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Life Insurance for New and Growing Families
Becoming a parent is one of the most common reasons people get life insurance -- protecting income your family depends on, generally at the lowest cost while you're young and healthy.
Is this right for you?
- You recently had or are expecting a child, or your family is growing
- You want to protect your income for your dependents if something happened to you
- You don't currently have coverage, or your current coverage hasn't kept up with your family's needs
Your options
Lower cost, matched to years your kids depend on your income -- a common choice for new parents.
Permanent coverage that also builds cash value -- higher premium, sometimes paired with a smaller term policy.
Worth considering for a stay-at-home parent too -- replacing that unpaid labor has a real cost.
Common questions
How much life insurance should a new parent get?
A common approach considers years of income replacement plus specific costs like childcare or a mortgage -- an agent can run real numbers for your situation.
Should both parents get life insurance, even a stay-at-home parent?
Often worth considering -- replacing childcare and household labor has a real cost that's easy to overlook.
Is it cheaper to buy life insurance while young?
Generally yes -- premiums are typically lower the younger and healthier you are when you lock in a policy.
Questions are easier by phone.
Call 855-367-1095 to talk through your situation with licensed insurance help.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.