 more	118+	Ends December 31, 2026. Members must choose a new plan.
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. Call 855-367-1095
Blue Cross Medicare Advantage Access (PPO) Blue Cross	H1666-021	Catron, Cibola, Colfax, DeBaca and 15 more	116+	Ends December 31, 2026. Members must choose a new plan.
SCAN Strive (HMO C-SNP) SCAN Group	H5244-004	Bernalillo, Sandoval	88+	Ends December 31, 2026. Members must choose a new plan. 88 of them are in counties where this company has no 2027 plan at all.
CHRISTUS Health Medicare Guardian (HMO) CHRISTUS Health	H1189-007	Bernalillo, Los Alamos, Otero, Rio Arriba and 4 more	68+	Ends December 31, 2026. Members must choose a new plan. 68 of them are in counties where this company has no 2027 plan at all.
HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana	H5216-443	Luna	18	Leaves these counties for 2027. Members here must choose a new plan.
SCAN MyChoice (HMO) SCAN Group	H5244-005	Bernalillo, Sandoval	16+	Ends December 31, 2026. Members must choose a new plan. 16 of them are in counties where this company has no 2027 plan at all.
Humana Together in Health (PPO I-SNP) Humana	H5216-444	Bernalillo, Catron, Chaves, Cibola and 25 more	10 or fewer	Ends December 31, 2026. Members must choose a new plan.
HealthSpring Assurance Rx (PDP) Cigna HealthSpring	S5617-128	Statewide (Part D drug plan)	11,854+	Merged into HealthSpring Assurance Rx (PDP) (S5715-013) for 2027. Members are moved automatically and can still switch.
HumanaChoice H5216-196 (PPO) Humana	H5216-196	Bernalillo, Catron, Chaves, Cibola and 19 more	3,776+	Merged into HumanaChoice H5216-223 (PPO) (H5216-223) for 2027. Members are moved automatically and can still switch.
HumanaChoice H5216-437 (PPO) Humana	H5216-437	Bernalillo, Catron, Chaves, Cibola and 25 more	678+	Merged into Humana USAA Honor Giveback (PPO) (H5216-436) for 2027. Members are moved automatically and can still switch.
HumanaChoice H5216-223 (PPO) Humana	H5216-223	Luna	152	Merged into HumanaChoice H5216-223 (PPO) (H5216-223) for 2027. Members are moved automatically and can still switch.
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. Call 855-367-1095
Humana USAA Honor Giveback (PPO) Humana	H5216-436	Luna	40	Merged into Humana USAA Honor Giveback (PPO) (H5216-436) for 2027. Members are moved automatically and can still switch.

Full detail by company and county: New Mexico Medicare plan changes for 2027. CMS hides county counts of 10 or fewer, so totals are at least the number shown.

Medicare Advantage plans available in New Mexico for 2027

Checked 2026-10-17 against CMS's 2027 plan benefit and county files.

61 Medicare Advantage plans are offered in New Mexico for 2027 by 7 companies. 25 are HMO plans and 36 are PPO plans. 22 are special needs plans, which only people who qualify (for example, people who also have Medicaid or a chronic condition) can join, so 39 are open to most people with Medicare. Depending on the county, you can choose from between 11 and 36 plans.

Compared with 2026: 74 plans were offered in New Mexico in 2026, so the count is down by 13 for 2027. New to New Mexico for 2027: Molina Healthcare of New Mexico (1 plan). Listed in CMS's 2026 files but not its 2027 files: Blue Cross and Blue Shield of NM, TX (6 plans in 2026), SCAN Health Plan (4 plans in 2026), Blue Cross and Blue Shield of IL, NM, OK, TX (2 plans in 2026), Blue Cross and Blue Shield of New Mexico (2 plans in 2026), CHRISTUS Health Advantage (2 plans in 2026), Molina Healthcare of Arizona (2 plans in 2026), Cigna HealthCare (1 plan in 2026). A company can also appear to leave because it changed its name, so check your own plan's letter.

Plans by company, 2026 and 2027

Company	Plans in 2026	Plans in 2027	Change
UnitedHealthcare	23	30	+7
Humana	16	12	−4
Devoted Health	7	11	+4
Blue Cross and Blue Shield of IL, NM	1	3	+2
Presbyterian Health Plan	7	3	−4
HealthSpring	1	1	no change
Molina Healthcare of New Mexico	0	1	new
Blue Cross and Blue Shield of NM, TX	6	0	not listed
SCAN Health Plan	4	0	not listed
Blue Cross and Blue Shield of IL, NM, OK, TX	2	0	not listed
Blue Cross and Blue Shield of New Mexico	2	0	not listed
CHRISTUS Health Advantage	2	0	not listed
Molina Healthcare of Arizona	2	0	not listed
Cigna HealthCare	1	0	not listed

Plans offered by county, 2026 and 2027

County	Plans in 2026	Plans in 2027	Change
Bernalillo	51	36	−15
Catron	24	16	−8
Chaves	22	17	−5
Cibola	30	20	−10
Colfax	22	16	−6
Curry	22	16	−6
DeBaca	20	16	−4
Dona Ana	30	22	−8
Eddy	19	17	−2
Grant	29	23	−6
Guadalupe	21	16	−5
Harding	13	11	−2
Hidalgo	10	12	+2
Lea	17	15	−2
Lincoln	21	20	−1
Los Alamos	31	26	−5
Luna	24	18	−6
McKinley	15	13	−2
Mora	24	21	−3
Otero	16	11	−5
Quay	21	16	−5
Rio Arriba	37	27	−10
Roosevelt	25	16	−9
San Juan	20	16	−4
San Miguel	35	33	−2
Sandoval	51	36	−15
Santa Fe	46	35	−11
Sierra	21	17	−4
Socorro	31	22	−9
Taos	25	16	−9
Torrance	44	35	−9
Union	9	11	+2
Valencia	37	30	−7

Counts include special needs plans. A plan can be offered in only part of a state, so the plans you can choose depend on your county. Which plans keep your doctors and cover your medicines is not in the CMS files; a licensed agent checks that for you.

Ready to enroll in a New Mexico plan?

Call 855-367-1095 to enroll

No cost. No obligation. Not the government. Speak with a licensed insurance agent (TTY 711).

Will a 2027 plan keep your doctors and cover your prescriptions?

The public plan sites can't tell you that without a lot of clicking, and some 2027 plans aren't on them until October 15. Give us your doctors and your prescriptions and a licensed agent checks every 2027 plan in your county against your list, then calls you with the two or three that fit. No cost, no obligation.

Got a letter saying your Medicare plan is leaving or won't renew?

A non-renewal letter means your specific plan won't continue in your county after December 31, 2026. It doesn't mean you lose Medicare, and it usually doesn't mean your insurance company is leaving Medicare altogether. You can choose a new Medicare Advantage plan, or move to Original Medicare with a Medigap plan and a Part D drug plan.

Medicare Advantage in New Mexico today

At least 205,405 New Mexico residents are in an individual Medicare Advantage plan (69 plans from 9 companies across 33 counties in 2026).
Largest carriers by members: UnitedHealthcare (69,719), Humana (51,667), Presbyterian Health Plan (42,986), Blue Cross and Blue Shield of New Mexico (33,496), HealthSpring (2,140), Devoted Health (2,097).
Last year, 10 New Mexico Medicare Advantage plans ended or dropped counties for 2026, affecting about 10,301 members, most from Presbyterian Health Plan, Blue Cross and Blue Shield of New Mexico, Cigna Healthcare.

My Medicare Advantage plan is ending. What are my deadlines?

Your current plan keeps working through December 31, 2026. Doctors, prescriptions and benefits work as usual until then.
Open Enrollment, October 15, 2026 to December 7, 2026: pick a new plan now and it starts January 1, 2027, with no gap.
Your extra window, December 8, 2026 to February 28, 2027: because your plan is being discontinued, you get a Special Enrollment Period on top of Open Enrollment. An enrollment request received December 8-31 is effective January 1; received in January, effective February 1; received in February, effective March 1.
Medigap guaranteed issue: apply as early as November 1, 2026, and no later than March 4, 2027 (63 days after your coverage ends).

What happens if I do nothing when my plan is cancelled?

You don't lose Medicare. If you don't choose a new plan, you're moved to Original Medicare (Parts A and B) on January 1, 2027. Original Medicare doesn't include prescription drug coverage, so you'd need to join a separate Part D plan. Going 63 days or more without creditable drug coverage can mean a permanent late-enrollment penalty.

Can I switch to a Medicare Supplement (Medigap) plan without health questions?

Usually yes. When a Medicare Advantage plan leaves your area or stops offering coverage, federal law gives you a guaranteed issue right: a Medigap company must sell you Plan A, B, D or G (or C or F if you were eligible for Medicare before January 1, 2020), can't charge more for past or present health problems, and can't refuse you, as long as you switch to Original Medicare. Some states add more rights than this. Keep your non-renewal letter; it can serve as proof.

How Medigap guaranteed issue works when your plan ends

Losing your Advantage plan this year? Moving to Medigap | Medigap or another Advantage plan? | Moving to Medigap, step by step

What to check before choosing a replacement plan

Are your doctors, specialists and hospitals in the new plan's network?
Are your prescriptions on its drug list, and is your pharmacy covered?
Premium, deductible, copays and maximum out-of-pocket
HMO or PPO, and any extra benefits (dental, vision, hearing) that matter to you
Medicare Advantage vs. Original Medicare with Medigap and a Part D plan

Free Medicare tools

Questions about New Mexico Medicare plans ending

Which Medicare Advantage plans are ending in New Mexico for 2027?

The list on this page comes straight from CMS's 2027 plan files: every plan that won't renew, or won't be offered in a county, in New Mexico. It covers several carriers.

Is my Medicare Advantage plan being cancelled in New Mexico?

If your plan won't continue, you'll get a non-renewal letter by October 2, 2026. Your Annual Notice of Change (ANOC) lists what's changing if your plan does continue. Your plan stays in force through December 31, 2026 either way.

How many people in New Mexico lost their Medicare Advantage plan last year?

For 2026, CMS's files show 10 Medicare Advantage plans ended or dropped counties in New Mexico, affecting about 10,301 members across 32 counties.

What happens if I don't pick a new plan after my Medicare Advantage plan ends?

You don't lose Medicare. If you don't choose anything, you're moved to Original Medicare (Parts A and B) on January 1, 2027. Original Medicare doesn't include drug coverage, so you'd need to join a separate Part D plan, and going 63 days or more without creditable drug coverage can mean a late-enrollment penalty.

How long do I have to switch after my Medicare Advantage plan is discontinued?

You can switch during Open Enrollment, October 15, 2026 to December 7, 2026, for coverage starting January 1. Because your plan is ending, you also get a Special Enrollment Period from December 8, 2026 through February 28, 2027. An enrollment request received December 8-31 is effective January 1; received in January, effective February 1; received in February, effective March 1. Choosing by December 7, 2026 avoids any gap.

Can I get a Medicare Supplement (Medigap) plan without health questions if my plan is ending?

Usually yes. When a Medicare Advantage plan leaves your area or stops offering coverage, you have a guaranteed issue right to buy Medigap Plan A, B, D or G (and C or F if you were eligible for Medicare before January 1, 2020) without medical underwriting, as long as you move to Original Medicare. You can apply as early as 60 days before your coverage ends and no later than 63 days after (March 4, 2027). Some states give more rights than this.

Why did I get a letter saying my Medicare plan won't renew?

Plans that won't continue next year must mail members a non-renewal notice by October 2, 2026. It means your current plan ends December 31, 2026, not that you lose Medicare. Keep the letter: it shows which plan is ending and helps prove your enrollment rights.

Will my doctors still be covered on a new plan in New Mexico?

It depends on the plan you choose. Before switching, check that your doctors, specialists and hospitals are in the new plan's network, your prescriptions are on its drug list, and your pharmacy is covered. With Original Medicare plus Medigap, you can see any provider that accepts Medicare.

Which Medicare Advantage plans are available in New Mexico for 2027?

CMS's 2027 files list 61 Medicare Advantage plans offered in New Mexico by 7 companies: UnitedHealthcare (30 plans), Humana (12 plans), Devoted Health (11 plans), Blue Cross and Blue Shield of IL, NM (3 plans), Presbyterian Health Plan (3 plans), and others. 22 of them are special needs plans, which only people who qualify can join. Which plans you can actually choose depends on your county.

I just found out my plan is ending. Do I need to decide right away?

No. Your plan works through December 31, 2026. You can choose a new plan from October 15 to December 7, and because your plan is ending you also get a Special Enrollment Period from December 8 through February 28, 2027. Deciding earlier just means your new plan is settled before January 1.

Will I get pressured into a sales call if I ask for help?

No. A licensed agent looks at the plans available where you live in New Mexico, explains what changes for you, and you decide. There is no cost to you and no obligation to enroll in anything. Calls are recorded, as Medicare requires.

How do I know my plan is on this list?

Type your plan name or the plan ID from your member card into the box above the table. The list comes from CMS's own 2026 and 2027 plan files. Your plan's written notice is the final word; if the two disagree, trust the letter and have a licensed agent check it with you.

Is your New Mexico Medicare plan ending?

Call to check your plan and compare what's available where you live, with licensed Medicare help.

Licensed insurance help
No guaranteed eligibility, pricing, or availability
Educational starting point

GetFastRates.com is not connected with or endorsed by the U.S. government or the federal Medicare program. Calling connects you with licensed insurance help. Plan availability, costs, benefits, and enrollment rules can vary by state, carrier, and individual situation.

Call 855-367-1095 Make an appointment

Sources

Last updated 2026-10-06. Plan counts come from CMS files; CMS doesn't publish county counts of 10 or fewer members, so totals are at least the number shown.