GetFastRates.com

Dental & Vision Insurance Without Employer Coverage

Without an employer plan, dental and vision coverage don't disappear as options -- they're available as their own individual plans.

Dental and vision coverage are commonly bundled into employer benefits, but they're also available as standalone individual plans -- genuinely useful, everyday coverage most people actually use, not just a nice-to-have.

These are separate products from major medical

Individual dental and vision plans are purchased separately from ACA health coverage -- you can add either or both regardless of where your major medical coverage comes from.

Start with what's actually worrying you

Routine cleanings and exams, or a bigger concern like needing new glasses or a dental procedure -- the right starting point is the actual concern, not the product name.

Your next step

Select what's worrying you -- dental, vision, or other gaps -- and see what's built for it.

Have a special situation, or want to check whether there are additional options for your situation? Call 855-367-1095 to go over your options with a licensed insurance agent.

Common questions

Can I get just dental, or just vision, without the other?

Yes -- they're separate products. The Coverage Gap Finder lets you select just the one that applies to you, or both.

Do I need major medical coverage to add dental or vision?

No -- these are typically available as standalone plans regardless of your major medical situation, though a licensed agent can help you see the full picture together.

Questions are easier by phone.

Call 855-367-1095 to talk through your situation with licensed insurance help.

  • Licensed insurance help
  • No guaranteed eligibility, pricing, or availability
  • Educational starting point

Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.