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Get a Medicare Supplement (Medigap) Quote
Medicare Supplement (Medigap) plans help pay Original Medicare's deductibles, copays, and coinsurance -- standardized by letter plan, so the same-lettered plan covers the same benefits regardless of carrier.
Is this right for you?
- You have Original Medicare (Parts A and B) and want to lower your out-of-pocket exposure
- You want the freedom to see any provider who accepts Medicare, without network restrictions
- You're comparing plan letters (like Plan G or Plan N) to see what fits your budget
Your options
Covers most out-of-pocket costs except the Part B deductible -- one of the most comprehensive widely-available options.
Lower premium than Plan G, with some copays for office visits and ER use.
Lower premium, higher deductible you pay before the plan starts covering costs.
Common questions
Is the same-lettered Medigap plan identical across carriers?
Yes -- benefits for a given plan letter are standardized by federal law, so the difference between carriers is generally price and customer service, not coverage.
When is the best time to enroll in Medigap?
Your Medigap Open Enrollment Period (starting when you're 65+ and enrolled in Part B) generally guarantees acceptance regardless of health -- outside that window, medical underwriting may apply.
Can I have Medigap and a Medicare Advantage plan at the same time?
No -- they work differently and generally can't be combined. An agent can help you compare which structure fits your situation.
Questions are easier by phone.
Call 855-367-1095 to talk through your situation with licensed insurance help.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
GetFastRates.com is not connected with or endorsed by the U.S. government or the federal Medicare program. Calling connects you with licensed insurance help. Plan availability, costs, benefits, and enrollment rules can vary by state, carrier, and individual situation.