Medicare in Maryland
Medicare plans in Baltimore, MD: open enrollment guide
Medicare's open enrollment runs October 15 to December 7. What matters for Baltimore: which health systems to check, and where county and state lines change your options.
Medicare in Baltimore
Baltimore City and Baltimore County are different jurisdictions, which surprises many people. Plan availability follows where you live, so a move across that line can change your options.
Johns Hopkins, the University of Maryland system and MedStar are the names most people check, and plans differ in which they include.
Baltimore is in Baltimore City, which Maryland treats as its own county, Maryland. Where you live decides which plans and prices you can get, because plan availability is set by county and ZIP code.
Use the “Look at plans yourself” button at the top of the page to compare plans for Maryland on your own, or call and we will go through it with you.
Health systems to check in Baltimore
Before you choose or keep a plan, check that your own doctors and hospitals are in its network. These are among the largest systems serving the area. Naming them here is not a statement that any plan includes them.
- Johns Hopkins Medicine
- University of Maryland Medical System
- MedStar Health
- LifeBridge Health
- Mercy Medical Center
County and state lines near Baltimore
Baltimore City and Baltimore County are separate places with separate plan availability, and the metro area also includes Anne Arundel, Howard and Harford counties. Many people live in one and work in another.
The dates
Medicare's Annual Enrollment Period runs October 15 to December 7, and changes start January 1. People already in a Medicare Advantage plan get one more change between January 1 and March 31.
Free, unbiased Medicare counseling in Maryland is also available through Maryland SHIP (State Health Insurance Program) at (800) 243-3425.
More on Medicare in Maryland
Medicare questions in Baltimore
Which Baltimore health systems should I check a Medicare plan against?
Johns Hopkins Medicine, University of Maryland Medical System, MedStar Health, LifeBridge Health, Mercy Medical Center are among the largest systems serving Baltimore. A plan can include some and leave out others, so check the specific doctor and hospital you use. Naming a system here does not mean any plan includes it.
Does it matter which county or state line I live on near Baltimore?
Baltimore City and Baltimore County are separate places with separate plan availability, and the metro area also includes Anne Arundel, Howard and Harford counties. Many people live in one and work in another.
I'm in Baltimore City. How is that different from Baltimore County?
They are separate jurisdictions, and Medicare plans are offered by county or county-equivalent. Moving from the city to the county can change your available plans, so check before and after a move.
More for Baltimore
Talk through your Medicare options in Baltimore
Call 855-367-1095 and a licensed agent will review your plan, doctors and prescriptions with you before December 7.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
GetFastRates.com is not connected with or endorsed by the U.S. government or the federal Medicare program. Calling connects you with licensed insurance help. Plan availability, costs, benefits, and enrollment rules can vary by state, carrier, and individual situation.