GetFastRates.com
Get a Family Health Insurance Quote
Family Marketplace plans cover everyone on one policy, with pricing based on the ages and number of people you're covering, plus your household income.
Is this right for you?
- You're covering yourself plus a spouse and/or dependents
- Nobody in the household has employer or government coverage that fits everyone
- You want one plan instead of piecing together separate coverage per person
Your options
One plan covering the whole household, priced per person plus income-based subsidy.
Sometimes makes sense if household members qualify for different programs (e.g. one adult for Medicaid, one for Marketplace).
A separate, often lower-cost program for kids depending on household income -- worth checking alongside Marketplace options.
Common questions
Do all my kids need to be on the same plan as me?
Not necessarily -- depending on income, children may qualify for CHIP even if parents are on a different Marketplace plan. An agent can check both.
Does a bigger household mean a bigger subsidy?
Household size is one factor in the subsidy calculation alongside income -- generally, a larger household can qualify for savings at a higher income level than a smaller one.
Can I add a newborn or new spouse mid-year?
Yes -- having a baby or getting married is generally a qualifying life event that opens a Special Enrollment Period outside the normal annual window.
Questions are easier by phone.
Call 855-367-1095 to talk through your situation with licensed insurance help.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.