ACA health insurance
Compare Tennessee ACA health plans and enroll online
Look at Tennessee Marketplace health plans, see prices for your household, and sign up on your own through HealthSherpa.
Compare Tennessee plans and enroll (opens HealthSherpa)
You will leave GetFastRates.com. Nothing is submitted until you complete the application there.
How it works
- Select the button and enter your ZIP code, who needs coverage, and your estimated income.
- See the plans offered where you live, with the monthly price for your household. If you qualify for savings, they are applied for you.
- Compare plans side by side: monthly premium, deductible, out-of-pocket maximum, and doctor and drug coverage.
- Choose a plan and complete the application on the same site.
Have this ready
- Names and birth dates for everyone who needs coverage
- Social Security numbers, or immigration document numbers, for the people applying
- Your best estimate of your household income for the coverage year (pay stubs or last year's tax return help)
- Details of any job-based coverage you or a household member could get
- Information about any coverage you have now
How savings work
Many households can lower their monthly premium with a premium tax credit. How much depends on your household size and income, and it is applied to the monthly price shown when you shop. People with certain incomes can also get extra help with deductibles and copays, but only on Silver plans. The Marketplace decides eligibility. GetFastRates.com cannot promise a price or a savings amount.
Tennessee uses the federal HealthCare.gov Marketplace.
Tennessee questions
Is there a charge for using this page to compare Tennessee plans?
GetFastRates.com does not charge you for this page or for the button. Each plan has its own monthly premium, set by the plan and shown before you choose.
Is HealthSherpa the government's website?
No. HealthSherpa is a private enrollment website. It connects to the Health Insurance Marketplace so you can compare plans and apply. To see every plan available, you can also use HealthCare.gov.
When can I enroll in Tennessee?
Open enrollment for 2027 coverage begins November 1, 2026. Outside open enrollment you can usually enroll only after a qualifying life event, such as losing other coverage, moving, or a change in your household. Check HealthCare.gov for the current dates.
Has Tennessee expanded Medicaid?
Tennessee has not adopted the standard ACA Medicaid expansion. Some adults with low incomes can fall into a coverage gap. The application will tell you what you qualify for, and Tennessee's Medicaid agency can answer questions about Medicaid.
Start comparing Tennessee plans (opens HealthSherpa)
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.
GetFastRates.com is an independent insurance agency website. It is not the Health Insurance Marketplace® and is not HealthCare.gov. The button takes you to HealthSherpa, a separate enrollment website, which does not display every plan available through HealthCare.gov. To see all plans, visit HealthCare.gov. Eligibility for savings is decided by the Marketplace, not by GetFastRates.com.
Prefer to talk to someone?
Call and a licensed agent can walk you through your options. The online comparison above works on its own.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.