ACA health insurance in Maryland
ACA health insurance in Baltimore, MD: open enrollment for 2027
Open enrollment for 2027 begins November 1. Where Baltimore residents shop for a plan, what the county and state lines mean for you, and how to get help choosing.
Get help choosing a plan in Baltimore
Call 855-367-1095. A licensed agent will go through your household, your income and your doctors with you.
Health insurance in Baltimore
Maryland runs its own marketplace, Maryland Health Connection, so Baltimore residents shop there.
If you live in Maryland but work in Washington, DC or Virginia, the state where you live decides which marketplace you use.
Baltimore is in Baltimore City, which Maryland treats as its own county, Maryland. Where you live decides which plans and prices you can get, because plan availability is set by county and ZIP code.
County and state lines near Baltimore
Baltimore City and Baltimore County are separate places with separate plan availability, and the metro area also includes Anne Arundel, Howard and Harford counties. Many people live in one and work in another.
Check the networks
Marketplace plans have their own networks, and they differ from one plan to the next. These are among the largest systems serving the area. Naming them here is not a statement that any plan includes them.
- Johns Hopkins Medicine
- University of Maryland Medical System
- MedStar Health
- LifeBridge Health
- Mercy Medical Center
The dates
Open enrollment for 2027 coverage begins November 1, 2026. Plans and prices for 2027 can differ from this year, and after open enrollment you can usually enroll only with a qualifying life event.
ACA questions in Baltimore
Where do I shop for an ACA plan in Baltimore?
Maryland runs its own marketplace, Maryland Health Connection, so Baltimore residents shop there rather than on HealthCare.gov.
Do county or state lines near Baltimore change my options?
Baltimore City and Baltimore County are separate places with separate plan availability, and the metro area also includes Anne Arundel, Howard and Harford counties. Many people live in one and work in another.
I live in Maryland and work in Washington, DC. Which marketplace?
Where you live decides the marketplace. If your home is in Maryland, you use Maryland Health Connection, even if your job is in another jurisdiction.
More for Baltimore
Ready to look at your options?
Call 855-367-1095 before open enrollment gets busy. There is no charge to review your options.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.