ACA health insurance in California
ACA health insurance in San Jose, CA: open enrollment for 2027
Open enrollment for 2027 begins November 1. Where San Jose residents shop for a plan, what the county and state lines mean for you, and how to get help choosing.
Get help choosing a plan in San Jose
Call 855-367-1095. A licensed agent will go through your household, your income and your doctors with you.
Health insurance in San Jose
California runs its own marketplace, Covered California, so San Jose residents shop there.
Many people in San Jose move between employers, and the gap between jobs is a common reason to compare marketplace plans.
San Jose is in Santa Clara County, California. Where you live decides which plans and prices you can get, because plan availability is set by county and ZIP code.
County and state lines near San Jose
Santa Clara County is next to San Mateo, Alameda and Santa Cruz counties, and many Silicon Valley workers live in one county and work in another.
Check the networks
Marketplace plans have their own networks, and they differ from one plan to the next. These are among the largest systems serving the area. Naming them here is not a statement that any plan includes them.
- Santa Clara Valley Healthcare
- Stanford Health Care
- El Camino Health
- Kaiser Permanente
- Regional Medical Center
The dates
Open enrollment for 2027 coverage begins November 1, 2026. Plans and prices for 2027 can differ from this year, and after open enrollment you can usually enroll only with a qualifying life event.
ACA questions in San Jose
Where do I shop for an ACA plan in San Jose?
California runs its own marketplace, Covered California, so San Jose residents shop there rather than on HealthCare.gov.
Do county or state lines near San Jose change my options?
Santa Clara County is next to San Mateo, Alameda and Santa Cruz counties, and many Silicon Valley workers live in one county and work in another.
I'm between jobs. Should I look at Covered California?
Losing job-based coverage can open a special enrollment period, usually for a limited time. Compare a marketplace plan with any COBRA offer and pay attention to the deadlines.
More for San Jose
Ready to look at your options?
Call 855-367-1095 before open enrollment gets busy. There is no charge to review your options.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.