Essex County, NJ
ACA Health Insurance in Essex County, NJ: 2027 Open Enrollment
Essex County residents can enroll in ACA health insurance for 2027. Open enrollment opens November 1, 2026. See how it works and call a licensed agent to get set up.
The new 2027 plans become available November 1, 2026. Call 855-367-1095 now to get a sneak peek at the new plans before then, and we will have your options ready the day they open.
Medicaid is a government program that gives free or low-cost health coverage to people with limited income, such as some adults, children, pregnant women, seniors and people with disabilities. Each state runs its own Medicaid program and decides who qualifies. We are an independent insurance agency, and we cannot enroll you in Medicaid or check your Medicaid.
New Jersey Medicaid: NJ FamilyCare (Division of Medical Assistance and Health Services) · 1-800-701-0710 (NJ FamilyCare Health Benefits Coordinators) · nj.gov/humanservices/dmahs
If your income is too high for Medicaid, or you want to compare health plans, call us. We can help with that.
Quick answer for Essex County
Open enrollment for 2027 coverage opens November 1, 2026 in most states. New Jersey runs its own marketplace, Get Covered New Jersey, and sets its own end date, so it can differ from other states. Call 855-367-1095 and a licensed agent will confirm your exact dates and enroll you before they pass.
The fastest way to get set up is to call. A licensed agent will go through the 2027 plans offered in Essex County, check whether you qualify for help paying, and enroll you on the call. New Jersey expanded Medicaid, so we check that first if your income is low.
Essex County at a glance
- Population (Census 2023 estimate)
- 851,117, the third largest county in New Jersey
- Land area
- 126 square miles
- Larger places in the county
- Newark, East Orange
- Marketplace
- Get Covered New Jersey
- Medicaid expansion
- Expanded
- New Jersey Medicaid agency
- NJ FamilyCare (Division of Medical Assistance and Health Services)
How help with premiums works
Many Marketplace shoppers qualify for premium tax credits that lower the monthly premium. The amount depends on your household income, family size and where you live, so two neighbors can pay different amounts. Some people qualify for Medicaid instead. Call 855-367-1095 and we will work out which applies to you in a few minutes.
Missed the window? Losing other coverage, moving, getting married or having a baby can open a special enrollment period. Call us and we will tell you whether you qualify.
Other New Jersey counties
ACA questions in Essex County
When is ACA open enrollment for Essex County residents?
Open enrollment for 2027 coverage opens November 1, 2026 in most states. New Jersey runs its own marketplace, Get Covered New Jersey, and sets its own end date, so it can differ from other states. Call 855-367-1095 and a licensed agent will confirm your exact dates and enroll you before they pass.
Does New Jersey have Medicaid expansion?
Yes. New Jersey expanded Medicaid, so more low-income adults in Essex County may qualify for Medicaid instead of Marketplace coverage. Eligibility depends on income and household size.
Will my plan choices depend on where I live in New Jersey?
Yes. Marketplace insurers choose which counties they serve, and prices and plans are set by your area and age. Call 855-367-1095 and a licensed agent will go through what is offered in Essex County for 2027 and which one fits.
Is there a cost to talk with a licensed agent?
No. Calling 855-367-1095 to review your options has no cost, and you are never required to enroll. The plan you choose has its own premium, set by the plan and your household.
Call now or request a callback.
Calling is fastest. If you cannot call right now, send a request and keep your coverage questions handy for the callback.
GetFastRates.com is free to use. There is no cost to call 855-367-1095, request help, or speak with a licensed insurance agent through this service. "Free" describes GetFastRates' help -- not the price of insurance, coverage, premiums, or a plan.
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.