ACA health insurance in Texas
ACA health insurance in El Paso, TX: open enrollment for 2027
Open enrollment for 2027 begins November 1. Where El Paso residents shop for a plan, what the county and state lines mean for you, and how to get help choosing.
Get help choosing a plan in El Paso
Call 855-367-1095. A licensed agent will go through your household, your income and your doctors with you.
Health insurance in El Paso
Texas uses the federal HealthCare.gov marketplace, so El Paso residents shop there.
If you live in El Paso but work in New Mexico, or the reverse, the state where you live decides which plans you can buy.
El Paso is in El Paso County, Texas. Where you live decides which plans and prices you can get, because plan availability is set by county and ZIP code.
Texas has not adopted the standard Medicaid expansion, and some adults with low incomes can fall into a coverage gap.
County and state lines near El Paso
El Paso sits on the border with Ciudad Juárez, Mexico, and next to New Mexico. Medicare generally does not cover care you get in Mexico, and plan availability is different on the New Mexico side of the line.
Check the networks
Marketplace plans have their own networks, and they differ from one plan to the next. These are among the largest systems serving the area. Naming them here is not a statement that any plan includes them.
- University Medical Center of El Paso
- Texas Tech University Health Sciences Center El Paso
- Hospitals of Providence
- Las Palmas Del Sol Healthcare
- Sierra Providence
The dates
Open enrollment for 2027 coverage begins November 1, 2026. Plans and prices for 2027 can differ from this year, and after open enrollment you can usually enroll only with a qualifying life event.
ACA questions in El Paso
Where do I shop for an ACA plan in El Paso?
Texas uses the federal HealthCare.gov marketplace, so El Paso residents shop there.
Do county or state lines near El Paso change my options?
El Paso sits on the border with Ciudad Juárez, Mexico, and next to New Mexico. Medicare generally does not cover care you get in Mexico, and plan availability is different on the New Mexico side of the line.
I live in El Paso and my job is in Las Cruces, New Mexico. Which state do I use?
Where you live decides the marketplace. If your home is in El Paso, you shop on the Texas side, even though you work in New Mexico.
More for El Paso
Ready to look at your options?
Call 855-367-1095 before open enrollment gets busy. There is no charge to review your options.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.