GetFastRates.com
The federal individual mandate penalty has been $0 since 2019. However, a handful of states and DC (including New Jersey, California, Rhode Island, Massachusetts, and DC) still charge their own penalty for residents who go without qualifying coverage.
it depends
The federal individual mandate penalty has been $0 since 2019. However, a handful of states and DC (including New Jersey, California, Rhode Island, Massachusetts, and DC) still charge their own penalty for residents who go without qualifying coverage.
Call if you live in one of these states and want to understand whether a penalty could apply to you, or to compare coverage options before deciding to go without insurance.
Insurance answers often depend on policy language, state rules, timing, networks, benefits, and exclusions. A short myth answer can help, but it is not a personal coverage decision.
Call when timing, claims, doctors, prescriptions, enrollment windows, beneficiaries, or policy exclusions could change the answer for your situation.
Call 855-367-1095 to talk through your situation with licensed insurance help.
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.