ACA health insurance in Missouri
ACA health insurance in Kansas City, MO: open enrollment for 2027
Open enrollment for 2027 begins November 1. Where Kansas City residents shop for a plan, what the county and state lines mean for you, and how to get help choosing.
Get help choosing a plan in Kansas City
Call 855-367-1095. A licensed agent will go through your household, your income and your doctors with you.
Health insurance in Kansas City
Both Missouri and Kansas use the federal HealthCare.gov marketplace, but plans and prices are set state by state, so which side of the line you live on matters.
Many people live on one side and work on the other. The state where you live is the one that counts.
Kansas City is in Jackson County, Missouri. Where you live decides which plans and prices you can get, because plan availability is set by county and ZIP code.
Missouri has expanded Medicaid, so some lower-income adults may qualify for Medicaid instead of Marketplace savings.
County and state lines near Kansas City
Kansas City is split by the Missouri–Kansas state line, and its metro area includes Johnson and Wyandotte counties in Kansas. Kansas and Missouri are different states, with different plan availability, so the side you live on decides which plans you can buy.
Check the networks
Marketplace plans have their own networks, and they differ from one plan to the next. These are among the largest systems serving the area. Naming them here is not a statement that any plan includes them.
- The University of Kansas Health System
- Saint Luke's Health System
- Children's Mercy Kansas City
- Research Medical Center
- Truman Medical Centers
The dates
Open enrollment for 2027 coverage begins November 1, 2026. Plans and prices for 2027 can differ from this year, and after open enrollment you can usually enroll only with a qualifying life event.
ACA questions in Kansas City
Where do I shop for an ACA plan in Kansas City?
Missouri uses the federal HealthCare.gov marketplace, so Kansas City residents shop there.
Do county or state lines near Kansas City change my options?
Kansas City is split by the Missouri–Kansas state line, and its metro area includes Johnson and Wyandotte counties in Kansas. Kansas and Missouri are different states, with different plan availability, so the side you live on decides which plans you can buy.
My household is in Kansas City, Kansas but I work in Missouri. Which state's plans?
Where you live decides which plans you can buy. If your home is in Kansas, you use Kansas plans even though you work in Missouri.
More for Kansas City
Ready to look at your options?
Call 855-367-1095 before open enrollment gets busy. There is no charge to review your options.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.