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Get a Critical Illness Insurance Quote
Critical illness insurance pays a lump-sum cash benefit upon diagnosis of a covered condition -- like cancer, heart attack, or stroke -- to use however you need, alongside your regular health insurance.
Is this right for you?
- You want a cash cushion specifically for the cost and income impact of a serious diagnosis
- You have a family history of a covered condition, or want the added protection regardless
- You already have regular health insurance and want to supplement it, not replace it
Your options
Pays a lump sum upon diagnosis of a covered condition from the policy's list.
Extends coverage to your spouse and/or children under one policy.
Some carriers combine both types of coverage under one policy.
Common questions
What conditions does critical illness insurance typically cover?
Commonly includes cancer, heart attack, and stroke, though the exact list varies significantly by policy -- worth reviewing the specific covered conditions before choosing.
Is the payout a lump sum or ongoing payments?
Typically a lump sum paid upon diagnosis of a covered condition, which you can use however you need.
Does critical illness insurance replace health insurance?
No -- it's a cash supplement meant to work alongside your regular health insurance, not a replacement for it.
Questions are easier by phone.
Call 855-367-1095 to talk through your situation with licensed insurance help.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.