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ACA Health Insurance Coverage Options in North Dakota
North Dakota uses the federal HealthCare.gov Marketplace for ACA health insurance. Review coverage options and enrollment information for North Dakota residents.
Eligibility considerations
- No coverage available through an employer, Medicare, or Medicaid
- Interest in comparing North Dakota Marketplace plans by metal tier
- Uncertainty about premium tax credit eligibility based on household income
Plan tiers
Lower monthly premium; higher cost-sharing when care is used.
The benchmark tier for subsidy calculations; the only tier eligible for additional cost-sharing reductions.
Higher monthly premium; lower cost-sharing at the point of care.
North Dakota Medicaid and Marketplace information
- Medicaid expansion status
- Expanded (January 2014)
- North Dakota Medicaid agency
- North Dakota Health and Human Services (HHS)
- ACA Marketplace
- HealthCare.gov (federal Marketplace)
Common questions
How is ACA Marketplace coverage administered in North Dakota?
North Dakota uses HealthCare.gov (federal Marketplace) rather than a state-run exchange. Enrollment, plan comparison, and subsidy determinations run through the federal system.
Has North Dakota expanded Medicaid under the ACA?
Yes. North Dakota adopted Medicaid expansion, effective January 2014, extending eligibility to more low-income adults than the traditional Medicaid program covered.
Is there a cost to speak with a licensed agent?
No. Reviewing ACA Marketplace options by phone with a licensed agent has no cost. Any plan ultimately selected carries its own separate premium, determined by the plan and carrier, not by GetFastRates.com.
Questions are easier by phone.
Call 855-367-1095 to talk through your situation with licensed insurance help.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.