Medicare in Tennessee
Medicare plans in Memphis, TN: open enrollment guide
Medicare's open enrollment runs October 15 to December 7. What matters for Memphis: which health systems to check, and where county and state lines change your options.
Medicare in Memphis
Memphis is a regional medical center for west Tennessee, north Mississippi and eastern Arkansas, so many patients live in a different state from where they get care. A plan's service area is set by where you live, so tell the agent which state your home is in.
Methodist Le Bonheur and Baptist Memorial are the two largest systems, and a plan may include one and not the other.
Memphis is in Shelby County, Tennessee. Where you live decides which plans and prices you can get, because plan availability is set by county and ZIP code.
Use the “Look at plans yourself” button at the top of the page to compare plans for Tennessee on your own, or call and we will go through it with you.
Health systems to check in Memphis
Before you choose or keep a plan, check that your own doctors and hospitals are in its network. These are among the largest systems serving the area. Naming them here is not a statement that any plan includes them.
- Methodist Le Bonheur Healthcare
- Baptist Memorial Health Care
- Regional One Health
- St. Jude Children's Research Hospital
County and state lines near Memphis
Shelby County is next to Fayette and Tipton counties in Tennessee, and just across the state line are DeSoto County, Mississippi and Crittenden County, Arkansas. Those are different states, so plan availability and rules can change at the line.
The dates
Medicare's Annual Enrollment Period runs October 15 to December 7, and changes start January 1. People already in a Medicare Advantage plan get one more change between January 1 and March 31.
Free, unbiased Medicare counseling in Tennessee is also available through TN SHIP (State Health Insurance Assistance Program) at 1-877-801-0044.
More on Medicare in Tennessee
Medicare questions in Memphis
Which Memphis health systems should I check a Medicare plan against?
Methodist Le Bonheur Healthcare, Baptist Memorial Health Care, Regional One Health, St. Jude Children's Research Hospital are among the largest systems serving Memphis. A plan can include some and leave out others, so check the specific doctor and hospital you use. Naming a system here does not mean any plan includes it.
Does it matter which county or state line I live on near Memphis?
Shelby County is next to Fayette and Tipton counties in Tennessee, and just across the state line are DeSoto County, Mississippi and Crittenden County, Arkansas. Those are different states, so plan availability and rules can change at the line.
I live in Mississippi but go to Memphis for care. Which plans can I use?
Your plan options are set by where you live, so you use Mississippi plans. Whether your Memphis doctors are in the network depends on the plan, so check each by name.
More for Memphis
Talk through your Medicare options in Memphis
Call 855-367-1095 and a licensed agent will review your plan, doctors and prescriptions with you before December 7.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
GetFastRates.com is not connected with or endorsed by the U.S. government or the federal Medicare program. Calling connects you with licensed insurance help. Plan availability, costs, benefits, and enrollment rules can vary by state, carrier, and individual situation.