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Life Insurance for Seniors -- Get a Quote
Life insurance is still available for seniors, though options shift toward final expense and simplified-issue policies as age and health increase.
Is this right for you?
- You're a senior looking for coverage, whether for the first time or to replace an old policy
- You're mainly concerned with final expenses rather than income replacement
- You want to understand what's realistically available at your age and health
Your options
Smaller policy, simplified underwriting, aimed at funeral and end-of-life costs.
No health questions, easiest approval, typically smaller benefit and a waiting period.
Still available for some seniors, generally at higher premiums and shorter available terms than at younger ages.
Common questions
Is there an age limit for life insurance?
It varies by product and carrier -- some final expense and guaranteed issue policies are available well into a person's 80s. An agent can confirm what's available at your age.
What if I have health conditions?
Simplified and guaranteed issue policies are specifically designed for this -- worth discussing your health history to see real options.
Can I still get term life insurance as a senior?
In some cases yes, though premiums rise significantly with age -- worth comparing against final expense or whole life options.
Questions are easier by phone.
Call 855-367-1095 to talk through your situation with licensed insurance help.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.