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ACA Health Insurance Coverage Options in Indiana
Indiana uses the federal HealthCare.gov Marketplace for ACA health insurance. Review coverage options and enrollment information for Indiana residents.
The new 2027 plans become available November 1, 2026. Call 855-367-1095 now to get a sneak peek at the new plans before then, and we will have your options ready the day they open.
Medicaid is a government program that gives free or low-cost health coverage to people with limited income, such as some adults, children, pregnant women, seniors and people with disabilities. Each state runs its own Medicaid program and decides who qualifies. We are an independent insurance agency, and we cannot enroll you in Medicaid or check your Medicaid.
Indiana Medicaid: Indiana Family and Social Services Administration (FSSA) · 1-800-403-0864 (Division of Family Resources (to apply)) · in.gov/medicaid
If your income is too high for Medicaid, or you want to compare health plans, call us. We can help with that.
Eligibility considerations
- No coverage available through an employer, Medicare, or Medicaid
- Interest in comparing Indiana Marketplace plans by metal tier
- Uncertainty about premium tax credit eligibility based on household income
Plan tiers
Lower monthly premium; higher cost-sharing when care is used.
The benchmark tier for subsidy calculations; the only tier eligible for additional cost-sharing reductions.
Higher monthly premium; lower cost-sharing at the point of care.
Indiana Medicaid and Marketplace information
- Medicaid expansion status
- Expanded (February 2015)
- Indiana Medicaid agency
- Indiana Family and Social Services Administration (FSSA)
- ACA Marketplace
- HealthCare.gov (federal Marketplace)
If an ACA plan doesn't fit
Some Indiana residents earn too much for premium help, or missed the enrollment window, and feel they have no options. You may still have some.
Indiana counties: ACA open enrollment
Choose your county for the dates, Medicaid status and how to get help.
- Marion County
- Lake County
- Allen County
- Hamilton County
- St. Joseph County
- Elkhart County
- Tippecanoe County
- Hendricks County
- Vanderburgh County
- Porter County
- Johnson County
- Monroe County
- Madison County
- Clark County
- Delaware County
- LaPorte County
- Vigo County
- Hancock County
- Bartholomew County
- Howard County
- Floyd County
- Kosciusko County
- Boone County
- Morgan County
- Grant County
- Wayne County
- Warrick County
- Dearborn County
- Henry County
- Noble County
- Jackson County
- Marshall County
- Shelby County
- Lawrence County
- DeKalb County
- Dubois County
- LaGrange County
- Harrison County
- Montgomery County
- Cass County
- Putnam County
- Huntington County
- Adams County
- Knox County
- Miami County
- Steuben County
- Whitley County
- Daviess County
- Jasper County
- Jefferson County
- Gibson County
- Clinton County
- Greene County
- Wabash County
- Ripley County
- Wells County
- Washington County
- Jennings County
- Clay County
- Decatur County
- Posey County
- White County
- Scott County
- Randolph County
- Fayette County
- Starke County
- Franklin County
- Owen County
- Sullivan County
- Carroll County
- Fulton County
- Jay County
- Spencer County
- Orange County
- Perry County
- Rush County
- Fountain County
- Parke County
- Brown County
- Vermillion County
- Tipton County
Common questions
How is ACA Marketplace coverage administered in Indiana?
Indiana uses HealthCare.gov (federal Marketplace) rather than a state-run exchange. Enrollment, plan comparison, and subsidy determinations run through the federal system.
Has Indiana expanded Medicaid under the ACA?
Yes. Indiana adopted Medicaid expansion, effective February 2015, extending eligibility to more low-income adults than the traditional Medicaid program covered.
Is there a cost to speak with a licensed agent?
No. Reviewing ACA Marketplace options by phone with a licensed agent has no cost. Any plan ultimately selected carries its own separate premium, determined by the plan and carrier, not by GetFastRates.com.
Questions are easier by phone.
Call 855-367-1095 to talk through your situation with licensed insurance help.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.