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Lost Medicaid or CHIP Coverage? What To Do Next
If your Medicaid or CHIP coverage ended -- including during a routine renewal -- you may have a 90-day window to enroll in an ACA marketplace plan. Choose your state and coverage-end date to see where you stand.
Medicaid and CHIP coverage-loss questions
Why did I lose Medicaid or CHIP coverage?
Common reasons include a routine annual renewal/redetermination, a reported income or household change, or a paperwork issue during the renewal process. Many people lose coverage for procedural reasons -- like a renewal form not being received or returned in time -- rather than because they're actually ineligible. Your state Medicaid agency can tell you the exact reason for your case.
How long do I have to enroll in a Marketplace plan after losing Medicaid?
Losing Medicaid or CHIP coverage generally opens a 90-day Special Enrollment Period on the ACA Marketplace -- longer than the standard 60-day window most other qualifying events get.
Will Marketplace coverage cost more than Medicaid did?
It depends on your household income. Depending on your income, ACA marketplace plans can come with a significantly reduced monthly premium through the premium tax credit -- a licensed agent can review your actual numbers with you.
What if I think I still qualify for Medicaid?
Contact your state Medicaid agency directly to ask about your case or file an appeal -- GetFastRates.com cannot determine or change your Medicaid eligibility. We can help with your ACA marketplace options in the meantime.