Medicare in California
Medicare plans in San Jose, CA: open enrollment guide
Medicare's open enrollment runs October 15 to December 7. What matters for San Jose: which health systems to check, and where county and state lines change your options.
Medicare in San Jose
Silicon Valley has a lot of people who built their careers around company benefits, and some reach 65 with stock or retirement income that affects Medicare costs. If your income is high, ask about how it changes what you pay for Medicare.
Stanford Health Care is just outside San Jose, and plans differ in whether they include it.
San Jose is in Santa Clara County, California. Where you live decides which plans and prices you can get, because plan availability is set by county and ZIP code.
Use the “Look at plans yourself” button at the top of the page to compare plans for California on your own, or call and we will go through it with you.
Health systems to check in San Jose
Before you choose or keep a plan, check that your own doctors and hospitals are in its network. These are among the largest systems serving the area. Naming them here is not a statement that any plan includes them.
- Santa Clara Valley Healthcare
- Stanford Health Care
- El Camino Health
- Kaiser Permanente
- Regional Medical Center
County and state lines near San Jose
Santa Clara County is next to San Mateo, Alameda and Santa Cruz counties, and many Silicon Valley workers live in one county and work in another.
The dates
Medicare's Annual Enrollment Period runs October 15 to December 7, and changes start January 1. People already in a Medicare Advantage plan get one more change between January 1 and March 31.
Free, unbiased Medicare counseling in California is also available through California HICAP (Health Insurance Counseling and Advocacy Program) at 800-434-0222.
More on Medicare in California
Medicare questions in San Jose
Which San Jose health systems should I check a Medicare plan against?
Santa Clara Valley Healthcare, Stanford Health Care, El Camino Health, Kaiser Permanente, Regional Medical Center are among the largest systems serving San Jose. A plan can include some and leave out others, so check the specific doctor and hospital you use. Naming a system here does not mean any plan includes it.
Does it matter which county or state line I live on near San Jose?
Santa Clara County is next to San Mateo, Alameda and Santa Cruz counties, and many Silicon Valley workers live in one county and work in another.
I have a high income. Does that change what I pay for Medicare?
Yes, higher-income households pay more for Medicare Part B and Part D through an income-related adjustment. It is based on income from a couple of years earlier. If your income dropped, for example from retiring, you can ask Social Security to reconsider.
More for San Jose
Talk through your Medicare options in San Jose
Call 855-367-1095 and a licensed agent will review your plan, doctors and prescriptions with you before December 7.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
GetFastRates.com is not connected with or endorsed by the U.S. government or the federal Medicare program. Calling connects you with licensed insurance help. Plan availability, costs, benefits, and enrollment rules can vary by state, carrier, and individual situation.