ACA health insurance in Arizona
ACA health insurance in Phoenix, AZ: open enrollment for 2027
Open enrollment for 2027 begins November 1. Where Phoenix residents shop for a plan, what the county and state lines mean for you, and how to get help choosing.
Get help choosing a plan in Phoenix
Call 855-367-1095. A licensed agent will go through your household, your income and your doctors with you.
Health insurance in Phoenix
Arizona uses the federal HealthCare.gov marketplace, so Phoenix residents shop there.
The Valley covers a lot of ground, and plans and prices can differ across Maricopa County. Look at the plans offered for your own ZIP code.
Phoenix is in Maricopa County, Arizona. Where you live decides which plans and prices you can get, because plan availability is set by county and ZIP code.
Arizona has expanded Medicaid, so some lower-income adults may qualify for Medicaid instead of Marketplace savings.
County and state lines near Phoenix
The Phoenix area spreads across Maricopa County and into Pinal County, and many residents split their year between Arizona and another state.
Check the networks
Marketplace plans have their own networks, and they differ from one plan to the next. These are among the largest systems serving the area. Naming them here is not a statement that any plan includes them.
- Banner Health
- HonorHealth
- Mayo Clinic in Arizona
- Phoenix Children's
- Dignity Health
The dates
Open enrollment for 2027 coverage begins November 1, 2026. Plans and prices for 2027 can differ from this year, and after open enrollment you can usually enroll only with a qualifying life event.
ACA questions in Phoenix
Where do I shop for an ACA plan in Phoenix?
Arizona uses the federal HealthCare.gov marketplace, so Phoenix residents shop there.
Do county or state lines near Phoenix change my options?
The Phoenix area spreads across Maricopa County and into Pinal County, and many residents split their year between Arizona and another state.
I just moved to Arizona. Can I enroll in a plan right away?
A move to a new area is generally a qualifying life event that opens a special enrollment period, usually for a limited time. The details depend on your situation, and there are documents you may need to show.
More for Phoenix
Ready to look at your options?
Call 855-367-1095 before open enrollment gets busy. There is no charge to review your options.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.