Simply Medicare Plans Ending for 2027 in Florida: Plan List and What to Do

Checked October 6, 2026 against CMS's 2027 Plan Crosswalk, its 2026 and 2027 plan lists, and September 2026 enrollment. CMS files these plans under Anthem (Elevance Health).

• Florida: 29 plans end or leave counties (26,253 members); 24 merged or renumbered (7,465 members) county detail

CMS hides county counts of 10 or fewer, so totals are at least the number shown. A plan's own letter is the final word on what happens to it.

• Your current plan keeps working through December 31, 2026. Doctors, prescriptions and benefits work as usual until then.
• Open Enrollment, October 15, 2026 to December 7, 2026: pick a new plan now and it starts January 1, 2027, with no gap.
• Your extra window, December 8, 2026 to February 28, 2027: because your plan is being discontinued, you get a Special Enrollment Period on top of Open Enrollment. An enrollment request received December 8-31 is effective January 1; received in January, effective February 1; received in February, effective March 1.
• Medigap guaranteed issue: apply as early as November 1, 2026, and no later than March 4, 2027 (63 days after your coverage ends).

You don't lose Medicare. If you don't choose a new plan, you're moved to Original Medicare (Parts A and B) on January 1, 2027. Original Medicare doesn't include prescription drug coverage, so you'd need to join a separate Part D plan. Going 63 days or more without creditable drug coverage can mean a permanent late-enrollment penalty.

Usually yes. When a Medicare Advantage plan leaves your area or stops offering coverage, federal law gives you a guaranteed issue right: a Medigap company must sell you Plan A, B, D or G (or C or F if you were eligible for Medicare before January 1, 2020), can't charge more for past or present health problems, and can't refuse you, as long as you switch to Original Medicare. Some states add more rights than this. Keep your non-renewal letter; it can serve as proof.

How Medigap guaranteed issue works when your plan ends

Losing your Advantage plan this year? Moving to Medigap | Medigap or another Advantage plan? | Moving to Medigap, step by step

• Are your doctors, specialists and hospitals in the new plan's network?
• Are your prescriptions on its drug list, and is your pharmacy covered?
• Premium, deductible, copays and maximum out-of-pocket
• HMO or PPO, and any extra benefits (dental, vision, hearing) that matter to you
• Medicare Advantage vs. Original Medicare with Medigap and a Part D plan