GetFastRates.com
Oregon Insurance Coverage Help
Oregon currently uses the federal HealthCare.gov Marketplace, but that's changing soon -- a new state-run site, Explore Health (ExploreHealthOR.gov), is set to take its place starting November 1, 2026 under a 2023 state law. GetFastRates.com is free to use for Oregon callers working through Medicare, ACA, life, or supplemental coverage questions.
Coverage questions in Oregon.
Medicare, health, life, and supplemental insurance can depend on state, carrier, enrollment timing, household details, and personal needs.
The Oregon Health Plan (OHP), run by the Oregon Health Authority, is Oregon's Medicaid program -- apply online at ONE.Oregon.gov, which is the right place to start if your Oregon Medicaid eligibility changed.
As of this writing, Oregon ACA shopping still goes through the federal HealthCare.gov Marketplace, but that's about to change: a new state marketplace, Explore Health, launches November 1, 2026 and will take HealthCare.gov's place for Oregon.
Free Medicare counseling is available in Oregon through SHIBA (Senior Health Insurance Benefits Assistance) at 800-722-4134, separate from GetFastRates' own free phone help.
Oregon agencies and resources.
These are the official Oregon and federal resources behind this page, not GetFastRates.com itself.
- Oregon Medicaid
- Oregon Health Plan (Oregon Health Authority)
- ACA Marketplace
- HealthCare.gov (federal Marketplace) -- transitioning to Explore Health November 1, 2026
- Insurance regulator
- Oregon Division of Financial Regulation (DFR)
- Free Medicare counseling
- Oregon SHIBA (Senior Health Insurance Benefits Assistance) (800-722-4134)
Oregon is in the middle of a marketplace transition: a 2023 state law required the Oregon Health Authority to stand up its own exchange, and the new Explore Health site received federal approval and is scheduled to replace HealthCare.gov for Oregon starting November 1, 2026 -- worth double-checking which site is current if you're reading this after that date.
Oregon coverage questions people ask.
Who runs Medicaid in Oregon?
Oregon Medicaid is administered by Oregon Health Plan (Oregon Health Authority). If your Oregon Medicaid eligibility changed, that agency -- not GetFastRates.com -- makes the eligibility decision, but a free call can help you understand what your options look like next.
Does Oregon have its own ACA marketplace?
No. Oregon uses the federal HealthCare.gov Marketplace rather than a state-run exchange, so Oregon marketplace shopping and subsidy questions go through HealthCare.gov.
Is there free Medicare counseling in Oregon?
Yes. Oregon SHIBA (Senior Health Insurance Benefits Assistance) offers free, unbiased Medicare counseling in Oregon at 800-722-4134. GetFastRates.com's phone help is also free and separate from that program.
Call now or request a callback.
Calling is fastest. If you cannot call right now, send a request and keep your coverage questions handy for the callback.
GetFastRates.com is free to use. There is no cost to call 855-367-1095, request help, or speak with a licensed insurance agent through this service. "Free" describes GetFastRates' help -- not the price of insurance, coverage, premiums, or a plan.
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.