ACA health insurance in Michigan
ACA health insurance in Detroit, MI: open enrollment for 2027
Open enrollment for 2027 begins November 1. Where Detroit residents shop for a plan, what the county and state lines mean for you, and how to get help choosing.
Get help choosing a plan in Detroit
Call 855-367-1095. A licensed agent will go through your household, your income and your doctors with you.
Health insurance in Detroit
Michigan uses the federal HealthCare.gov marketplace, so Detroit residents shop there.
Michigan has expanded Medicaid, which means some lower-income adults may qualify for it rather than a marketplace plan.
Detroit is in Wayne County, Michigan. Where you live decides which plans and prices you can get, because plan availability is set by county and ZIP code.
Michigan has expanded Medicaid, so some lower-income adults may qualify for Medicaid instead of Marketplace savings.
County and state lines near Detroit
Wayne County is next to Oakland and Macomb counties, and the metro area is one connected medical market. Windsor, Ontario is just across the river, but Medicare generally does not cover care in Canada.
Check the networks
Marketplace plans have their own networks, and they differ from one plan to the next. These are among the largest systems serving the area. Naming them here is not a statement that any plan includes them.
- Henry Ford Health
- Corewell Health
- Detroit Medical Center
- Trinity Health Michigan
The dates
Open enrollment for 2027 coverage begins November 1, 2026. Plans and prices for 2027 can differ from this year, and after open enrollment you can usually enroll only with a qualifying life event.
ACA questions in Detroit
Where do I shop for an ACA plan in Detroit?
Michigan uses the federal HealthCare.gov marketplace, so Detroit residents shop there.
Do county or state lines near Detroit change my options?
Wayne County is next to Oakland and Macomb counties, and the metro area is one connected medical market. Windsor, Ontario is just across the river, but Medicare generally does not cover care in Canada.
Michigan expanded Medicaid. How do I know whether Medicaid or a marketplace plan fits me?
It depends mostly on your household income. Michigan's Medicaid expansion covers some lower-income adults, and the application will tell you which program you qualify for.
More for Detroit
Ready to look at your options?
Call 855-367-1095 before open enrollment gets busy. There is no charge to review your options.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.