Florida Medicare
Medicare Advantage Plans in Florida for 2027: What's Ending and What's Available
120 Florida Medicare plans end or leave counties for 2027, per CMS; 414,844 people must choose a new plan. Another 36 were merged or renumbered, so those members move automatically. If yours is on the list, a licensed agent can help at no cost to you.
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You can enroll in a 2027 Medicare plan from October 15 through December 7.
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We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not connected with or endorsed by the United States government or the federal Medicare program. Calls are recorded, as Medicare requires.
Which Florida Medicare plans are ending in 2027?
Checked October 6, 2026 against CMS's 2026 and 2027 plan lists and September 2026 enrollment.
The biggest plans ending: Humana (244,615 members), AARP (79,896 members), Simply (26,253 members). CMS's 2027 Plan Crosswalk says 120 Florida Medicare Advantage and Part D plans end or leave counties for 2027, with at least 414,844 people enrolled who must choose a new plan. Another 36 plans (28,081 people) were merged into other plans or given new plan numbers; CMS moves those members automatically, and their letter names the new plan. A plan that ends stops on December 31, 2026. It does not mean you lose Medicare. Your plan's own letter is the final word.
- Humana: 13 plans end or leave counties (244,615 members); 1 merged or renumbered (17,274 members) county detail
- AARP (UnitedHealthcare): 16 plans end or leave counties (79,896 members) county detail
- Simply (Anthem (Elevance Health)): 29 plans end or leave counties (26,253 members); 24 merged or renumbered (7,465 members) county detail
- Aetna: 22 plans end or leave counties (22,834 members); 3 merged or renumbered (783 members) county detail
- Wellcare / Ambetter: 9 plans end or leave counties (18,134 members) county detail
- DrMax (DOCTORS HEALTHCARE PLANS): 6 plans end or leave counties (13,198 members); 1 merged or renumbered (383 members) county detail
- Cigna HealthSpring: 8 plans end or leave counties (5,093 members) county detail
- Health First Shared Services: 6 plans end or leave counties (1,933 members) county detail
| Plan | Plan ID | Counties | Members | What CMS says for 2027 |
|---|---|---|---|---|
| Humana Full Access Giveback H5216-393 (PPO) Humana | H5216-393 | Alachua, Baker, Bay, Bradford and 52 more | 135,060 | Ends December 31, 2026. Members must choose a new plan. |
| Humana Full Access Giveback H7617-111 (PPO) Humana | H7617-111 | Alachua, Baker, Bay, Bradford and 51 more | 68,087 | Ends December 31, 2026. Members must choose a new plan. |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) AARP (UnitedHealthcare) | H2509-003 | Brevard, Charlotte, Clay, Collier and 20 more | 41,937 | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| AARP Medicare Advantage from UHC FL-0016 (PPO) AARP (UnitedHealthcare) | H2406-008 | Bay, Calhoun, Escambia, Franklin and 14 more | 15,669 | Ends December 31, 2026. Members must choose a new plan. |
| HumanaChoice Florida H7617-109 (PPO) Humana | H7617-109 | Charlotte, Citrus, Collier, DeSoto and 13 more | 10,444 | Ends December 31, 2026. Members must choose a new plan. |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare / Ambetter | H1032-245 | Brevard, Broward, Citrus, Clay and 21 more | 8,497 | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| CareNeeds Extra (HMO D-SNP) Humana | H1019-152 | Broward, Miami-Dade, Palm Beach | 8,452 | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| UHC MedicareMax Dual Complete FL-Y6 (HMO-POS D-SNP) AARP (UnitedHealthcare) | H5420-016 | Broward, Miami-Dade | 7,472 | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| UHC MedicareMax Dual Complete FL-D4 (HMO D-SNP) AARP (UnitedHealthcare) | H5420-006 | Broward, Miami-Dade | 7,459 | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| Humana Direct Choice Giveback (PPO) Humana | H7617-112 | Charlotte, Citrus, Collier, DeSoto and 16 more | 6,378 | Ends December 31, 2026. Members must choose a new plan. |
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. | ||||
| Wellcare Dual Access Sync (HMO D-SNP) Wellcare / Ambetter | H1032-244 | Brevard, Broward, Citrus, Clay and 21 more | 6,302 | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| DrMax (HMO) DrMax (DOCTORS HEALTHCARE PLANS) | H4140-001 | Miami-Dade | 6,261 | Ends December 31, 2026. Members must choose a new plan. |
| Humana Direct Choice Giveback (PPO) Humana | H5216-452 | Charlotte, Citrus, Collier, DeSoto and 16 more | 5,978 | Ends December 31, 2026. Members must choose a new plan. |
| Aetna Medicare Signature (PPO) Aetna | H5521-273 | Martin, Palm Beach, St. Lucie | 5,840 | Ends December 31, 2026. Members must choose a new plan. |
| DrSelect (HMO) DrMax (DOCTORS HEALTHCARE PLANS) | H4140-012 | Broward, Miami-Dade | 5,179 | Ends December 31, 2026. Members must choose a new plan. |
| Aetna Medicare Signature (PPO) Aetna | H5521-432 | Martin, Palm Beach, St. Lucie | 5,023 | Ends December 31, 2026. Members must choose a new plan. |
| UHC MedicareMax Complete Care FL-30 (HMO C-SNP) AARP (UnitedHealthcare) | H5420-014 | Broward | 4,786 | Leaves these counties for 2027. Members here must choose a new plan. |
| Aetna Medicare Signature (PPO) Aetna | H5521-033 | Baker, Charlotte, Clay, Collier and 22 more | 4,309+ | Leaves these counties for 2027. Members here must choose a new plan. |
| CareNeeds Extra (HMO D-SNP) Humana | H1019-153 | Clay, Duval, Flagler, Hillsborough and 12 more | 3,629+ | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| Simply Extra Platinum (HMO) Simply (Anthem) | H5471-113 | Miami-Dade | 3,572 | Ends December 31, 2026. Members must choose a new plan. |
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. | ||||
| HealthSpring Preferred Savings (HMO) Cigna HealthSpring | H5410-026 | Lake, Marion, Orange, Osceola and 3 more | 3,337 | Ends December 31, 2026. Members must choose a new plan. |
| Humana USAA Honor Giveback (PPO) Humana | H7617-108 | Bay, Calhoun, Escambia, Gadsden and 14 more | 2,955+ | Leaves these counties for 2027. Members here must choose a new plan. |
| Simply Integrated Platinum (HMO D-SNP) Simply (Anthem) | H5471-134 | Miami-Dade | 2,597 | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| Aetna Medicare Select Extra (HMO-POS) Aetna | H1609-028 | Broward, Martin, Orange, Palm Beach and 2 more | 1,976 | Leaves these counties for 2027. Members here must choose a new plan. |
| Simply Level Platinum (HMO C-SNP) Simply (Anthem) | H5471-116 | Miami-Dade | 1,788 | Ends December 31, 2026. Members must choose a new plan. |
| Simply Extra Platinum (HMO) Simply (Anthem) | H5471-123 | Broward, Palm Beach | 1,676 | Ends December 31, 2026. Members must choose a new plan. |
| Simply More (HMO) Simply (Anthem) | H5471-065 | Miami-Dade | 1,669 | Ends December 31, 2026. Members must choose a new plan. |
| Simply Integrated (HMO D-SNP) Simply (Anthem) | H5471-127 | Miami-Dade | 1,544 | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) AARP (UnitedHealthcare) | H2406-130 | Bay, Calhoun, Escambia, Franklin and 14 more | 1,484+ | Leaves these counties for 2027. Members here must choose a new plan. |
| DrExtraCare (HMO C-SNP) DrMax (DOCTORS HEALTHCARE PLANS) | H4140-004 | Miami-Dade | 1,480 | Ends December 31, 2026. Members must choose a new plan. |
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. | ||||
| Advantage Care COPD by Ultimate (HMO C-SNP) Ultimate Healthcare Holdings | H2962-025 | Hernando, Hillsborough, Pasco, Pinellas | 1,346 | Ends December 31, 2026. Members must choose a new plan. |
| Freedom Medi-Medi Full (HMO D-SNP) Simply (Anthem) | H5427-087 | Broward, Charlotte, Citrus, Collier and 19 more | 1,330+ | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| Simply More (HMO) Simply (Anthem) | H5471-074 | Orange, Osceola, Seminole | 1,309 | Ends December 31, 2026. Members must choose a new plan. |
| HealthSpring Preferred (HMO) Cigna HealthSpring | H5410-060 | Broward, Charlotte, Collier, Indian River and 5 more | 1,279 | Ends December 31, 2026. Members must choose a new plan. |
| Simply More Platinum (HMO) Simply (Anthem) | H5471-114 | Miami-Dade | 1,171 | Ends December 31, 2026. Members must choose a new plan. |
| HumanaChoice Florida SNP-DE H7617-113 (PPO D-SNP) Humana | H7617-113 | Brevard, Broward, Glades, Indian River and 5 more | 1,082 | Ends December 31, 2026. Members must choose a new plan. |
| Optimum Emerald Full (HMO D-SNP) Simply (Anthem) | H5594-017 | Brevard, Broward, Charlotte, Citrus and 19 more | 1,018+ | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| Simply More (HMO) Simply (Anthem) | H5471-078 | Hernando, Hillsborough, Pasco, Pinellas | 1,003 | Ends December 31, 2026. Members must choose a new plan. |
| Health First Emerald Plus H1099-024 (HMO) Health First Shared Services | H1099-024 | Hernando, Lake, Orange, Osceola and 3 more | 977+ | Ends December 31, 2026. Members must choose a new plan. 977 of them are in counties where this company has no 2027 plan at all. |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna | H1609-017 | Broward, Miami-Dade | 938 | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. | ||||
| Aetna Medicare Signature Extra (PPO) Aetna | H5521-704 | Martin, Palm Beach, St. Lucie | 820 | Ends December 31, 2026. Members must choose a new plan. |
| Humana Value Choice H5216-070 (PPO) Humana | H5216-070 | Calhoun, Hamilton, Holmes, Jackson and 3 more | 815 | Leaves these counties for 2027. Members here must choose a new plan. |
| Simply Extra Platinum (HMO) Simply (Anthem) | H5471-117 | Hernando, Hillsborough, Pasco, Pinellas and 1 more | 797 | Ends December 31, 2026. Members must choose a new plan. |
| Simply More (HMO) Simply (Anthem) | H5471-071 | Polk | 793 | Ends December 31, 2026. Members must choose a new plan. |
| HumanaChoice Florida H7284-001 (PPO) Humana | H7284-001 | Lake, Marion, Seminole, Sumter | 773 | Ends December 31, 2026. Members must choose a new plan. |
| Simply Level (HMO C-SNP) Simply (Anthem) | H5471-070 | Polk | 771 | Ends December 31, 2026. Members must choose a new plan. |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna | H1609-049 | Polk | 769 | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare / Ambetter | H1032-242 | Alachua, Baker, Bay, Bradford and 26 more | 676+ | Ends December 31, 2026. Members must choose a new plan. |
| HumanaChoice Florida SNP-DE H7284-010 (PPO D-SNP) Humana | H7284-010 | Brevard | 665 | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| Wellcare Dual Reserve (HMO D-SNP) Wellcare / Ambetter | H1032-202 | Alachua, Baker, Bay, Bradford and 37 more | 662+ | Leaves these counties for 2027. Members here must choose a new plan. |
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. | ||||
| Simply Extra Platinum (HMO) Simply (Anthem) | H5471-120 | Orange, Osceola, Seminole | 638 | Ends December 31, 2026. Members must choose a new plan. |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna | H1609-019 | Hernando, Hillsborough, Palm Beach, Pasco and 3 more | 629 | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| Wellcare Dual Access Sync (HMO D-SNP) Wellcare / Ambetter | H1032-240 | Alachua, Baker, Bay, Bradford and 26 more | 616+ | Ends December 31, 2026. Members must choose a new plan. |
| Aetna Medicare Signature (PPO) Aetna | H5521-434 | Alachua, Baker, Columbia | 607 | Leaves these counties for 2027. Members here must choose a new plan. |
| Simply Level Platinum (HMO C-SNP) Simply (Anthem) | H5471-119 | Hernando, Hillsborough, Pasco, Pinellas and 1 more | 592 | Ends December 31, 2026. Members must choose a new plan. |
| UHC MedicareMax Dual Complete FL-V3 (HMO D-SNP) AARP (UnitedHealthcare) | H5420-015 | Broward, Miami-Dade | 591 | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| Simply Level (HMO C-SNP) Simply (Anthem) | H5471-069 | Miami-Dade | 566 | Ends December 31, 2026. Members must choose a new plan. |
| BlueMedicare Select (PPO) BlueMedicare (Guidewell Mutual Holding) | H5434-045 | Monroe | 536 | Leaves these counties for 2027. Members here must choose a new plan. |
| Wellcare Patriot Giveback (HMO) Wellcare / Ambetter | H1032-239 | Brevard, Broward, Charlotte, Citrus and 32 more | 532+ | Ends December 31, 2026. Members must choose a new plan. |
| Simply More Platinum (HMO) Simply (Anthem) | H5471-124 | Broward, Palm Beach | 482 | Ends December 31, 2026. Members must choose a new plan. |
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. | ||||
| Simply More (HMO) Simply (Anthem) | H5471-077 | Broward | 476 | Ends December 31, 2026. Members must choose a new plan. |
| Health First SunSaver H1099-016 (HMO) Health First Shared Services | H1099-016 | Hardee, Highlands | 469 | Leaves these counties for 2027. Members here must choose a new plan. 469 of them are in counties where this company has no 2027 plan at all. |
| Aetna Medicare Premier (PPO) Aetna | H5521-586 | Orange, Osceola, Seminole | 465 | Ends December 31, 2026. Members must choose a new plan. |
| Simply Level Platinum (HMO C-SNP) Simply (Anthem) | H5471-126 | Broward, Palm Beach | 415 | Ends December 31, 2026. Members must choose a new plan. |
| Health First Complete Care H1099-023 (HMO) Health First Shared Services | H1099-023 | Hernando, Lake, Orange, Osceola and 3 more | 399+ | Ends December 31, 2026. Members must choose a new plan. 399 of them are in counties where this company has no 2027 plan at all. |
| Simply Level Platinum (HMO C-SNP) Simply (Anthem) | H5471-122 | Orange, Osceola, Seminole | 399 | Ends December 31, 2026. Members must choose a new plan. |
| Senior Care (HMO I-SNP) Curana Health Holdings | H9917-001 | Alachua, Broward, Hillsborough, Lee and 8 more | 392+ | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| Simply Extra (HMO) Simply (Anthem) | H5471-112 | Clay, Duval, St. Johns | 368 | Ends December 31, 2026. Members must choose a new plan. |
| Wellcare Simple (HMO) Wellcare / Ambetter | H1032-237 | Miami-Dade | 360 | Ends December 31, 2026. Members must choose a new plan. |
| Simply Integrated Platinum (HMO D-SNP) Simply (Anthem) | H5471-137 | Broward, Palm Beach | 305 | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. | ||||
| Humana USAA Honor Giveback (PPO) Humana | H5216-467 | Alachua, Baker, Bay, Bradford and 60 more | 297+ | Ends December 31, 2026. Members must choose a new plan. |
| Simply Level (HMO C-SNP) Simply (Anthem) | H5471-073 | Orange, Osceola, Seminole | 290 | Ends December 31, 2026. Members must choose a new plan. |
| Aetna Medicare Signature (PPO) Aetna | H5521-269 | Alachua, Baker, Columbia | 277 | Leaves these counties for 2027. Members here must choose a new plan. |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare / Ambetter | H1032-243 | Charlotte, Collier, DeSoto, Glades and 7 more | 267+ | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| Aetna Medicare Premier (PPO) Aetna | H5521-688 | Martin, Palm Beach, St. Lucie | 245 | Ends December 31, 2026. Members must choose a new plan. |
| BlueMedicare Premier (HMO) BlueMedicare (Guidewell Mutual Holding) | H1035-048 | St. Lucie | 244 | Leaves these counties for 2027. Members here must choose a new plan. |
| HealthSpring Preferred (HMO) Cigna HealthSpring | H5410-059 | Brevard, Clay, Duval | 244 | Leaves these counties for 2027. Members here must choose a new plan. |
| DrElite-SFL (HMO) DrMax (DOCTORS HEALTHCARE PLANS) | H4140-019 | Broward, Miami-Dade | 231 | Ends December 31, 2026. Members must choose a new plan. |
| Wellcare Dual Access Sync (HMO D-SNP) Wellcare / Ambetter | H1032-241 | Charlotte, Collier, DeSoto, Glades and 7 more | 222+ | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| Simply More (HMO) Simply (Anthem) | H5471-110 | Clay, Duval, St. Johns | 215 | Ends December 31, 2026. Members must choose a new plan. |
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. | ||||
| Aetna Medicare Signature (PPO) Aetna | H5521-705 | Alachua, Baker, Columbia | 210 | Leaves these counties for 2027. Members here must choose a new plan. |
| AARP Medicare Advantage CareFlex from UHC FL-32 (HMO-POS) AARP (UnitedHealthcare) | H1045-057 | Citrus, Hernando, Levy | 193 | Ends December 31, 2026. Members must choose a new plan. |
| Aetna Medicare Select (HMO) Aetna | H1609-021 | Alachua | 177 | Leaves these counties for 2027. Members here must choose a new plan. |
| Simply Integrated (HMO D-SNP) Simply (Anthem) | H5471-130 | Broward | 175 | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| Aetna Medicare Signature (PPO) Aetna | H5521-271 | Levy | 165 | Leaves these counties for 2027. Members here must choose a new plan. |
| Simply Level (HMO C-SNP) Simply (Anthem) | H5471-075 | Hernando, Hillsborough, Pasco, Pinellas | 156+ | Ends December 31, 2026. Members must choose a new plan. |
| FHCP Medicare Classic (HMO) BlueMedicare (Guidewell Mutual Holding) | H1035-040 | Seminole | 147 | Leaves these counties for 2027. Members here must choose a new plan. |
| AARP Medicare Advantage CareFlex from UHC FL-35 (HMO-POS) AARP (UnitedHealthcare) | H1045-060 | Indian River, Martin, Okeechobee, St. Lucie | 120 | Ends December 31, 2026. Members must choose a new plan. |
| Simply Level (HMO C-SNP) Simply (Anthem) | H5471-080 | Broward | 106 | Ends December 31, 2026. Members must choose a new plan. |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna | H1609-061 | Citrus | 105 | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. | ||||
| BlueMedicare Select (PPO) BlueMedicare (Guidewell Mutual Holding) | H5434-002 | Duval, St. Lucie | 95 | Leaves these counties for 2027. Members here must choose a new plan. |
| Aetna Medicare Eagle Giveback (PPO) Aetna | H5521-306 | Alachua, Baker, Columbia, Levy | 93+ | Leaves these counties for 2027. Members here must choose a new plan. |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna | H1609-045 | Alachua | 90 | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| AARP Medicare Advantage CareFlex from UHC FL-33 (HMO-POS) AARP (UnitedHealthcare) | H1045-058 | DeSoto, Hardee, Highlands | 86+ | Ends December 31, 2026. Members must choose a new plan. |
| Erickson Advantage Signature (HMO-POS) AARP (UnitedHealthcare) | H5652-001 | Collier | 70 | Ends December 31, 2026. Members must choose a new plan. |
| HealthSpring TotalCare Plus (HMO D-SNP) Cigna HealthSpring | H5410-047 | Charlotte, Collier, Indian River, Lee and 2 more | 66+ | Ends December 31, 2026. Members must choose a new plan. |
| HealthSpring TotalCare (HMO D-SNP) Cigna HealthSpring | H5410-056 | Broward, Miami-Dade, Palm Beach | 54+ | Ends December 31, 2026. Members must choose a new plan. |
| HealthSpring TotalCare (HMO D-SNP) Cigna HealthSpring | H5410-055 | Charlotte, Collier, Indian River, Lee and 2 more | 51+ | Ends December 31, 2026. Members must choose a new plan. |
| Gold Health (HMO-POS C-SNP) Gold Kidney Health Plan | H1526-008 | Miami-Dade | 48 | Ends December 31, 2026. Members must choose a new plan. |
| HealthSpring TotalCare (HMO D-SNP) Cigna HealthSpring | H5410-045 | Brevard, Clay, Duval | 48+ | Leaves these counties for 2027. Members here must choose a new plan. |
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. | ||||
| DrSelect-CFL (HMO) DrMax (DOCTORS HEALTHCARE PLANS) | H4140-016 | Hillsborough, Orange, Osceola, Pasco and 2 more | 47+ | Ends December 31, 2026. Members must choose a new plan. |
| FHCP Medicare Rx Plus (HMO-POS) BlueMedicare (Guidewell Mutual Holding) | H1035-002 | Brevard, Seminole, St. Johns | 45+ | Leaves these counties for 2027. Members here must choose a new plan. |
| Health First Premier Access H1099-027 (HMO-POS) Health First Shared Services | H1099-027 | Flagler, Highlands, Volusia | 44+ | Ends December 31, 2026. Members must choose a new plan. |
| Aetna Medicare Signature (PPO) Aetna | H5521-439 | Levy | 42 | Leaves these counties for 2027. Members here must choose a new plan. |
| Simply Integrated (HMO D-SNP) Simply (Anthem) | H5471-132 | Palm Beach | 32 | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| UHC Preferred Dual Complete FL-V2 (HMO D-SNP) AARP (UnitedHealthcare) | H1045-064 | Palm Beach | 29 | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
| Health First Premier Access H1099-025 (HMO-POS) Health First Shared Services | H1099-025 | Hernando, Lake, Orange, Osceola and 3 more | 27+ | Ends December 31, 2026. Members must choose a new plan. 27 of them are in counties where this company has no 2027 plan at all. |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna | H1609-084 | Alachua | 22 | Leaves these counties for 2027. Members here must choose a new plan. |
| Aetna Medicare Full Dual Select (HMO D-SNP) Aetna | H1609-074 | Alachua | 21 | Leaves these counties for 2027. Members here must choose a new plan. |
| Premier Care (HMO I-SNP) Curana Health Holdings | H9917-004 | Alachua, Broward, Hillsborough, Lee and 8 more | 21+ | CMS lists different outcomes by plan segment. Your letter says which applies to you. |
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. | ||||
| Health First Emerald Plus H1099-028 (HMO) Health First Shared Services | H1099-028 | Highlands | 17 | Leaves these counties for 2027. Members here must choose a new plan. 17 of them are in counties where this company has no 2027 plan at all. |
| AmeriHealth Caritas VIP Care (HMO D-SNP) AmeriHealth Caritas VIP (Independence Health Group) | H6378-001 | Broward, Palm Beach | 14+ | Leaves these counties for 2027. Members here must choose a new plan. |
| HealthSpring TotalCare Plus (HMO D-SNP) Cigna HealthSpring | H5410-031 | Brevard, Clay, Duval | 14+ | Leaves these counties for 2027. Members here must choose a new plan. |
| Aetna Medicare Premier (PPO) Aetna | H5521-706 | Alachua, Baker, Columbia | 11+ | Leaves these counties for 2027. Members here must choose a new plan. |
| American Health Advantage of Florida (HMO I-SNP) American Health (Mitchell Family Office) | H6652-001 | Hillsborough, Pinellas | 10 or fewer | Leaves these counties for 2027. Members here must choose a new plan. |
| DrTotalCare-CFL (HMO C-SNP) DrMax (DOCTORS HEALTHCARE PLANS) | H4140-018 | Hillsborough, Orange, Osceola, Pasco and 2 more | 10 or fewer | Ends December 31, 2026. Members must choose a new plan. |
| Erickson Advantage Champion (HMO-POS C-SNP) AARP (UnitedHealthcare) | H5652-004 | Collier | 10 or fewer | Ends December 31, 2026. Members must choose a new plan. |
| Erickson Advantage Freedom (HMO-POS) AARP (UnitedHealthcare) | H5652-006 | Collier | 10 or fewer | Ends December 31, 2026. Members must choose a new plan. |
| Erickson Advantage Liberty (HMO-POS) AARP (UnitedHealthcare) | H5652-008 | Collier | 10 or fewer | Ends December 31, 2026. Members must choose a new plan. |
| Erickson Advantage Liberty no Rx (HMO-POS) AARP (UnitedHealthcare) | H5652-002 | Collier | 10 or fewer | Ends December 31, 2026. Members must choose a new plan. |
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. | ||||
| HumanaChoice Florida H5216-304 (PPO) Humana | H5216-304 | Charlotte, Citrus, Collier, DeSoto and 13 more | 17,274 | Merged into Humana Value Choice (PPO) (H5216-072) for 2027. Members are moved automatically and can still switch. |
| Simply Complete Platinum (HMO D-SNP) Simply (Anthem) | H5471-115 | Miami-Dade | 2,326 | Merged into Simply Complete Platinum (HMO D-SNP) (H5471-125) for 2027. Members are moved automatically and can still switch. |
| BayCarePlus Premier (HMO) BayCarePlus (BayCare Health System) | H2235-003 | Hillsborough, Pasco, Pinellas, Polk | 1,761 | Merged into BayCarePlus Complete (HMO) (H2235-001) for 2027. Members are moved automatically and can still switch. |
| Simply Complete (HMO D-SNP) Simply (Anthem) | H5471-064 | Miami-Dade | 1,005 | Merged into Simply Complete Platinum (HMO D-SNP) (H5471-125) for 2027. Members are moved automatically and can still switch. |
| Simply Complete Platinum (HMO D-SNP) Simply (Anthem) | H5471-121 | Orange, Osceola, Seminole, Volusia | 749 | Merged into Simply Complete Platinum (HMO D-SNP) (H5471-118) for 2027. Members are moved automatically and can still switch. |
| HealthSun MediSun Plus (HMO D-SNP) Simply (Anthem) | H5431-016 | Palm Beach | 639 | Merged into HealthSun MediSun Extra (HMO D-SNP) (H5431-019) for 2027. Members are moved automatically and can still switch. |
| HealthSun MediSun Full Dual Plus (HMO D-SNP) Simply (Anthem) | H5431-025 | Palm Beach | 620 | Merged into HealthSun MediSun Full Dual Extra (HMO D-SNP) (H5431-026) for 2027. Members are moved automatically and can still switch. |
| Aetna Medicare Select (HMO) Aetna | H1609-022 | Polk | 549 | Merged into Aetna Medicare Select (HMO) (H1609-087) for 2027. Members are moved automatically and can still switch. |
| Simply Complete (HMO D-SNP) Simply (Anthem) | H5471-066 | Polk | 411 | Merged into Simply Complete Platinum (HMO D-SNP) (H5471-118) for 2027. Members are moved automatically and can still switch. |
| DrPlus (HMO D-SNP) DrMax (DOCTORS HEALTHCARE PLANS) | H4140-002 | Miami-Dade | 383 | Merged into DrPartialDual-SFL (HMO D-SNP) (H4140-020) for 2027. Members are moved automatically and can still switch. |
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. | ||||
| Simply Complete (HMO D-SNP) Simply (Anthem) | H5471-072 | Orange, Osceola, Seminole, Volusia | 308+ | Merged into Simply Complete Platinum (HMO D-SNP) (H5471-118) for 2027. Members are moved automatically and can still switch. |
| Simply Integrated (HMO D-SNP) Simply (Anthem) | H5471-131 | Citrus, Hernando, Hillsborough, Pasco and 1 more | 253+ | Merged into Simply Integrated Platinum (HMO D-SNP) (H5471-135) for 2027. Members are moved automatically and can still switch. |
| Simply Integrated Platinum (HMO D-SNP) Simply (Anthem) | H5471-136 | Orange, Osceola, Seminole, Volusia | 251+ | Merged into Simply Integrated Platinum (HMO D-SNP) (H5471-135) for 2027. Members are moved automatically and can still switch. |
| Simply Complete (HMO D-SNP) Simply (Anthem) | H5471-082 | Citrus, Hernando, Hillsborough, Pasco and 1 more | 246+ | Merged into Simply Complete Platinum (HMO D-SNP) (H5471-118) for 2027. Members are moved automatically and can still switch. |
| Simply Integrated (HMO D-SNP) Simply (Anthem) | H5471-129 | Orange, Osceola, Seminole, Volusia | 237+ | Merged into Simply Integrated Platinum (HMO D-SNP) (H5471-135) for 2027. Members are moved automatically and can still switch. |
| Simply Integrated (HMO D-SNP) Simply (Anthem) | H5471-128 | Polk | 198 | Merged into Simply Integrated Platinum (HMO D-SNP) (H5471-135) for 2027. Members are moved automatically and can still switch. |
| Solis Wellness Giveback Plan (HMO C-SNP) Solis Wellness (Athena Healthcare Holdings) | H0982-032 | Polk | 154 | Merged into Solis Wellness Giveback Plan (HMO C-SNP) (H0982-033) for 2027. Members are moved automatically and can still switch. |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna | H1609-083 | Polk | 144 | Merged into Aetna Medicare Chronic Care (HMO C-SNP) (H1609-082) for 2027. Members are moved automatically and can still switch. |
| Simply Complete (HMO D-SNP) Simply (Anthem) | H5471-076 | Broward | 138 | Merged into Simply Complete Platinum (HMO D-SNP) (H5471-125) for 2027. Members are moved automatically and can still switch. |
| Solis Guardian Plan (HMO D-SNP) Solis Wellness (Athena Healthcare Holdings) | H0982-023 | Polk | 112 | Merged into Solis Guardian Plan (HMO D-SNP) (H0982-025) for 2027. Members are moved automatically and can still switch. |
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. | ||||
| Aetna Medicare Full Dual Select (HMO D-SNP) Aetna | H1609-076 | Polk | 90 | Merged into Aetna Medicare Full Dual Select (HMO D-SNP) (H1609-088) for 2027. Members are moved automatically and can still switch. |
| Solis Wellness Plan (HMO C-SNP) Solis Wellness (Athena Healthcare Holdings) | H0982-018 | Palm Beach | 57 | Merged into Solis Wellness Plan (HMO C-SNP) (H0982-017) for 2027. Members are moved automatically and can still switch. |
| Simply Complete (HMO D-SNP) Simply (Anthem) | H5471-084 | Palm Beach | 37 | Merged into Simply Complete Platinum (HMO D-SNP) (H5471-125) for 2027. Members are moved automatically and can still switch. |
| Simply Complete (HMO D-SNP) Simply (Anthem) | H5471-111 | Clay, Duval, St. Johns | 33+ | Merged into Simply Complete Platinum (HMO D-SNP) (H5471-118) for 2027. Members are moved automatically and can still switch. |
| Solis Wellness Plan (HMO C-SNP) Solis Wellness (Athena Healthcare Holdings) | H0982-019 | Hillsborough, Pasco, Pinellas | 33+ | Merged into Solis Wellness Plan (HMO C-SNP) (H0982-026) for 2027. Members are moved automatically and can still switch. |
| Solis Healthy Living Plan (HMO) Solis Wellness (Athena Healthcare Holdings) | H0982-020 | Polk | 30 | Merged into Solis Healthy Living Plan (HMO) (H0982-024) for 2027. Members are moved automatically and can still switch. |
| Solis Wellness Plan (HMO C-SNP) Solis Wellness (Athena Healthcare Holdings) | H0982-021 | Polk | 29 | Merged into Solis Wellness Plan (HMO C-SNP) (H0982-026) for 2027. Members are moved automatically and can still switch. |
| Simply Integrated (HMO D-SNP) Simply (Anthem) | H5471-133 | Clay, Duval, St. Johns | 14+ | Merged into Simply Integrated Platinum (HMO D-SNP) (H5471-135) for 2027. Members are moved automatically and can still switch. |
| Optimum Diamond Rewards (HMO C-SNP) Simply (Anthem) | H5594-034 | Brevard, Charlotte, Collier, Indian River and 3 more | 10 or fewer | Merged into Optimum Diamond Savings (HMO C-SNP) (H5594-030) for 2027. Members are moved automatically and can still switch. |
| Optimum Diamond Rewards COPD (HMO C-SNP) Simply (Anthem) | H5594-035 | Charlotte, Collier, Indian River, Lee and 2 more | 10 or fewer | Merged into Optimum Diamond Savings COPD (HMO C-SNP) (H5594-031) for 2027. Members are moved automatically and can still switch. |
Found your plan on this list?A licensed agent reads your letter with you and goes over your options. No cost, 8 AM to midnight ET. | ||||
| Simply Complete Platinum (HMO D-SNP) Simply (Anthem) | H5471-138 | Lake, Marion, Sumter | 10 or fewer | Merged into Simply Complete Platinum (HMO D-SNP) (H5471-118) for 2027. Members are moved automatically and can still switch. |
| Simply Complete Platinum (HMO D-SNP) Simply (Anthem) | H5471-140 | Charlotte, Lee, Manatee, Sarasota | 10 or fewer | Merged into Simply Complete Platinum (HMO D-SNP) (H5471-118) for 2027. Members are moved automatically and can still switch. |
| Simply Complete Platinum (HMO D-SNP) Simply (Anthem) | H5471-142 | Highlands, Indian River, Martin, St. Lucie | 10 or fewer | Merged into Simply Complete Platinum (HMO D-SNP) (H5471-118) for 2027. Members are moved automatically and can still switch. |
| Simply Integrated Platinum (HMO D-SNP) Simply (Anthem) | H5471-139 | Lake, Marion, Sumter | 10 or fewer | Merged into Simply Integrated Platinum (HMO D-SNP) (H5471-135) for 2027. Members are moved automatically and can still switch. |
| Simply Integrated Platinum (HMO D-SNP) Simply (Anthem) | H5471-141 | Charlotte, Lee, Manatee, Sarasota | 10 or fewer | Merged into Simply Integrated Platinum (HMO D-SNP) (H5471-135) for 2027. Members are moved automatically and can still switch. |
| Simply Integrated Platinum (HMO D-SNP) Simply (Anthem) | H5471-143 | Highlands, Indian River, Martin, St. Lucie | 10 or fewer | Merged into Simply Integrated Platinum (HMO D-SNP) (H5471-135) for 2027. Members are moved automatically and can still switch. |
Full detail by company and county: Florida Medicare plan changes for 2027. CMS hides county counts of 10 or fewer, so totals are at least the number shown.
Medicare Advantage plans available in Florida for 2027
Checked 2026-10-17 against CMS's 2027 plan benefit and county files.
560 Medicare Advantage plans are offered in Florida for 2027 by 28 companies. 474 are HMO plans and 86 are PPO plans. 252 are special needs plans, which only people who qualify (for example, people who also have Medicaid or a chronic condition) can join, so 308 are open to most people with Medicare. Depending on the county, you can choose from between 8 and 124 plans.
Compared with 2026: 627 plans were offered in Florida in 2026, so the count is down by 67 for 2027. Listed in CMS's 2026 files but not its 2027 files: Cigna HealthCare (16 plans in 2026). A company can also appear to leave because it changed its name, so check your own plan's letter.
Plans by company, 2026 and 2027
| Company | Plans in 2026 | Plans in 2027 | Change |
|---|---|---|---|
| Devoted Health | 84 | 106 | +22 |
| Humana | 84 | 84 | no change |
| Aetna Medicare | 66 | 62 | −4 |
| UnitedHealthcare | 69 | 57 | −12 |
| CarePlus Health Plans, Inc. | 37 | 38 | +1 |
| Freedom Health, Inc. | 25 | 25 | no change |
| Florida Blue HMO | 15 | 20 | +5 |
| Wellcare | 25 | 20 | −5 |
| Florida Blue | 17 | 19 | +2 |
| Solis Health Plans | 24 | 19 | −5 |
| Ultimate Health Plans | 16 | 16 | no change |
| Optimum HealthCare, Inc. | 15 | 13 | −2 |
| HealthSpring | 16 | 11 | −5 |
| HealthSun Health Plans, Inc. | 13 | 11 | −2 |
| Doctors HealthCare Plans, Inc. | 9 | 9 | no change |
| Gold Kidney Health Plan | 6 | 9 | +3 |
| Health First Health Plans, Inc. | 11 | 7 | −4 |
| Prominence Health Plan | 5 | 6 | +1 |
| Florida Complete Care | 5 | 5 | no change |
| Capital Health Plan | 4 | 4 | no change |
| Leon Health, Inc. | 4 | 4 | no change |
| SECUR Health Plan | 3 | 4 | +1 |
| Simply Healthcare Plans, Inc. | 50 | 3 | −47 |
| Align Senior Care | 2 | 2 | no change |
| AmeriHealth Caritas VIP Care (HMO-D-SNP) | 1 | 2 | +1 |
| BayCare Health Plans | 3 | 2 | −1 |
| American Health Advantage of Florida | 1 | 1 | no change |
| Longevity Health Plan | 1 | 1 | no change |
| Cigna HealthCare | 16 | 0 | not listed |
Plans offered by county, 2026 and 2027
| County | Plans in 2026 | Plans in 2027 | Change |
|---|---|---|---|
| Alachua | 51 | 38 | −13 |
| Baker | 45 | 37 | −8 |
| Bay | 38 | 32 | −6 |
| Bradford | 33 | 29 | −4 |
| Brevard | 77 | 76 | −1 |
| Broward | 119 | 106 | −13 |
| Calhoun | 30 | 24 | −6 |
| Charlotte | 74 | 62 | −12 |
| Citrus | 85 | 83 | −2 |
| Clay | 85 | 79 | −6 |
| Collier | 72 | 59 | −13 |
| Columbia | 39 | 30 | −9 |
| DeSoto | 50 | 48 | −2 |
| Dixie | 25 | 21 | −4 |
| Duval | 90 | 87 | −3 |
| Escambia | 56 | 51 | −5 |
| Flagler | 72 | 73 | +1 |
| Franklin | 29 | 24 | −5 |
| Gadsden | 30 | 24 | −6 |
| Gilchrist | 25 | 21 | −4 |
| Glades | 37 | 43 | +6 |
| Gulf | 26 | 20 | −6 |
| Hamilton | 25 | 20 | −5 |
| Hardee | 47 | 47 | no change |
| Hendry | 36 | 38 | +2 |
| Hernando | 106 | 93 | −13 |
| Highlands | 60 | 47 | −13 |
| Hillsborough | 133 | 124 | −9 |
| Holmes | 26 | 20 | −6 |
| Indian River | 96 | 94 | −2 |
| Jackson | 26 | 20 | −6 |
| Jefferson | 30 | 24 | −6 |
| Lafayette | 25 | 20 | −5 |
| Lake | 106 | 102 | −4 |
| Lee | 78 | 67 | −11 |
| Leon | 22 | 20 | −2 |
| Levy | 33 | 30 | −3 |
| Liberty | 30 | 24 | −6 |
| Madison | 30 | 24 | −6 |
| Manatee | 91 | 87 | −4 |
| Marion | 109 | 107 | −2 |
| Martin | 80 | 73 | −7 |
| Miami-Dade | 115 | 101 | −14 |
| Monroe | 8 | 8 | no change |
| Nassau | 59 | 59 | no change |
| Okaloosa | 35 | 31 | −4 |
| Okeechobee | 41 | 47 | +6 |
| Orange | 123 | 106 | −17 |
| Osceola | 127 | 112 | −15 |
| Palm Beach | 121 | 111 | −10 |
| Pasco | 128 | 120 | −8 |
| Pinellas | 129 | 118 | −11 |
| Polk | 126 | 110 | −16 |
| Putnam | 37 | 43 | +6 |
| Santa Rosa | 56 | 51 | −5 |
| Sarasota | 88 | 89 | +1 |
| Seminole | 128 | 113 | −15 |
| St. Johns | 76 | 70 | −6 |
| St. Lucie | 91 | 81 | −10 |
| Sumter | 107 | 106 | −1 |
| Suwannee | 24 | 19 | −5 |
| Taylor | 30 | 24 | −6 |
| Union | 24 | 20 | −4 |
| Volusia | 96 | 93 | −3 |
| Wakulla | 30 | 24 | −6 |
| Walton | 41 | 35 | −6 |
| Washington | 26 | 20 | −6 |
Counts include special needs plans. A plan can be offered in only part of a state, so the plans you can choose depend on your county. Which plans keep your doctors and cover your medicines is not in the CMS files; a licensed agent checks that for you.
Ready to enroll in a Florida plan?
No cost. No obligation. Not the government. Speak with a licensed insurance agent (TTY 711).
Will a 2027 plan keep your doctors and cover your prescriptions?
The public plan sites can't tell you that without a lot of clicking, and some 2027 plans aren't on them until October 15. Give us your doctors and your prescriptions and a licensed agent checks every 2027 plan in your county against your list, then calls you with the two or three that fit. No cost, no obligation.
Got a letter saying your Medicare plan is leaving or won't renew?
A non-renewal letter means your specific plan won't continue in your county after December 31, 2026. It doesn't mean you lose Medicare, and it usually doesn't mean your insurance company is leaving Medicare altogether. You can choose a new Medicare Advantage plan, or move to Original Medicare with a Medigap plan and a Part D drug plan.
Medicare Advantage in Florida today
- At least 2,813,079 Florida residents are in an individual Medicare Advantage plan (590 plans from 28 companies across 67 counties in 2026).
- Largest carriers by members: Humana (966,348), UnitedHealthcare (803,867), Aetna (176,931), CarePlus Health Plans (170,525), Freedom Health (93,201), Optimum HealthCare (80,348).
- Last year, 77 Florida Medicare Advantage plans ended or dropped counties for 2026, affecting about 92,522 members, most from Aetna, Cigna Healthcare, AvMed Medicare.
My Medicare Advantage plan is ending. What are my deadlines?
- Your current plan keeps working through December 31, 2026. Doctors, prescriptions and benefits work as usual until then.
- Open Enrollment, October 15, 2026 to December 7, 2026: pick a new plan now and it starts January 1, 2027, with no gap.
- Your extra window, December 8, 2026 to February 28, 2027: because your plan is being discontinued, you get a Special Enrollment Period on top of Open Enrollment. An enrollment request received December 8-31 is effective January 1; received in January, effective February 1; received in February, effective March 1.
- Medigap guaranteed issue: apply as early as November 1, 2026, and no later than March 4, 2027 (63 days after your coverage ends).
What happens if I do nothing when my plan is cancelled?
You don't lose Medicare. If you don't choose a new plan, you're moved to Original Medicare (Parts A and B) on January 1, 2027. Original Medicare doesn't include prescription drug coverage, so you'd need to join a separate Part D plan. Going 63 days or more without creditable drug coverage can mean a permanent late-enrollment penalty.
Can I switch to a Medicare Supplement (Medigap) plan without health questions?
Usually yes. When a Medicare Advantage plan leaves your area or stops offering coverage, federal law gives you a guaranteed issue right: a Medigap company must sell you Plan A, B, D or G (or C or F if you were eligible for Medicare before January 1, 2020), can't charge more for past or present health problems, and can't refuse you, as long as you switch to Original Medicare. Some states add more rights than this. Keep your non-renewal letter; it can serve as proof.
How Medigap guaranteed issue works when your plan ends
Losing your Advantage plan this year? Moving to Medigap | Medigap or another Advantage plan? | Moving to Medigap, step by step
What to check before choosing a replacement plan
- Are your doctors, specialists and hospitals in the new plan's network?
- Are your prescriptions on its drug list, and is your pharmacy covered?
- Premium, deductible, copays and maximum out-of-pocket
- HMO or PPO, and any extra benefits (dental, vision, hearing) that matter to you
- Medicare Advantage vs. Original Medicare with Medigap and a Part D plan
Free Medicare tools
Questions about Florida Medicare plans ending
Which Medicare Advantage plans are ending in Florida for 2027?
The list on this page comes straight from CMS's 2027 plan files: every plan that won't renew, or won't be offered in a county, in Florida. It covers several carriers.
Is my Medicare Advantage plan being cancelled in Florida?
If your plan won't continue, you'll get a non-renewal letter by October 2, 2026. Your Annual Notice of Change (ANOC) lists what's changing if your plan does continue. Your plan stays in force through December 31, 2026 either way.
How many people in Florida lost their Medicare Advantage plan last year?
For 2026, CMS's files show 77 Medicare Advantage plans ended or dropped counties in Florida, affecting about 92,522 members across 65 counties.
What happens if I don't pick a new plan after my Medicare Advantage plan ends?
You don't lose Medicare. If you don't choose anything, you're moved to Original Medicare (Parts A and B) on January 1, 2027. Original Medicare doesn't include drug coverage, so you'd need to join a separate Part D plan, and going 63 days or more without creditable drug coverage can mean a late-enrollment penalty.
How long do I have to switch after my Medicare Advantage plan is discontinued?
You can switch during Open Enrollment, October 15, 2026 to December 7, 2026, for coverage starting January 1. Because your plan is ending, you also get a Special Enrollment Period from December 8, 2026 through February 28, 2027. An enrollment request received December 8-31 is effective January 1; received in January, effective February 1; received in February, effective March 1. Choosing by December 7, 2026 avoids any gap.
Can I get a Medicare Supplement (Medigap) plan without health questions if my plan is ending?
Usually yes. When a Medicare Advantage plan leaves your area or stops offering coverage, you have a guaranteed issue right to buy Medigap Plan A, B, D or G (and C or F if you were eligible for Medicare before January 1, 2020) without medical underwriting, as long as you move to Original Medicare. You can apply as early as 60 days before your coverage ends and no later than 63 days after (March 4, 2027). Some states give more rights than this.
Why did I get a letter saying my Medicare plan won't renew?
Plans that won't continue next year must mail members a non-renewal notice by October 2, 2026. It means your current plan ends December 31, 2026, not that you lose Medicare. Keep the letter: it shows which plan is ending and helps prove your enrollment rights.
Will my doctors still be covered on a new plan in Florida?
It depends on the plan you choose. Before switching, check that your doctors, specialists and hospitals are in the new plan's network, your prescriptions are on its drug list, and your pharmacy is covered. With Original Medicare plus Medigap, you can see any provider that accepts Medicare.
Which Medicare Advantage plans are available in Florida for 2027?
CMS's 2027 files list 560 Medicare Advantage plans offered in Florida by 28 companies: Devoted Health (106 plans), Humana (84 plans), Aetna Medicare (62 plans), UnitedHealthcare (57 plans), CarePlus Health Plans, Inc. (38 plans), and others. 252 of them are special needs plans, which only people who qualify can join. Which plans you can actually choose depends on your county.
I just found out my plan is ending. Do I need to decide right away?
No. Your plan works through December 31, 2026. You can choose a new plan from October 15 to December 7, and because your plan is ending you also get a Special Enrollment Period from December 8 through February 28, 2027. Deciding earlier just means your new plan is settled before January 1.
Will I get pressured into a sales call if I ask for help?
No. A licensed agent looks at the plans available where you live in Florida, explains what changes for you, and you decide. There is no cost to you and no obligation to enroll in anything. Calls are recorded, as Medicare requires.
How do I know my plan is on this list?
Type your plan name or the plan ID from your member card into the box above the table. The list comes from CMS's own 2026 and 2027 plan files. Your plan's written notice is the final word; if the two disagree, trust the letter and have a licensed agent check it with you.
Is your Florida Medicare plan ending?
Call to check your plan and compare what's available where you live, with licensed Medicare help.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
GetFastRates.com is not connected with or endorsed by the U.S. government or the federal Medicare program. Calling connects you with licensed insurance help. Plan availability, costs, benefits, and enrollment rules can vary by state, carrier, and individual situation.
Sources
- CMS Monthly Enrollment by Contract/Plan/State/County (2026-09)
- CMS Medicare Advantage and Part D Enrollment and Disenrollment Guidance, section 30.6.10 (SEP for non-renewals and service-area reductions)
- Medicare.gov: Choosing a Medigap Policy (guaranteed issue rights)
- Medicare.gov: Special Enrollment Periods
- 42 CFR 422.506 (non-renewal notice to members)
Last updated 2026-10-06. Plan counts come from CMS files; CMS doesn't publish county counts of 10 or fewer members, so totals are at least the number shown.