GetFastRates.com
North Carolina Insurance Coverage Help
Since February 2024, an ACA application started on HealthCare.gov can route straight into NC Medicaid without a separate state application, part of North Carolina's continued Medicaid expansion rollout through NC Medicaid (NCDHHS). GetFastRates.com is free to use for North Carolina callers working through Medicare, ACA, life, or supplemental coverage questions.
Coverage questions in North Carolina.
Medicare, health, life, and supplemental insurance can depend on state, carrier, enrollment timing, household details, and personal needs.
NC Medicaid, part of the Department of Health and Human Services (NCDHHS), now accepts Medicaid eligibility determinations coming directly from a HealthCare.gov application, so a single federal application can result in either ACA marketplace coverage or NC Medicaid depending on income.
There's no separate North Carolina-run ACA exchange -- HealthCare.gov handles marketplace shopping and subsidy questions for North Carolina residents directly.
SHIIP (Seniors' Health Insurance Information Program), reachable at 855-408-1212, is North Carolina's free Medicare counseling service, operated by the Department of Insurance and entirely separate from GetFastRates' own free phone help.
North Carolina agencies and resources.
These are the official North Carolina and federal resources behind this page, not GetFastRates.com itself.
- North Carolina Medicaid
- NC Medicaid (NC Department of Health and Human Services)
- ACA Marketplace
- HealthCare.gov (federal Marketplace)
- Insurance regulator
- North Carolina Department of Insurance (NCDOI)
- Free Medicare counseling
- SHIIP (Seniors' Health Insurance Information Program) (855-408-1212)
North Carolina began accepting Medicaid eligibility determinations from the federal Marketplace in February 2024, part of the state's continued rollout of Medicaid expansion -- an application that starts on HealthCare.gov can now route directly into NC Medicaid without a separate state application.
North Carolina coverage questions people ask.
Who runs Medicaid in North Carolina?
North Carolina Medicaid is administered by NC Medicaid (NC Department of Health and Human Services). If your North Carolina Medicaid eligibility changed, that agency -- not GetFastRates.com -- makes the eligibility decision, but a free call can help you understand what your options look like next.
Does North Carolina have its own ACA marketplace?
No. North Carolina uses the federal HealthCare.gov Marketplace rather than a state-run exchange, so North Carolina marketplace shopping and subsidy questions go through HealthCare.gov.
Is there free Medicare counseling in North Carolina?
Yes. SHIIP (Seniors' Health Insurance Information Program) offers free, unbiased Medicare counseling in North Carolina at 855-408-1212. GetFastRates.com's phone help is also free and separate from that program.
Call now or request a callback.
Calling is fastest. If you cannot call right now, send a request and keep your coverage questions handy for the callback.
GetFastRates.com is free to use. There is no cost to call 855-367-1095, request help, or speak with a licensed insurance agent through this service. "Free" describes GetFastRates' help -- not the price of insurance, coverage, premiums, or a plan.
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.