Ottawa County, MI
ACA Health Insurance in Ottawa County, MI: 2027 Open Enrollment
Ottawa County residents can enroll in ACA health insurance for 2027. Open enrollment runs November 1, 2026 through January 15, 2027. See the dates and call a licensed agent to get set up.
The new 2027 plans become available November 1, 2026. Call 855-367-1095 now to get a sneak peek at the new plans before then, and we will have your options ready the day they open.
Medicaid is a government program that gives free or low-cost health coverage to people with limited income, such as some adults, children, pregnant women, seniors and people with disabilities. Each state runs its own Medicaid program and decides who qualifies. We are an independent insurance agency, and we cannot enroll you in Medicaid or check your Medicaid.
Michigan Medicaid: Michigan Department of Health and Human Services (MDHHS) · 1-855-276-4627 (MI Bridges phone application line) · michigan.gov/mdhhs/assistance-programs/medicaid
If your income is too high for Medicaid, or you want to compare health plans, call us. We can help with that.
Quick answer for Ottawa County
Open enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Sign up by December 15, 2026 and coverage starts January 1, 2027. Sign up December 16, 2026 through January 15, 2027 and it starts February 1, 2027. Call 855-367-1095 and a licensed agent will confirm your dates and enroll you before the deadline.
The fastest way to get set up is to call. A licensed agent will go through the 2027 plans offered in Ottawa County, check whether you qualify for help paying, and enroll you on the call. Michigan expanded Medicaid, so we check that first if your income is low.
Ottawa County at a glance
- Population (Census 2023 estimate)
- 303,372, number 7 of 83 counties in Michigan by population
- Land area
- 564 square miles
- Marketplace
- Federal Health Insurance Marketplace
- Medicaid expansion
- Expanded (April 2014)
- Michigan Medicaid agency
- Michigan Department of Health and Human Services (MDHHS)
How help with premiums works
Many Marketplace shoppers qualify for premium tax credits that lower the monthly premium. The amount depends on your household income, family size and where you live, so two neighbors can pay different amounts. Some people qualify for Medicaid instead. Call 855-367-1095 and we will work out which applies to you in a few minutes.
Missed the window? Losing other coverage, moving, getting married or having a baby can open a special enrollment period. Call us and we will tell you whether you qualify.
Other Michigan counties
ACA questions in Ottawa County
When is ACA open enrollment for Ottawa County residents?
Open enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Sign up by December 15, 2026 and coverage starts January 1, 2027. Sign up December 16, 2026 through January 15, 2027 and it starts February 1, 2027. Call 855-367-1095 and a licensed agent will confirm your dates and enroll you before the deadline.
Does Michigan have Medicaid expansion?
Yes. Michigan expanded Medicaid (April 2014), so more low-income adults in Ottawa County may qualify for Medicaid instead of Marketplace coverage. Eligibility depends on income and household size.
Will my plan choices depend on where I live in Michigan?
Yes. Marketplace insurers choose which counties they serve, and prices and plans are set by your area and age. Call 855-367-1095 and a licensed agent will go through what is offered in Ottawa County for 2027 and which one fits.
Is there a cost to talk with a licensed agent?
No. Calling 855-367-1095 to review your options has no cost, and you are never required to enroll. The plan you choose has its own premium, set by the plan and your household.
Call now or request a callback.
Calling is fastest. If you cannot call right now, send a request and keep your coverage questions handy for the callback.
GetFastRates.com is free to use. There is no cost to call 855-367-1095, request help, or speak with a licensed insurance agent through this service. "Free" describes GetFastRates' help -- not the price of insurance, coverage, premiums, or a plan.
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.