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Medicare Under 65 Due to Disability
Certain disabilities can qualify you for Medicare before age 65 -- the rules and timing differ from standard age-based eligibility, and it's worth understanding your specific situation.
Is this right for you?
- You're under 65 and receiving Social Security Disability Insurance (SSDI)
- You have a specific qualifying condition (like ESRD or ALS) with its own Medicare rules
- You're not sure how your situation affects your Medicare timeline
Your options
Generally starts after a waiting period from when SSDI benefits begin -- an agent can confirm your specific timeline.
Has its own distinct eligibility rules and timing, different from standard disability-based Medicare.
Once your Medicare eligibility starts, the same plan options generally apply as for any Medicare beneficiary.
Common questions
How long is the waiting period for Medicare via SSDI?
There's generally a waiting period after SSDI benefits begin -- an agent can confirm the exact timeline for your situation.
Do ESRD and ALS have different Medicare rules?
Yes -- both have their own distinct eligibility timing separate from the standard disability waiting period. Worth confirming which applies to you.
Can I get Medigap if I'm under 65 on Medicare?
Availability and pricing rules for under-65 Medigap vary significantly by state -- an agent can confirm what's available where you live.
Questions are easier by phone.
Call 855-367-1095 to talk through your situation with licensed insurance help.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
GetFastRates.com is not connected with or endorsed by the U.S. government or the federal Medicare program. Calling connects you with licensed insurance help. Plan availability, costs, benefits, and enrollment rules can vary by state, carrier, and individual situation.