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Do I lose my life insurance if I change jobs?

Employer-provided group life insurance is often tied to your job and typically doesn't automatically transfer when you leave, though some group policies offer limited conversion or portability options. An individually-owned policy stays with you regardless of employment.

Answer

it depends

Plain-English explanation

Employer-provided group life insurance is often tied to your job and typically doesn't automatically transfer when you leave, though some group policies offer limited conversion or portability options. An individually-owned policy stays with you regardless of employment.

When to call a licensed agent

Call before leaving a job if you rely on employer-provided life insurance, to understand your options for keeping coverage in place.

Questions about this myth

Why is this life insurance and job changes question confusing?

Insurance answers often depend on policy language, state rules, timing, networks, benefits, and exclusions. A short myth answer can help, but it is not a personal coverage decision.

When should I call instead of guessing?

Call when timing, claims, doctors, prescriptions, enrollment windows, beneficiaries, or policy exclusions could change the answer for your situation.

Questions are easier by phone.

Call 855-367-1095 to talk through your situation with licensed insurance help.

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Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.