The first hour
Speed matters most for money. If you gave a card or bank number, call the number on the back of the card or on your bank statement, not a number from the caller, and ask them to stop or watch for charges.
The first week
Call 1-800-MEDICARE and report the contact. For Medicare Advantage or drug plan problems you can also call the Investigations Medicare Drug Integrity Contractor at 1-877-7SAFERX (1-877-772-3379). Report it to the Federal Trade Commission at reportfraud.ftc.gov and to the HHS Office of Inspector General. If someone is pressuring you or you feel unsafe, tell a family member and local authorities.
- Ask 1-800-MEDICARE whether a new Medicare number is appropriate in your case.
- Call your Senior Medicare Patrol for help reviewing your records.
Over the next months
Look at every Medicare statement and plan notice as it arrives, and compare it with your appointments and supplies. Check your Medicare.gov account for claims. If you see anything you did not receive, call 1-800-MEDICARE right away.
- Keep your notes and any letters in one folder.
- Be wary of follow-up calls from 'recovery services' or 'investigators' asking for money or more information.
- Think about asking your bank about extra protection on your accounts.