ACA health insurance in Illinois
ACA health insurance in Chicago, IL: open enrollment for 2027
Open enrollment for 2027 begins November 1. Where Chicago residents shop for a plan, what the county and state lines mean for you, and how to get help choosing.
Get help choosing a plan in Chicago
Call 855-367-1095. A licensed agent will go through your household, your income and your doctors with you.
Health insurance in Chicago
Illinois runs its own marketplace, Get Covered Illinois, so Chicago residents shop there rather than on HealthCare.gov.
Plans are priced and offered by region within Illinois, so the plans you see in Chicago can differ from those a few counties away.
Chicago is in Cook County, Illinois. Where you live decides which plans and prices you can get, because plan availability is set by county and ZIP code.
County and state lines near Chicago
Cook County is next to DuPage, Lake, Will and Kane counties, and many Chicago-area households split work, home and doctors across them. Plan availability can change from one county to the next.
Check the networks
Marketplace plans have their own networks, and they differ from one plan to the next. These are among the largest systems serving the area. Naming them here is not a statement that any plan includes them.
- Northwestern Medicine
- Rush University Medical Center
- UChicago Medicine
- Advocate Health Care
- Cook County Health
The dates
Open enrollment for 2027 coverage begins November 1, 2026. Plans and prices for 2027 can differ from this year, and after open enrollment you can usually enroll only with a qualifying life event.
ACA questions in Chicago
Where do I shop for an ACA plan in Chicago?
Illinois runs its own marketplace, Get Covered Illinois, so Chicago residents shop there rather than on HealthCare.gov.
Do county or state lines near Chicago change my options?
Cook County is next to DuPage, Lake, Will and Kane counties, and many Chicago-area households split work, home and doctors across them. Plan availability can change from one county to the next.
Why did the plans I see in Chicago differ from a friend's in another part of Illinois?
Illinois offers plans and sets prices by region, so the plans and prices differ depending on where you live. Compare the plans offered for your own ZIP code, not someone else's.
More for Chicago
Ready to look at your options?
Call 855-367-1095 before open enrollment gets busy. There is no charge to review your options.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.