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Medicare Help for Lower-Income Households

Several programs exist specifically to lower Medicare costs for people with limited income and resources -- many eligible people don't realize they qualify.

Is this right for you?

Your options

Medicare Savings Programs

State-run programs that can help pay Part A/B premiums and cost-sharing, depending on income.

Extra Help (Low-Income Subsidy)

Federal program that lowers Part D prescription drug costs for qualifying income levels.

Dual-eligible (Medicare + Medicaid)

If you qualify for both programs, they can work together to significantly lower your costs.

Common questions

How do I know if I qualify for a Medicare Savings Program?

Eligibility is based on income and resource limits that vary somewhat by state -- an agent can help you check your specific numbers.

Is Extra Help the same as a Medicare Savings Program?

No -- Extra Help specifically lowers drug costs, while Medicare Savings Programs can help with Part A/B premiums and cost-sharing. Someone can qualify for one, both, or neither.

Does applying affect other benefits I receive?

Generally these programs are designed to work alongside other benefits, but it's worth confirming your specific situation with an agent.

Questions are easier by phone.

Call 855-367-1095 to talk through your situation with licensed insurance help.

  • Licensed insurance help
  • No guaranteed eligibility, pricing, or availability
  • Educational starting point

GetFastRates.com is not connected with or endorsed by the U.S. government or the federal Medicare program. Calling connects you with licensed insurance help. Plan availability, costs, benefits, and enrollment rules can vary by state, carrier, and individual situation.