GetFastRates.com
Turning 65? Get Your Medicare Quote
Turning 65 opens your Initial Enrollment Period for Medicare -- a 7-month window most people shouldn't miss, even if you're still working and have other coverage.
Is this right for you?
- You're within a few months of your 65th birthday
- You're not sure whether to enroll in Medicare if you still have employer coverage
- You want to understand Parts A, B, C, and D before deciding
Your options
The federal program itself -- generally the starting point most people enroll in first.
A private-plan alternative that bundles in extra benefits, chosen instead of or alongside Original Medicare plus Medigap.
The Original Medicare route, layered with supplemental and drug coverage for more complete protection.
Common questions
Do I need to enroll in Medicare if I'm still working at 65?
It depends on your employer's size and your specific coverage -- getting this wrong can mean a late enrollment penalty, so it's worth confirming your exact situation.
What is the Initial Enrollment Period?
A 7-month window centered on your 65th birthday month -- 3 months before, your birthday month, and 3 months after.
What happens if I miss my Initial Enrollment Period?
You may face a late enrollment penalty and have to wait for a later enrollment window, unless a Special Enrollment Period applies -- worth checking before your window closes.
Questions are easier by phone.
Call 855-367-1095 to talk through your situation with licensed insurance help.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
GetFastRates.com is not connected with or endorsed by the U.S. government or the federal Medicare program. Calling connects you with licensed insurance help. Plan availability, costs, benefits, and enrollment rules can vary by state, carrier, and individual situation.