ACA health insurance in California
ACA health insurance in San Diego, CA: open enrollment for 2027
Open enrollment for 2027 begins November 1. Where San Diego residents shop for a plan, what the county and state lines mean for you, and how to get help choosing.
Get help choosing a plan in San Diego
Call 855-367-1095. A licensed agent will go through your household, your income and your doctors with you.
Health insurance in San Diego
California runs its own marketplace, Covered California, so San Diego residents shop there.
People who work in San Diego's large military and biotech sectors often have employer coverage, and a change of job is when many look at the marketplace.
San Diego is in San Diego County, California. Where you live decides which plans and prices you can get, because plan availability is set by county and ZIP code.
County and state lines near San Diego
San Diego County is next to Imperial, Riverside and Orange counties. Many people also cross the border to Mexico for care, and Medicare generally does not cover care outside the United States.
Check the networks
Marketplace plans have their own networks, and they differ from one plan to the next. These are among the largest systems serving the area. Naming them here is not a statement that any plan includes them.
- Sharp HealthCare
- Scripps Health
- UC San Diego Health
- Rady Children's Health
- Kaiser Permanente
The dates
Open enrollment for 2027 coverage begins November 1, 2026. Plans and prices for 2027 can differ from this year, and after open enrollment you can usually enroll only with a qualifying life event.
ACA questions in San Diego
Where do I shop for an ACA plan in San Diego?
California runs its own marketplace, Covered California, so San Diego residents shop there rather than on HealthCare.gov.
Do county or state lines near San Diego change my options?
San Diego County is next to Imperial, Riverside and Orange counties. Many people also cross the border to Mexico for care, and Medicare generally does not cover care outside the United States.
I'm a contractor in San Diego's biotech field. How do I choose a plan?
Contractors often have to buy their own coverage and then reconcile their savings at tax time based on actual income. Compare premium, deductible and network, and plan for what you would pay in a year when you need care.
More for San Diego
Ready to look at your options?
Call 855-367-1095 before open enrollment gets busy. There is no charge to review your options.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.