GetFastRates.com
Medicaid Ended? What to Do Next
Whether it's a renewal issue, a denial, or your child losing CHIP, losing Medicaid or CHIP opens one of the longest enrollment windows in the ACA Marketplace system.
Losing Medicaid or CHIP coverage -- for any reason, including a routine renewal that didn't go through -- generally opens a 90-day Special Enrollment Period on the ACA Marketplace, longer than the standard 60-day window for most other events.
Many Medicaid losses are procedural, not real ineligibility
A large share of recent Medicaid disenrollments happened for procedural reasons -- a renewal form not received or returned in time -- rather than an actual change in eligibility. It's worth checking directly with your state Medicaid agency about your specific case.
You get 90 days, not just 60
Losing Medicaid or CHIP specifically gets a longer window than most other qualifying events -- generally 90 days after your coverage ends to enroll in a Marketplace plan.
Your next step
See your state's Medicaid agency contact and your exact 90-day window.
Also worth a look:
Common questions
Can GetFastRates get my Medicaid reinstated?
No -- Medicaid eligibility and appeals are decided by your state Medicaid agency, not GetFastRates.com. The Medicaid Loss Helper shows your state's real contact information for that conversation, and we can help you look at Marketplace options in the meantime.
What if my child lost CHIP but I still have other coverage?
The Medicaid/CHIP loss Special Enrollment Period generally applies to whoever lost the coverage -- your child in this case. The Medicaid Loss Helper and a licensed agent can walk through what that means for your household's plan.
Questions are easier by phone.
Call 855-367-1095 to talk through your situation with licensed insurance help.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.