ACA health insurance in New Mexico
ACA health insurance in Albuquerque, NM: open enrollment for 2027
Open enrollment for 2027 begins November 1. Where Albuquerque residents shop for a plan, what the county and state lines mean for you, and how to get help choosing.
Get help choosing a plan in Albuquerque
Call 855-367-1095. A licensed agent will go through your household, your income and your doctors with you.
Health insurance in Albuquerque
New Mexico runs its own marketplace, beWellnm, so Albuquerque residents shop there.
New Mexico has expanded Medicaid, and many lower-income adults qualify for it, so which program fits depends on your income.
Albuquerque is in Bernalillo County, New Mexico. Where you live decides which plans and prices you can get, because plan availability is set by county and ZIP code.
County and state lines near Albuquerque
Bernalillo County is next to Sandoval, Valencia and Torrance counties, and many people around Albuquerque live in one and work in another.
Check the networks
Marketplace plans have their own networks, and they differ from one plan to the next. These are among the largest systems serving the area. Naming them here is not a statement that any plan includes them.
- University of New Mexico Hospital
- Presbyterian Healthcare Services
- Lovelace Health System
- CHRISTUS St. Vincent
The dates
Open enrollment for 2027 coverage begins November 1, 2026. Plans and prices for 2027 can differ from this year, and after open enrollment you can usually enroll only with a qualifying life event.
ACA questions in Albuquerque
Where do I shop for an ACA plan in Albuquerque?
New Mexico runs its own marketplace, beWellnm, so Albuquerque residents shop there rather than on HealthCare.gov.
Do county or state lines near Albuquerque change my options?
Bernalillo County is next to Sandoval, Valencia and Torrance counties, and many people around Albuquerque live in one and work in another.
I'm in a rural town and care is in Albuquerque. How does that affect my plan?
Plans are offered by area, and your plan's network may not include doctors far from your address. Check that the specialists you would use in Albuquerque are in the plan's network.
More for Albuquerque
Ready to look at your options?
Call 855-367-1095 before open enrollment gets busy. There is no charge to review your options.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.