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Just Moved? Here's How Your Health Insurance Changes
A permanent move to a new state or ZIP code with different plan options is a qualifying life event -- here's what that means for your coverage.
Permanently moving to a new ZIP code or state that offers different health plan options is a recognized qualifying life event, generally opening a 60-day Special Enrollment Period to enroll in a new Marketplace plan where you now live.
There's usually a prior-coverage requirement
This qualifying event generally requires having had coverage for at least one day in the 60 days before your move, with some exceptions -- worth confirming your specific situation.
Your old plan's network likely doesn't follow you
Marketplace plans are generally state- and often county-specific. A move usually means shopping for a new plan in your new location, not just transferring your old one.
Your next step
Select moved states/ZIP and your move date to see your real window.
Also worth a look:
Common questions
Does moving within the same city count?
Only if the move actually changes which plans are available to you -- a short move within the same coverage area generally doesn't qualify. A licensed agent can confirm your specific situation.
What if I didn't have coverage before I moved?
The moving qualifying event generally requires prior coverage, with some exceptions. Call to check whether another qualifying event or Open Enrollment applies to you instead.
Questions are easier by phone.
Call 855-367-1095 to talk through your situation with licensed insurance help.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.